This fantastic over-sized lot in Hillcrest is the perfect location to build your new home! The wider, larger lot allows for space to build a driveway and a garage with front AND alley accessible parking if desired, while still having plenty of yard space! This property is priced for the lot value only and considering the necessity for demolition of the non-contributing structure. Please do not attempt to enter the structure.
Property Details
Property Features
Listing Office:
Office Name: Engel & Volkers
Office Phone: (501) 663-6000
Listing Agent: John Selva
Lot Features
Lot Information:
Lot: Level, Subdivision
Lot Size: 0.21 Acres
Other
Directions Information:
Directions: From Lee St turn south onto N Spruce St. House is on the right. Alley access is off of Lee St or B St
Price Information
Listing Price Info
Price Summary:
List Price: $197,000
Tax Information:
Annual Amount: $964
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Little Rock, AR.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,051
Per Month
Principal & Interest
$984
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$657
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Pulaski Heights Elementary School
319 N Pine St
Distance between this listing and this school0.60 miles
Public District Grades KG-5
6
/10
Forest Park Elementary School
1600 N Tyler St
Distance between this listing and this school0.94 miles
Public District Grades PK-5
2
/10
Stephens Elementary School
3700 W 18th St
Distance between this listing and this school1.52 miles
Public District Grades PK-5
Nearby Schools
5
/10
Pulaski Heights Middle School
401 N Pine St
Distance between this listing and this school0.60 miles
Public District Grades 6-8
8
/10
Forest Heights STEM Academy
5901 Evergreen Dr
Distance between this listing and this school0.82 miles
Public District Grades KG-8
4
/10
Friendship Aspire Middle Academy Little Rock
3615 W 25th St
Distance between this listing and this school1.93 miles
Public Charter Grades 6-8
Nearby Schools
3
/10
School for the Deaf Schools
2500 W Markham St
Distance between this listing and this school1.59 miles
Public District Grades PK-12
4
/10
Central High School
1500 S Park St
Distance between this listing and this school2.00 miles
Public District Grades 9-12
2
/10
Premier High School of Little Rock
1621 Dr Martin Luther King Dr
Distance between this listing and this school2.49 miles
The neighbors living near this home have an average income of $38,920. Residents of Little Rock, AR typically earn less than $35k each year. Typical family type is single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 414 N Spruce St
What is the listing price of this property?
The listing price of 414 N Spruce St property is $197,000.
What type of property is this?
The property 414 N Spruce St is land located in Little Rock, Arkansas, 72205.
Is this property for sale now?
Active Listing: 414 N Spruce St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $964 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 414 N Spruce St in Little Rock, AR and zip code 72205 in the Hillcrest neighborhood. This home sits on a 0.21 acre lot. It has been listed on Rocket Homes since August 26, 2024 and is currently priced at $197,000.
In October 2024, from all listings sold in Little Rock, AR there were more than 26 sold above asking price, over 107 sold below and more than 53 were sold right at the asked price. The number of listings in Little Rock, AR increased by 12.2% between September 2024 and October 2024.
From Rocket Homes Real Estate and based on county public records data.