410 2nd Ave NW, Mount Vernon, IA, 52314

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

410 2nd Ave NW, Mount Vernon$125,000

Buyer Closing Credits

$1,484^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingGarage

Garage1 space

Year Built1900

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

MLS #2406680

Lot Size0.20 Acres

StatusActive

About 410 2nd Ave NW

Unlock the potential of this spacious home, where classic architecture meets opportunity. Filled with natural light and offering a thoughtfully designed layout, this property is a canvas ready for your personal touch. With a bit of updating, its timeless features can truly shine, blending modern amenities with its enduring charm. Nestled in a highly desirable neighborhood, this home places you just steps from Lincoln Wine Bar, Memorial Park, Davis Park, Mt Vernon Community pool and Cornell College. Enjoy the tranquility of small-town living while maintaining easy access to both Cedar Rapids and Iowa City.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Two Story
• Year Built: 1900
• Stories: 2
• Living Area: 1,060 SqFt

Listing Office:

• Office Name: Keller Williams Legacy Group
• Office Phone: (319) 423-4139
• Listing Agent: Rachel Koth

Interior Features

Interior Information:

• Appliances: Dryer, Range, Refrigerator, Washer
• Basement: Yes
• Interior: Dining Area, Separate/Formal Dining Room, Upper Level Primary

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 2

Exterior Features

Parking Information:

• Garage Space: 1 space
• Parking: Garage

Virtual/3D Tour

• Virtual Tour: 410 2nd Ave NW

Virtual Tour

Lot Features

Lot Information:

• Lot Size: 0.20 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

Price Information

Listing Price Info

Price Summary:

• List Price: $125,000
• Price Per SqFt: $118/SqFt

Tax Information:

• Annual Amount: $1,888
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Mount Vernon, IA.

Mount Vernon, IA

City

Med. Sold Price

$360K

Med. Price/SqFt

$188

Avg. Days On Market

26

# of Sold Homes

4

410 2nd Ave NW vs Mount Vernon

90 DAYS ON ROCKET

+64 Days

$125,000

-$235K Less

$118/SqFt

-$70 Less

KEY TAKEAWAY

This property is $235K less than the Median Sold Price and $70/SqFt less than other homes in Mount Vernon, IA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2406680

Listing Office:

• Office Name: Keller Williams Legacy Group
• Office Phone: (319) 423-4139
• Listing Agent: Rachel Koth

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/23/2024, 1:20:50 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Jun 09, 2006	Jun 09, 2006Home Sold	$30,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$1,888	$82,800
2018	$1,684	$78,000

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$691

Per Month

Principal & Interest

$624

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$441

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Linn County›Mount Vernon›52314›410 2nd Ave NW

This home is located at 410 2nd Ave NW in Mount Vernon, IA and zip code 52314. This 1,060 square foot home, which was built in 1900, sits on a 0.20 acre lot. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since September 24, 2024 and is currently priced at $125,000.

Over 3 listings were sold over their listed price in November 2024 in Mount Vernon, IA. In the same period over 1 listings were sold below the listed price and 0 listings were sold for the listed price. The inventory of homes for sale in Mount Vernon, IA between October 2024 and November 2024 decreased by 18.5%. In November 2024, listings were on the market for 26 days. During the same period, the median list price in this real estate market was $360,000.

From Rocket Homes Real Estate and based on county public records data.