StatusAccepting Backup Offers (Active Under Contract)
About 4185 Upper Cove Ln
Escape to your waterfront retreat nestled on a +/- 1 acre homesite on a short cove opening to the main channel of Lake Wylie. Enjoy the perfect setting for swimming, fishing, and boating adventures. This picturesque lakefront property offers a gently sloping yard for easy access to the water, a natural shoreline, and a floating dock. Imagine building your dream home on this idyllic location and enjoying the breathtaking lake views from your backyard. The existing two-bedroom, two-bathroom manufactured home is ideal for a weekend getaway or full-time living. Benefit from the property's convenient location, South Carolina taxes, and the absence of HOA fees. Seize this opportunity to own your own piece of Lake Wylie paradise.
Property Details
Property Features
Listing Office:
Office Name: Keller Williams Connected
Office Email: drew@lwman.com
Exterior Features
Exterior Information:
Waterfront: Dock
View: Water
Exterior: Dock, Hot Tub
Virtual/3D Tour
Virtual Tour: 4185 Upper Cove Ln
Virtual Tour
Price Information
Listing Price Info
Price Summary:
List Price: $398,000
Tax Information:
Annual Amount: $5,253
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Rock Hill, SC.
This property is $61.5K more than the Median Sold Price in Rock Hill, SC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4194131
Listing Office:
Office Name: Keller Williams Connected
Office Email: drew@lwman.com
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,054
Per Month
Principal & Interest
$1,987
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,260
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
India Hook Elementary School
2068 Yukon Dr
Distance between this listing and this school0.90 miles
Public District Grades KG-5
7
/10
Gold Hill Elementary School
1000 Dave Gibson Blvd
Distance between this listing and this school2.22 miles
Public District Grades KG-5
7
/10
Mount Gallant Elementary School
4664 Mt Gallant Rd
Distance between this listing and this school2.52 miles
Public District Grades KG-5
Nearby Schools
9
/10
Gold Hill Middle School
1025 Dave Gibson Blvd
Distance between this listing and this school2.14 miles
Public District Grades 6-8
6
/10
Dutchman Creek Middle School
4757 Mt Gallant Rd
Distance between this listing and this school2.76 miles
Public District Grades 6-8
9
/10
Pleasant Knoll Middle School
2320 Pleasant Rd
Distance between this listing and this school3.70 miles
Public District Grades 6-8
Nearby Schools
9
/10
Fort Mill High School
215 Highway 21 Byp N
Distance between this listing and this school3.02 miles
Public District Grades 9-12
6
/10
Riverwalk Academy
5750 Mt Gallant Rd
Distance between this listing and this school4.87 miles
Public Charter Grades KG-11
8
/10
Legion Collegiate Academy
505 University Dr
Distance between this listing and this school5.00 miles
The neighbors living near this home have an average income of $84,347. Typical income of Rock Hill, SC residents is between $35k-100k annually. The most common type of family is married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Rock Hill, SC
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Rock Hill, SC.
Rock Hill offers a diverse array of housing options, with single-family homes being a significant part of the market. These homes showcase a mix of architectural styles, from charming bungalows to spacious contemporary models. The housing market also includes a selection of apartments and townhouses, providing alternatives for those seeking different living arrangements. The area has seen a range of development periods, with many homes dating back to the late 20th century.
What is it like to live in Rock Hill, SC?
Rock Hill is celebrated for its vibrant community spirit and rich cultural heritage. The city prides itself on hosting annual events that reflect its historical roots and contemporary energy, such as the Come-See-Me Festival which draws visitors and locals alike. The community's character is further defined by its commitment to arts and education, with numerous public art installations and a strong support for local schools.
Is it easy to get around Rock Hill, SC without a car?
The community is served by a robust educational system, including several public schools at the elementary, middle, and high school levels, as well as private educational institutions. Healthcare services are comprehensive, with facilities offering a range of specialties from primary care to emergency services. Rock Hill also features a network of public libraries and a variety of retail and dining options that cater to the tastes and needs of its residents.
Transportation in Rock Hill, SC.
Transportation in Rock Hill is facilitated by a network of major roads and highways, providing efficient routes for commuters and travelers. Public transit options are available, with bus services connecting different parts of the city. The community is also increasingly accommodating to cyclists and pedestrians, with ongoing efforts to enhance the walkability and bikeability of its neighborhoods.
Frequently Asked Questions About 4185 Upper Cove Ln
What is the listing price of this property?
The listing price of 4185 Upper Cove Ln property is $398,000.
What type of property is this?
The property 4185 Upper Cove Ln is land located in Rock Hill, South Carolina, 29732.
Is this property for sale now?
Accepting Backup Offers: 4185 Upper Cove Ln is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $5,253 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on August 10, 2005 for $90,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4185 Upper Cove Ln in Rock Hill, SC and zip code 29732. It has been listed on Rocket Homes since October 25, 2024 and is currently priced at $398,000.
Over 19 listings were sold over their listed price in October 2024 in Rock Hill, SC. In the same period over 62 listings were sold below the listed price and 25 listings were sold for the listed price. The inventory of homes for sale in Rock Hill, SC between September 2024 and October 2024 increased by 2.7%. The median list price of listings available in October 2024 was $336,453, while the average time on the real estate market was 36 days.
From Rocket Homes Real Estate and based on county public records data.