This lot is ideal for constructing the dream home you've always desired! Located in the Cedar Creek at Deerpoint Lake Subdivision, a gated community with a host of amenities including a pool, clubhouse, playground, common dock, and picnic area. It's a truly hidden gem among neighborhoods.
Property Details
Property Features
Listing Office:
Office Name: Think Real Estate
Lot Features
Lot Information:
Lot: Interior Lot, Subdivision
Lot Size: 1.34 Acres
Other
Directions Information:
Directions: North Hwy 77, Right on to Edwards Road, Left on Resota Beach Road, Right on Sweetfield. Gated Entrance.
Price Information
Listing Price Info
Price Summary:
List Price: $69,900
HOA Fees:
Amount: $360
Frequency: Quarterly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$536
Per Month
Principal & Interest
$349
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$120
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$276
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Southport Elementary School
1835 Bridge St
Distance between this listing and this school4.14 miles
Public District Grades PK-5
4
/10
Deer Point Elementary School
4800 Highway 2321
Distance between this listing and this school5.02 miles
Public District Grades KG-5
4
/10
Tommy Smith Elementary School
5044 Tommy Smith Dr
Distance between this listing and this school6.35 miles
Public District Grades PK-5
Nearby Schools
3
/10
Merritt Brown Middle School
5044 Merritt Brown Way
Distance between this listing and this school6.32 miles
Public District Grades 6-8
8
/10
North Bay Haven Charter Academy Middle School
1 Buccaneer Dr
Distance between this listing and this school6.56 miles
Public Charter Grades 6-8
4
/10
Mowat Middle School
1903 W Highway 390
Distance between this listing and this school8.01 miles
Public District Grades 6-8
Nearby Schools
9
/10
North Bay Haven Career Academy
1 Buccaneer Dr
Distance between this listing and this school6.56 miles
Public Charter Grades 9-12
6
/10
Deane Bozeman School
13410 Highway 77
Distance between this listing and this school7.16 miles
Public District Grades PK-12
5
/10
A Crawford Mosley High School
501 Mosley Dr
Distance between this listing and this school8.85 miles
The neighbors living near this home have an average income of $35,138. Residents of Panama City, FL typically earn less than $35k each year. Most families are married, with kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4131 Cedar Creek Dr
What is the listing price of this property?
The listing price of 4131 Cedar Creek Dr property is $69,900.
What type of property is this?
The property 4131 Cedar Creek Dr is land located in Panama City, Florida, 32409.
Is this property for sale now?
Active Listing: 4131 Cedar Creek Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4131 Cedar Creek Dr in Panama City, FL and zip code 32409 in the Cedar Creek Phase I neighborhood. This home sits on a 1.34 acre lot. It has been listed on Rocket Homes since April 17, 2024 and is currently priced at $69,900.
In November 2024 more than 13 listings in Panama City, FL were sold above the asking price. During the same period more than 33 listings were sold at asking price, while more than 120 were sold below. The number of listings in Panama City, FL decreased by 3.9% between October 2024 and November 2024. In November 2024 median list price was $339,223 and the average listing age was 79 days.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Hunting
Hunting
Monster Trucks
NASCAR
Academy Sports & Outdoors
Wal-Mart
Dollar General
Jimmy Johns
Hardee's
Applebees
Chevrolet
Ram
GMC
New Country
Classic Country