ParkingAttached, Double Garage, Automatic Garage Door
Attached GarageYes
Year Built1995
HeatingElectric
CoolingCeiling Fan(s)
WaterfrontBay
FireplaceNone
ViewBay, Marina, Other, Canal
MLS #368363
Lot Size0.19 Acres
StatusActive
About 4144 Harbor Rd
This luxurious 3,698 sq/ft custom home offers a stunning, open floor plan with panoramic water views in one of the most sought-after neighborhoods in Orange Beach. Enjoy the private beach next to your deep-water dock that offers easy access to the Gulf of Mexico, 2 private boat slips (one slip currently has a 16 lb. lift) & amazing fishing! The entire top floor holds your primary suite that includes a wet bar/kitchenette, large walk-in closet with laundry shoot, private water closet, tiled walk in shower, jacuzzi tub, independent his and her vanities, and a huge bedroom with expansive water views and a large private balcony that’s the perfect place to watch the dolphins play and the sun rise or set over Robinson Island, Bird Island & Terry Cove. Your second level contains 2 bedrooms and 2 bathrooms as well as a large kitchen that opens to a spacious living room and a wall of windows that allow you to bring in lots of natural light and (again) amazing views. The balcony off the living room is the perfect place to hang out and enjoy the refreshing gulf breeze. Terry Cove Harbor offers numerous amenities such as a community boat launch, gated (boat, trailer & RV) storage, playground, basketball courts tennis court, community pool, is conveniently located less than 1.5 miles to the beach and is close to many restaurants & marinas that you can access by boat, car, or golf cart! Buyer to verify all information during due diligence.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$8,838
Per Month
Principal & Interest
$8,730
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$41
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$5,310
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Gulf Shores Elementary School
1600 E 3rd St
Distance between this listing and this school6.97 miles
Public District Grades PK-5
9
/10
Elberta Elementary School
25820 US Highway 98
Distance between this listing and this school8.77 miles
Public District Grades KG-6
5
/10
Swift Elementary School
6330 Bon Secour Hwy
Distance between this listing and this school9.94 miles
Public District Grades KG-6
Nearby Schools
9
/10
Gulf Shores Middle School
450 E 15th Ave
Distance between this listing and this school6.90 miles
Public District Grades 6-8
2
/10
Jim C. Bailey Middle School
4110 Bauer Rd
Distance between this listing and this school10.42 miles
Public District Grades 6-8
3
/10
Foley Middle School
200 N Oak St
Distance between this listing and this school11.08 miles
Public District Grades 7-8
Nearby Schools
6
/10
Elberta High School
13355 Main St
Distance between this listing and this school9.40 miles
Public District Grades 9-12
6
/10
Foley High School
1 Pride Pl
Distance between this listing and this school9.87 miles
Public District Grades 9-12
2
/10
Escambia High School
1310 N 65th Ave
Distance between this listing and this school18.59 miles
The neighbors living near this home have an average income of $81,186. The most common annual income of people living in Orange Beach, AL is between $35k-100k. Most families are married, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Living In Orange Beach, AL
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Orange Beach, AL.
Orange Beach's housing market is diverse, offering a mix of residential options that cater to a range of preferences. The area is known for its waterfront properties, with a significant number of condominiums that provide scenic views of the Gulf of Mexico. Single-family homes are also prevalent, featuring styles from Mediterranean to contemporary beachfront designs. The market is competitive, with a homeownership rate that reflects a community invested in both year-round living and vacation properties.
What is it like to live in Orange Beach, AL?
Orange Beach is celebrated for its laid-back coastal lifestyle and strong sense of community. The city prides itself on its pristine beaches, abundant wildlife, and outdoor recreational activities, including fishing, boating, and watersports. Annual events like the Orange Beach Seafood Festival and Car Show highlight the local culture and bring residents together in celebration of the city's coastal heritage.
Is it easy to get around Orange Beach, AL without a car?
The community is served by a number of essential services, including public schools that cater to all age groups, healthcare facilities equipped with urgent care and primary care services, and a public library that serves as a hub of learning and community engagement. Retail and dining options abound, offering both local seafood specialties and a variety of international cuisines, reflecting the diverse tastes of residents and visitors alike.
Transportation in Orange Beach, AL.
Transportation in Orange Beach is facilitated by a network of well-maintained roads and bridges, connecting residents to nearby cities and attractions. Public transit options include a trolley service that operates on a seasonal schedule, providing convenient access to popular destinations. The city is also bike-friendly, with several trails and bike lanes encouraging outdoor activities. Ride-sharing services are readily available, offering an alternative mode of transportation for both locals and tourists.
Frequently Asked Questions About 4144 Harbor Rd
What is the listing price of this property?
The listing price of 4144 Harbor Rd property is $1,749,000.
What type of property is this?
The property 4144 Harbor Rd is a house located in Orange Beach, Alabama, 36561.
Is this property for sale now?
Active Listing: 4144 Harbor Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,519 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on June 14, 2021 for $1,000,040. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 4144 Harbor Rd has 4 bedrooms and 4 bathrooms.
What is the square footage of this property?
The property 4144 Harbor Rd is 3,698 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 4144 Harbor Rd is 1995.
This home is located at 4144 Harbor Rd in Orange Beach, AL and zip code 36561. This 3,698 square foot home, which was built in 1995, sits on a 0.19 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since September 24, 2024 and is currently priced at $1,749,000.
Over 2 listings were sold over their listed price in November 2024 in Orange Beach, AL. In the same period over 39 listings were sold below the listed price and 8 listings were sold for the listed price. In November 2024 in Orange Beach, AL there were 5.3% more homes for sale than in October 2024. In November 2024, listings were on the market for 96 days. During the same period, the median list price in this real estate market was $743,041.
From Rocket Homes Real Estate and based on county public records data.