Rich in history and character, this 1.5-story Tudor Cottage style home in the Cathedral District has been lovingly cared for by only the 3rd owner since 1936. From the moment you step through the original brick-lined front door, you’ll be transported to an era of enduring craftsmanship & care. Inside, the gas fireplace anchors the living room, its mantle perfectly suited for holiday stockings. The formal dining room, now a piano room, features French Doors leading to a 3-season room—a serene space with newer windows & a vaulted wood ceiling that evokes a cabin feel. The kitchen lined with brick continues the charm with an eat-in area, gas stove, large pantry & a slider door leading to a secluded patio perfect for quiet mornings or evening gatherings. Two bedrooms & a full bathroom complete the main. Downstairs, you'll find the cozy family room, non-legal bedroom & another bathroom. The pristine utility room & updated mechanicals (HVAC, water heater & softener, electrical, etc) speaks to the meticulous updates in the last few years. The upper level offers unique potential & investment, functioning as separate living quarters with its own entrance, ideal for extended family or rental income. Outside, the oversized 2-stall garage, large fenced yard with extra garden space & breathtaking views of the Cathedral make this a rare find! On the historic registry & with decades of love etched into every detail, here's your chance to add to this home's incredible story!
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the REALTOR® Association of the Sioux Empire, Inc., Multiple Listing Service. Real estate listings held by other brokerage firms are marked with the Internet Data Exchange™ logo or the Internet Data Exchange thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The broker(s) providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The REALTOR® Association of the Sioux Empire, Inc. does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,664
Per Month
Principal & Interest
$1,597
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,026
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Hawthorne Elementary School
601 N Spring Ave
Distance between this listing and this school0.16 miles
Public District Grades KG-5
3
/10
Lowell Elementary School
710 W 18th St
Distance between this listing and this school1.03 miles
Public District Grades KG-5
4
/10
Garfield Elementary School
705 S Roberts Dr
Distance between this listing and this school1.35 miles
Public District Grades KG-5
Nearby Schools
2
/10
Whittier Middle School
930 E 6th St
Distance between this listing and this school1.04 miles
Public District Grades 6-8
4
/10
Edison Middle School
2101 S West Ave
Distance between this listing and this school1.87 miles
Public District Grades 6-8
7
/10
Patrick Henry Middle School
2200 S 5th Ave
Distance between this listing and this school2.06 miles
Public District Grades 6-8
Nearby Schools
4
/10
Lincoln High School
2900 S Cliff Ave
Distance between this listing and this school2.61 miles
Public District Grades 9-12
3
/10
Washington High School
501 N Sycamore Ave
Distance between this listing and this school3.09 miles
Public District Grades 9-12
3
/10
Roosevelt High School
6600 W 41st St
Distance between this listing and this school4.38 miles
The neighbors living near this home have an average income of $29,918. Most Sioux Falls, SD residents have annual incomes less than $35k. Most families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 416 N Summit Ave
What is the listing price of this property?
The listing price of 416 N Summit Ave property is $319,900.
What type of property is this?
The property 416 N Summit Ave is a house located in Sioux Falls, South Dakota, 57104.
Is this property for sale now?
Accepting Backup Offers: 416 N Summit Ave is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,656 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on October 19, 2018 for $185,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 416 N Summit Ave has 3 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 416 N Summit Ave is 2,486 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 416 N Summit Ave is 1936.
This home is located at 416 N Summit Ave in Sioux Falls, SD and zip code 57104 in the North End West neighborhood. This 2,486 square foot home was built in 1936. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 11, 2024 and is currently priced at $319,900.
Between October 2024 and November 2024, Sioux Falls, SD real estate market has seen increase in the number of listings by 44.5%. Listings spent 70 days on the market in November 2024, and had a median list price of $344,950 during the same period.
From Rocket Homes Real Estate and based on county public records data.