420 S Richard St, Bedford, PA, 15522

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

420 S Richard St, Bedford$287,000

Buyer Closing Credits

$3,408^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Year Built1868

HeatingNatural Gas, Radiant

CoolingCeiling Fan(s)

MLS #76315

Lot Size0.21 Acres

StatusActive

About 420 S Richard St

4 Bdrm 2 ½ bath brick home metal roof 2600+ sq ft Walk to town bedroom/in-law suite on1st fl. full basement & attic Natural gas heat gas stove refrigerator dishwasher disposal kitchen island BYO washer/dryer room A/C's 30 Amp RV outlet tool shed large off street parking antique home in historic town

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 1868
• Living Area: 2,518 SqFt

Listing Office:

• Office Name: Listwithfreedom.com
• Office Phone: (855) 456-4945

Interior Features

Interior Information:

• Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
• Flooring Type: Laminate, Wood, Carpet
• Interior: Pantry

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 4

Virtual/3D Tour

• Virtual Tour: 420 S Richard St

Virtual Tour

Lot Features

Lot Information:

• Lot: Level
• Lot Size: 0.21 Acres

Utilities

Utilities Information:

• Heating: Natural Gas, Radiant
• Cooling: Ceiling Fan(s)

Other

Directions Information:

• Directions: Turn right from the Bedford PA Turnpike (I-76) exit onto Bus US Rt 220 Follow Bus 220 approx 2 miles heading south. through 4 traffic lights. 220 becomes Richard St in Downtown Bedford. Go 4 blocks beyond the last traffic light at Penn Street to 400 block of S Richard St

Price Information

Listing Price Info

Price Summary:

• List Price: $287,000
• Price Per SqFt: $114/SqFt

Tax Information:

• Annual Amount: $2,691
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Bedford, PA.

Bedford, PA

City

Med. Sold Price

$250.6K

Med. Price/SqFt

$134

Avg. Days On Market

83

# of Sold Homes

6

420 S Richard St vs Bedford

22 DAYS ON ROCKET

-61 Days

$287,000

+$36.3K More

$114/SqFt

-$20 Less

KEY TAKEAWAY

This property is $36.3K more than the Median Sold Price and $20/SqFt less than other homes in Bedford, PA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: AlleghenyHighland
• MLS Number: #76315

Listing Office:

• Office Name: Listwithfreedom.com
• Office Phone: (855) 456-4945

Listing information provided in part by the Allegheny Highland Association of Realtors MLS for personal, non-commercial use. No Data may not be reproduced or redistributed. All information is deemed reliable but not guaranteed. Copyright © 2025 Allegheny Highland Association of Realtors MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/10/2025, 8:16:15 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Aug 24, 2017	Aug 24, 2017Home Sold	$83,754
Oct 15, 2007	Oct 15, 2007Home Sold	$169,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$2,691	$155,100
2020	$2,621	$155,100
2019	$254	$155,100
2018	$2,538	$155,100
2017	$2,506	$155,100

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,500

Per Month

Principal & Interest

$1,433

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$927

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Pennsylvania›Bedford County›Bedford›15522›420 S Richard St

This home is located at 420 S Richard St in Bedford, PA and zip code 15522. This 2,518 square foot home, which was built in 1868, sits on a 0.21 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since December 19, 2024 and is currently priced at $287,000.

In December 2024 more than 1 listings in Bedford, PA were sold above the asking price. During the same period more than 2 listings were sold at asking price, while more than 3 were sold below. The number of homes for sale in Bedford, PA decreased by 23.3% between November 2024 and December 2024. The median list price of listings available in December 2024 was $250,650, while the average time on the real estate market was 83 days.

From Rocket Homes Real Estate and based on county public records data.