2 months on rocket

412 Ricoma Beach Rd, Bay City, MI, 48706

$499,900

Home List Price

$5,936*

Closing Credit

2 Bedrooms
1 Full Bath
1,424 SqFt
$351/SqFt
House

Location

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412 Ricoma Beach Rd, Bay City$499,900

Buyer Closing Credits

$5,936*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
Attached Garage1 space
Year Built1932
HeatingNatural Gas, Forced Air
BasementYes
WaterfrontLake Front, Seawall, Waterfront
FireplaceWood Burning
ViewLake, Water
MLS #50157206
Lot Size0.29 Acres
StatusActive

About 412 Ricoma Beach Rd

Charming Waterfront Cottage on Saginaw Bay Discover your perfect getaway in this delightful 2-bedroom, 1-bath home boasting 100 ft of stunning waterfront on Saginaw Bay! This charming cottage features a bright sunroom and a cozy living room, both filled with windows that invite natural light and provide breathtaking views of the bay. Step outside to enjoy the large yard, ideal for summer gatherings or peaceful afternoons by the water. The property’s rock seawall enhances the beauty of the landscape while providing stability and access to the bay. With the sale including the lot across the road, there’s ample space for outdoor activities, gardening, or future expansion. Also featuring a beautiful gazebo for relaxing or entertainig. Adventure awaits right outside your door with the rail trail nearby, perfect for biking, hiking, or a leisurely stroll. Plus, you are just a stone's throw from the local state park, offering endless opportunities for outdoor recreation and exploration. This idyllic cottage is not just a home; it's an experience waiting to happen. Whether you seek a year-round residence or a serene vacation retreat, this property promises to deliver unparalleled charm and tranquility in a picturesque waterfront setting. Don't miss your chance to make it your own! Schedule a showing today and embrace the lakeside lifestyle you've always dreamed of!

Property Details

Property Features

Property Information:

  • Year Built: 1932
  • Stories: 2
  • Living Area: 1,424 SqFt

Listing Office:

  • Office Name: Ayre/Rhinehart Bay REALTORS
  • Office Phone: (989) 892-4800
  • Listing Agent: Kristi Lambert

Interior Features

Interior Information:

  • Appliances: Dryer, Refrigerator, Washer
  • Basement: Yes
  • Interior: Bay Window, Cathedral/Vaulted Ceiling, Hardwood Floors, Security System, Walk-In Closet
  • Fireplace: Wood Burning

Bedroom and Bathroom Information:

  • Full Bathrooms: 1
  • Total Bedroom Count: 2

Exterior Features

Exterior Information:

  • Private Pool: No
  • Waterfront: Lake Front, Seawall, Waterfront
  • View: Lake, Water
  • Exterior: Garden Area

Parking Information:

  • Garage Space: 1 space
  • Attached Garage: Yes

Lot Features

Lot Information:

  • Lot: Trees
  • Lot Size: 0.29 Acres

Utilities

Utilities Information:

  • Heating: Natural Gas, Forced Air

School Info

School District Information:

  • School District: Bangor Township Schools

Price Information

Listing Price Info

Price Summary:

  • List Price: $499,900
  • Price Per SqFt: $351/SqFt

Tax Information:

  • Annual Amount: $3,706
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Bay City, MI.

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Bay City, MI

City

Med. Sold Price

$140.1K

Med. Price/SqFt

$107

Avg. Days On Market

24

# of Sold Homes

46

412 Ricoma Beach Rd vs Bay City

79 DAYS ON ROCKET

+55 Days

$499,900

+$359.7K More

$351/SqFt

+$244 More

KEY TAKEAWAY

This property is $359.7K more than the Median Sold Price and $244/SqFt more than other homes in Bay City, MI.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Bay County REALTOR Association
  • MLS Number: #50157206

Listing Office:

  • Office Name: Ayre/Rhinehart Bay REALTORS
  • Office Phone: (989) 892-4800
  • Listing Agent: Kristi Lambert

IDX Provided through IDX via MiRealSource, as the “Source MLS”, courtesy of the Originating MLS shown on the property listing, as the Originating MLS.

Copyright 2024 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

The information published and disseminated by the Originating MLS is communicated verbatim, without change by the Originating MLS, as filed with it by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/21/2024, 11:56:00 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2021 - $128,900
2020$3,706$130,600
2019$3,473$125,500
2018$3,483$125,350
2017$3,483$125,700

History based on county public records data.

Payment Calculator

$2,562

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,565

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-833230
5
/10

  • Bangor Lincoln School

  • 2771 N Euclid Ave

  • 2.75 miles

  • Public District Grades KG-5

school-card-donut-833231
5
/10

  • Linwood Elementary School

  • 517 W Center St

  • 3.45 miles

  • Public District Grades PK-6

school-card-donut-833232
7
/10

  • Bangor Central School

  • 208 State Park Dr

  • 4.21 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $55,833. Residents of Bay City, MI typically earn between $35k-100k each year. Typical family type is married, no kids. Residents of this area typically have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 412 Ricoma Beach Rd

What is the listing price of this property?

The listing price of 412 Ricoma Beach Rd property is $499,900.

What type of property is this?

The property 412 Ricoma Beach Rd is a house located in Bay City, Michigan, 48706.

Is this property for sale now?

Active Listing: 412 Ricoma Beach Rd is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $3,706 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 412 Ricoma Beach Rd has 2 bedrooms and 1 bathroom.

What is the square footage of this property?

The property 412 Ricoma Beach Rd is 1,424 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 412 Ricoma Beach Rd is 1932.

Rocket Homes›Michigan›Bay County›Bay City›48706›412 Ricoma Beach Rd

This home is located at 412 Ricoma Beach Rd in Bay City, MI and zip code 48706. This 1,424 square foot home, which was built in 1932, sits on a 0.29 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since October 03, 2024 and is currently priced at $499,900.

Over 14 listings were sold over their listed price in November 2024 in Bay City, MI. In the same period over 24 listings were sold below the listed price and 8 listings were sold for the listed price. The number of homes for sale in Bay City, MI decreased by 8.3% between October 2024 and November 2024. In November 2024, listings were on the market for 24 days. During the same period, the median list price in this real estate market was $140,139.

From Rocket Homes Real Estate and based on county public records data.

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