4198 Mainsail Dr, Niceville, FL, 32578

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

4198 Mainsail Dr, Niceville$1,275,000

Buyer Closing Credits

$10,000^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingBoat

Garage2 spaces

Year Built2024

CoolingCentral Air

WaterfrontBayou

ViewBayou

MLS #956658

Lot Size0.45 Acres

StatusActive

About 4198 Mainsail Dr

This Brand New Waterfront Home is located on almost half on an acre. Home includes dock and boat lift with 50 ft of waterfront. Backyard features mature trees for privacy and a large deck for entertaining. Large Kitchen has an island with seating and additional area for a dining table. Master bathroom has a tiled walk in shower and soaking tub.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Craftsman Style
• Year Built: 2024
• Stories: 2
• Living Area: 2,531 SqFt

Listing Office:

• Office Name: The Property Group 850 Inc
• Office Phone: (850) 682-9121
• Listing Agent: Catherine B Pittman, Jason Miller

Interior Features

Interior Information:

• Appliances: Dishwasher, Microwave, Refrigerator, Ice Maker
• Flooring Type: Laminate
• Interior: Breakfast Bar, Kitchen Island, Pantry, Washer/Dryer Hookups

Bedroom and Bathroom Information:

• Full Bathrooms: 3
• Total Bedroom Count: 5

Exterior Features

Exterior Information:

• Private Pool: No
• Waterfront: Bayou
• View: Bayou
• Exterior: Dock

Parking Information:

• Garage Space: 2 spaces
• Attached Garage: No
• Parking: Boat

Lot Features

Lot Information:

• Lot: Interior Lot, Within 1/2 Mile to Water
• Lot Size: 0.45 Acres

Utilities

Utilities Information:

• Cooling: Central Air

Other

Directions Information:

• Directions: From Highway 20, Take Lancaster to Mainsail.

Price Information

Listing Price Info

Price Summary:

• List Price: $1,275,000
• Price Per SqFt: $504/SqFt

Tax Information:

• Annual Amount: $1,466
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Niceville, FL.

Niceville, FL

City

Med. Sold Price

$485.8K

Med. Price/SqFt

$248

Avg. Days On Market

46

# of Sold Homes

36

4198 Mainsail Dr vs Niceville

100 DAYS ON ROCKET

+54 Days

$1,275,000

+$789.1K More

$504/SqFt

+$255 More

KEY TAKEAWAY

This property is $789.1K more than the Median Sold Price and $255/SqFt more than other homes in Niceville, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #956658

Listing Office:

• Office Name: The Property Group 850 Inc
• Office Phone: (850) 682-9121
• Listing Agent: Catherine B Pittman, Jason Miller

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/18/2024, 1:20:56 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Aug 20, 2004	Aug 20, 2004Home Sold	$130,000
Aug 20, 2004	Aug 20, 2004Home Sold	$75,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$1,466	$116,871
2018	$1,319	$102,519
2017	$1,330	$101,504

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$6,431

Per Month

Principal & Interest

$6,364

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$3,889

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Okaloosa County›Niceville›32578›4198 Mainsail Dr

This home is located at 4198 Mainsail Dr in Niceville, FL and zip code 32578. This 2,531 square foot home, which was built in 2024, sits on a 0.45 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since August 09, 2024 and is currently priced at $1,275,000.

In October 2024, from all listings sold in Niceville, FL there were more than 3 sold above asking price, over 20 sold below and more than 13 were sold right at the asked price. Between September 2024 and October 2024, Niceville, FL real estate market has seen increase in the number of listings by 3.6%. Listings spent 46 days on the market in October 2024, and had a median list price of $485,861 during the same period.

From Rocket Homes Real Estate and based on county public records data.