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409 Derby St, Chattanooga, TN, 37404

$229,000

Home List Price

$2,719*

Closing Credit

3 Bedrooms
2 Full Baths
1,852 SqFt
$124/SqFt
House

Location

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409 Derby St, Chattanooga$229,000

Buyer Closing Credits

$2,719*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingDriveway
Year Built1940
HeatingCentral, Electric
CoolingCentral Air, Electric, Window Unit(s)
FireplaceDecorative, Den
MLS #1502435
Lot Size0.18 Acres
StatusActive

About 409 Derby St

Charm and potential...what a combo! This Glenwood home offers a variety of possibilities. The downstairs unit features two bedrooms, a full bathroom, kitchen, dining room, great room, laundry room and flex room. The upstairs apartment unit features a bedroom, full bathroom, kitchen and living room. The downstairs unit and upstairs apartment each have their own private entrance. Located in the heart of the medical district, this home certainly has potential as an income producing property. Hardwood floors and a cozy fireplace add character to the great room. The wooden deck adds appeal to the back yard. And the location is convenient to downtown, UTC, Memorial Hospital, Parkridge and Erlanger.

Property Details

Property Features

Property Information:

  • Architectural Style: Contemporary
  • Year Built: 1940
  • Stories: 1
  • Living Area: 1,852 SqFt

Listing Office:

  • Office Name: Scout Realtor Group, LLC
  • Office Phone: (423) 541-2800

Interior Features

Interior Information:

  • Appliances: Water Heater, Washer, Microwave, Refrigerator, Electric Water Heater, Electric Range, Electric Oven, Dryer, Dishwasher
  • Basement: No
  • Flooring Type: Ceramic Tile, Hardwood, Vinyl
  • Interior: Separate Dining Room, Tub/shower Combo
  • Fireplace: Decorative, Den

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 3

Exterior Features

Exterior Information:

  • Exterior: Balcony, Deck, Porch Front, Porch Side

Parking Information:

  • Attached Garage: No
  • Parking: Driveway

Lot Features

Lot Information:

  • Lot: Back Yard, City Lot, Front Yard, Level
  • Lot Size: 0.18 Acres

Utilities

Utilities Information:

  • Heating: Central, Electric
  • Cooling: Central Air, Electric, Window Unit(s)

Other

Directions Information:

  • Directions: From downtown, take W 4th Street to Derby Street. Turn left on Derby Street. House in on the left.

Price Information

Listing Price Info

Price Summary:

  • List Price: $229,000
  • Price Per SqFt: $124/SqFt

Tax Information:

  • Annual Amount: $1,676
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Chattanooga, TN.

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Chattanooga, TN

City

Med. Sold Price

$330K

Med. Price/SqFt

$200

Avg. Days On Market

37

# of Sold Homes

331

409 Derby St vs Chattanooga

53 DAYS ON ROCKET

+16 Days

$229,000

-$101K Less

$124/SqFt

-$77 Less

KEY TAKEAWAY

This property is $101K less than the Median Sold Price and $77/SqFt less than other homes in Chattanooga, TN.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Greater Chattanooga REALTORS®
  • MLS Number: #1502435

Listing Office:

  • Office Name: Scout Realtor Group, LLC
  • Office Phone: (423) 541-2800

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Greater Chattanooga Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Copyright© 2024 Greater Chattanooga Association of REALTORS®.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 2:21:08 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Jan 22, 2009Home Sold
$108,000

Tax History

YEARPROP. TAXASSESSMENT
2020$1,676$30,225
2019$835$30,225
2017$836$30,225

History based on county public records data.

Payment Calculator

$1,210

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$753

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-997022
2
/10

  • Orchard Knob Elementary School

  • 400 N Orchard Knob Ave

  • 0.38 miles

  • Public District Grades PK-5

school-card-donut-997023
4
/10

  • East Side Elementary School

  • 1603 S Lyerly St

  • 1.29 miles

  • Public District Grades KG-5

school-card-donut-997024
3
/10

  • Hardy Elementary School

  • 2100 Glass St

  • 1.64 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $13,621. Typical income of Chattanooga, TN residents is less than $35k annually. Most families are single, no kids. The most common level of education of people living in this area is high school diploma.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 409 Derby St

What is the listing price of this property?

The listing price of 409 Derby St property is $229,000.

What type of property is this?

The property 409 Derby St is a house located in Chattanooga, Tennessee, 37404.

Is this property for sale now?

Active Listing: 409 Derby St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $1,676 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on January 22, 2009 for $108,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 409 Derby St has 3 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 409 Derby St is 1,852 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 409 Derby St is 1940.

Rocket Homes›Tennessee›Hamilton County›Chattanooga›37404›409 Derby St

This home is located at 409 Derby St in Chattanooga, TN and zip code 37404 in the Glenwood / Eastdale neighborhood. This 1,852 square foot home, which was built in 1940, sits on a 0.18 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 29, 2024 and is currently priced at $229,000.

Chattanooga, TN housing market in November 2024 saw over 47 listings sold above listed price, more than 89 sold at listed price and over 195 sold below. The number of homes for sale in Chattanooga, TN decreased by 6.9% between October 2024 and November 2024. In November 2024 median list price was $330,018 and the average listing age was 37 days.

From Rocket Homes Real Estate and based on county public records data.

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