CoolingCentral Air, Dual, Heat Pump, Ceiling Fan(s), Other
BasementYes
FireplaceGas (FIREPL), Gas Starter
MLS #21399811
Lot Size0.46 Acres
StatusActive
About 409 Ramsay Rd
Beautifully updated home features 4BR, 4.5BA, approx 4800 sf, soaring great room w/stone fp & floor to ceiling windows, opens to updated chef's kitchen w/extra large quartz island, custom cabinets & Bosch dishwasher & oven, Thermador commercial grade cooktop, king size master bedroom, new master bath w/quartz vanities, marble tile, 4 jet Rain shower head & custom designed walk-in closet, m/l office & dining room. Upstairs has 3 bedrooms and 2 baths. Daylight basement has large media room, bonus room & full bath. Quiet cul-de-sac. Roof is 7 yrs old, main hvac 6 yrs, 2nd floor hvac 2 yrs old. all the lighting has been updated. Ready to move in
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$4,197
Per Month
Principal & Interest
$3,993
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$137
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,465
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
10
/10
Vestavia Hills Elementary School - Liberty Park
17051 Liberty Pkwy
Distance between this listing and this school3.04 miles
Public District Grades PK-5
10
/10
Greystone Elementary School
300 Village St
Distance between this listing and this school3.59 miles
Public District Grades KG-5
9
/10
Mt Laurel Elementary School
1 Jefferson Pl
Distance between this listing and this school3.77 miles
Public District Grades KG-5
Nearby Schools
10
/10
Liberty Park Middle School
17035 Liberty Pkwy
Distance between this listing and this school3.16 miles
Public District Grades 6-8
2
/10
Irondale Middle School
6200 Old Leeds Rd
Distance between this listing and this school6.47 miles
Public District Grades 6-8
2
/10
W. E. Putnam Middle School
1757 Montclair Rd
Distance between this listing and this school7.11 miles
Public Magnet Grades 6-8
Nearby Schools
10
/10
Mountain Brook High School
3650 Bethune Dr
Distance between this listing and this school5.55 miles
Public District Grades 10-12
6
/10
Shades Valley High School
6100 Old Leeds Rd
Distance between this listing and this school6.36 miles
Public District Grades 9-12
4
/10
Leeds High School
1500 Greenwave Dr
Distance between this listing and this school6.92 miles
The neighbors living near this home have an average income of $142,771. Most Hoover, AL residents have annual incomes $200k+. Most families are married, with kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Hoover, AL
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Hoover, AL.
The housing landscape in Hoover is characterized by a mix of single-family homes and multi-family units, with a prevalence of contemporary and traditional architectural styles. Single-family homes dominate the market, offering spacious living environments suitable for families and individuals alike. The area has seen a steady growth in housing developments, with a significant number of properties constructed in the late 20th century.
What is it like to live in Hoover, AL?
Hoover is celebrated for its family-friendly atmosphere and strong sense of community. The city prides itself on its well-maintained parks and recreational facilities, which serve as hubs for local events and gatherings. Annual festivals and community events are a testament to the area's vibrant cultural life and the residents' active involvement in city affairs.
Is it easy to get around Hoover, AL without a car?
Residents of Hoover benefit from a robust educational system, with multiple public and private schools providing a range of educational opportunities. The city is home to several healthcare facilities, offering a spectrum of services from primary care to specialized treatments. Retail and dining options are plentiful, reflecting the local culture and catering to a variety of tastes and preferences. City initiatives are in place to continually improve services to meet the evolving needs of the community.
Transportation in Hoover, AL.
Hoover's transportation infrastructure supports both private and public transit options, with a network of roads and highways facilitating easy commuting and travel. Public transportation services are available, with schedules designed to accommodate the needs of residents. The city also offers ride-sharing services, enhancing mobility options. Certain areas of Hoover are known for their walkability, encouraging residents to enjoy the city's many pedestrian-friendly spaces.
Frequently Asked Questions About 409 Ramsay Rd
What is the listing price of this property?
The listing price of 409 Ramsay Rd property is $799,900.
What type of property is this?
The property 409 Ramsay Rd is a house located in Hoover, Alabama, 35242.
Is this property for sale now?
Active Listing: 409 Ramsay Rd is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 409 Ramsay Rd has 4 bedrooms and 4 full and 1 half bathrooms.
What is the square footage of this property?
The property 409 Ramsay Rd is 4,877 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 409 Ramsay Rd is 2002.
This home is located at 409 Ramsay Rd in Hoover, AL and zip code 35242. This 4,877 square foot home, which was built in 2002, sits on a 0.46 acre lot. Features: 4 bedrooms, 5 bathrooms. It has been listed on Rocket Homes since October 10, 2024 and is currently priced at $799,900.
While more than 17 listings in Hoover, AL in November 2024 were sold above asking price, there were more than 23 listings sold at asking price, and more than 48 were sold below. In November 2024 in Hoover, AL there were 10% more homes for sale than in October 2024. In November 2024, listings were on the market for 31 days. During the same period, the median list price in this real estate market was $485,500.
From Rocket Homes Real Estate and based on county public records data.