Build your dream home on the only buildable lot currently available in Philo or all of the Unit 7 school district. Located in an established neighborhood with established trees this deep lot ready for a new owner
Property Details
Property Features
Listing Office:
Office Name: KELLER WILLIAMS-TREC-TOLONO
Office Phone: (217) 531-6610
Listing Agent: Rodney Schweighart
Other
Directions Information:
Directions: From Route 130, East on Van Buren 1 block, North on Jackson. House is on the West side of the road.
Price Information
Listing Price Info
Price Summary:
List Price: $45,000
Tax Information:
Annual Amount: $214
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
MLS Details
MLS Information:
MLS Name: MRED
MLS Number: #12121053
Listing Office:
Office Name: KELLER WILLIAMS-TREC-TOLONO
Office Phone: (217) 531-6610
Listing Agent: Rodney Schweighart
Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than the broker/agent who owns the website are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers.
All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.
Some properties which appear for sale on this website may subsequently have sold and may no longer be available. Information Deemed Reliable but Not Guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.
DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@theMLSGRID.co
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$292
Per Month
Principal & Interest
$225
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$201
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Unity East Elementary School
1638 County Road 1000 N
Distance between this listing and this school1.13 miles
Public District Grades KG-5
8
/10
Carrie Busey Elementary School
304 Prairie Rose Ln
Distance between this listing and this school5.42 miles
Public District Grades KG-5
2
/10
Yankee Ridge Elementary School
2102 S Anderson St
Distance between this listing and this school5.86 miles
Public District Grades KG-5
Nearby Schools
5
/10
Unity Junior High School
1121 County Road 800 N
Distance between this listing and this school4.91 miles
Public District Grades 6-8
2
/10
Urbana Middle School
1201 S Vine St
Distance between this listing and this school6.84 miles
Public District Grades 6-8
4
/10
Edison Middle School
306 W Green St
Distance between this listing and this school8.31 miles
Public District Grades 6-8
Nearby Schools
6
/10
Unity High School
1127 County Road 800 N
Distance between this listing and this school4.84 miles
Public District Grades 9-12
3
/10
Urbana High School
1002 S Race St
Distance between this listing and this school6.93 miles
Public District Grades 9-12
5
/10
University of Illinois High School
1212 Springfield Ave
Distance between this listing and this school7.87 miles
The neighbors living near this home have an average income of $71,726. Typical income of Champaign County, IL residents is between $35k-100k annually. Most families are married, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 405 S Jackson St
What is the listing price of this property?
The listing price of 405 S Jackson St property is $45,000.
What type of property is this?
The property 405 S Jackson St is land located in Philo, Illinois, 61864.
Is this property for sale now?
Active Listing: 405 S Jackson St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $214 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 405 S Jackson St in Philo, IL and zip code 61864. It has been listed on Rocket Homes since July 25, 2024 and is currently priced at $45,000.
Champaign County, IL housing market in October 2024 saw over 37 listings sold above listed price, more than 41 sold at listed price and over 84 sold below. In October 2024 in Champaign County, IL there were 3.4% less homes for sale than in September 2024. While the average time on the market in October 2024 was 30 days, the median list price was $225,009.
From Rocket Homes Real Estate and based on county public records data.