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409 S 4th St, Fernandina Beach, FL, 32034

$495,000

Home List Price

$5,878*

Closing Credit

2 Bedrooms
1 Full Bath
952 SqFt
$520/SqFt
House

Location

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409 S 4th St, Fernandina Beach$495,000

Buyer Closing Credits

$5,878*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingOff Street, On Street
Year Built1956
HeatingCentral
CoolingCentral Air
MLS #2056539
Lot Size0.11 Acres
StatusActive

About 409 S 4th St

Ideally located in the heart of Amelia Island's historic Fernandina Beach, this charming coastal cottage is the perfect retreat—whether you're looking for a vacation escape, a starter home, or a cozy place to enjoy your golden years. Step inside to an open-concept living area, where vaulted ceilings and ample natural light create an inviting, airy space that mirrors the home's coastal charm. The modern kitchen is a highlight, featuring stainless steel appliances, sleek granite countertops, and crisp white cabinetry that seamlessly blend style and function. With gorgeous tile and wood flooring throughout, the home's coastal aesthetic shines, and a convenient laundry room adds ease to your daily routine. Outside, a private backyard oasis awaits. The spacious back patio, complete with a grilling area, is ideal for soaking up the Florida sunshine and hosting gatherings with family and friends. There's ample room to add a pool or a mother-in-law suite, surrounded by lush tropical landscaping that completes this island paradise. Enjoy a morning coffee on the front patio as you embrace the laid-back island lifestyle, or unwind in the fenced backyard sitting area. Just a short walk, bike ride, or golf cart trip will take you to vibrant local eateries, unique shops, the marina, and the pristine beaches. For sports enthusiasts, Amelia Island offers countless activities, from tennis and pickleball to kayaking, biking, and golf at nearby top-rated courses. Move-in ready, this coastal cottage is waiting for you to make it your own. Don't miss your chance to live the Amelia Island dreamschedule a tour today!

Property Details

Property Features

Property Information:

  • Architectural Style: Cottage
  • Year Built: 1956
  • Living Area: 952 SqFt

Listing Office:

  • Office Name: ENGEL & VOLKERS FIRST COAST
  • Listing Agent: KELLY ANN STAFFORD

Interior Features

Interior Information:

  • Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
  • Flooring Type: Tile, Wood
  • Interior: Ceiling Fan(s)

Bedroom and Bathroom Information:

  • Full Bathrooms: 1
  • Total Bedroom Count: 2

Exterior Features

Exterior Information:

  • Exterior: Outdoor Shower, Patio

Parking Information:

  • Attached Garage: No
  • Parking: Off Street, On Street

Lot Features

Lot Information:

  • Lot Size: 0.11 Acres

Utilities

Utilities Information:

  • Heating: Central
  • Cooling: Central Air

Other

Directions Information:

  • Directions: Head north on 8th street, make a left on Date Street, Left on 4th Street and home in is on your right

Price Information

Listing Price Info

Price Summary:

  • List Price: $495,000
  • Price Per SqFt: $520/SqFt

Tax Information:

  • Annual Amount: $1,598
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Fernandina Beach, FL.

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Fernandina Beach, FL

City

Med. Sold Price

$582.2K

Med. Price/SqFt

$291

Avg. Days On Market

58

# of Sold Homes

36

409 S 4th St vs Fernandina Beach

3 DAYS ON ROCKET

-55 Days

$495,000

-$87.2K Less

$520/SqFt

+$229 More

KEY TAKEAWAY

This property is $87.2K less than the Median Sold Price and $229/SqFt more than other homes in Fernandina Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: realMLS (Northeast Florida Multiple Listing Service)
  • MLS Number: #2056539

Listing Office:

  • Office Name: ENGEL & VOLKERS FIRST COAST
  • Listing Agent: KELLY ANN STAFFORD

Copyright © 2024 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by other brokerage firms are marked with the listing broker's name and detailed information about such listings. Data provided is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/17/2024, 7:20:55 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$1,598$124,300
2018$1,565$119,239
2017$1,549$119,444

History based on county public records data.

Payment Calculator

$2,538

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,551

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NMLS#3030

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-582821
7
/10

  • Emma Love Hardee Elementary School

  • 2200 Susan Dr

  • 2.06 miles

  • Public District Grades 3-5

school-card-donut-582822
7
/10

  • St. Mary's Elementary School

  • 600 Osborne St

  • 6.55 miles

  • Public District Grades PK-5

school-card-donut-582823
8
/10

  • Yulee Elementary School

  • 86063 Felmor Rd

  • 7.71 miles

  • Public District Grades 3-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $25,938. The majority of Fernandina Beach, FL residents have income less than $35k annually. Typical family type is single, no kids. Typical level of education for residents in this area is high school diploma.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 409 S 4th St

What is the listing price of this property?

The listing price of 409 S 4th St property is $495,000.

What type of property is this?

The property 409 S 4th St is a house located in Fernandina Beach, Florida, 32034.

Is this property for sale now?

Active Listing: 409 S 4th St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $1,598 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 409 S 4th St has 2 bedrooms and 1 bathroom.

What is the square footage of this property?

The property 409 S 4th St is 952 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 409 S 4th St is 1956.

Rocket Homes›Florida›Nassau County›Fernandina Beach›32034›409 S 4th St

This home is located at 409 S 4th St in Fernandina Beach, FL and zip code 32034. This 952 square foot home, which was built in 1956, sits on a 0.11 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since November 14, 2024 and is currently priced at $495,000.

In October 2024, from all listings sold in Fernandina Beach, FL there were more than 3 sold above asking price, over 27 sold below and more than 6 were sold right at the asked price. Between September 2024 and October 2024, Fernandina Beach, FL real estate market has seen decrease in the number of listings by 0.6%. The median list price of listings available in October 2024 was $582,250, while the average time on the real estate market was 58 days.

From Rocket Homes Real Estate and based on county public records data.

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