ParkingDirt, Detached, Door Opener, Concrete Floors
Garage3 spaces
Year Built1978
HeatingForced Air
CoolingCentral Air
WaterfrontNone
FireplaceNone
MLS #1928998
Lot Size1.37 Acres
StatusActive (New)
About 4205 E St
Charming 3-Bedroom Ranch with Potential in Elmira! Discover this 3-bedroom, 1.5-bath ranch in Elmira, offering a mix of cozy charm with fantastic potential! The first floor features a master bedroom and a convenient layout with an nice floor plan, updated with vinyl plank flooring and new carpet throughout. A welcoming oversized mudroom entrance leads into the home, perfect for keeping everything organized. The full bath has been tastefully updated, while the half bath serves the main level. The finished basement includes three extra bedrooms, each with egress windows and separate entrances, making it ideal for guests, a home office, or hobby rooms. It is plumbed and ready to add a full bath. This property offers flexible living arrangements, with the option to live upstairs and rent out the downstairs. The downstairs area has its own private entrance, making it ideal for rental income or multi-generational living. Outside, an above-ground pool with decking all around creates a great space for relaxing and entertaining. This home still needs some tender, loving care to make it your own, but with great bones, it’s a solid foundation for your dream home. Additional features include a detached three-car garage and direct access to nearby snowmobile trails, perfect for outdoor enthusiasts. This property is an excellent opportunity to create the home you’ve always wanted in a scenic location.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,340
Per Month
Principal & Interest
$1,273
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$831
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
John R Rodger Elementary School
6535 John R Rodgers Rd
Distance between this listing and this school12.64 miles
Public District Grades KG-5
5
/10
North Ohio Elementary School
912 N Ohio Ave
Distance between this listing and this school14.45 miles
Public District Grades PK-3
6
/10
East Jordan Elementary School
304 4th St
Distance between this listing and this school14.98 miles
Public Magnet Grades PK-6
Nearby Schools
5
/10
Gaylord Intermediate School
240 E 4th St
Distance between this listing and this school14.66 miles
Public District Grades 4-6
4
/10
Gaylord Middle School
600 E 5th St
Distance between this listing and this school14.95 miles
Public District Grades 7-8
6
/10
Boyne City Middle School
1025 Boyne Ave
Distance between this listing and this school16.38 miles
Public District Grades 5-8
Nearby Schools
3
/10
Alba School
5935 Elm St
Distance between this listing and this school0.50 miles
Public District Grades PK-12
5
/10
North Central Academy Campus
5055 Corey Rd
Distance between this listing and this school1.39 miles
Public Charter Grades KG-12
7
/10
Bellaire Middlehigh School
204 W Forrest Home Ave
Distance between this listing and this school12.21 miles
The neighbors living near this home have an average income of $41,063. The majority of Elmira, MI residents have income between $35k-100k annually. Most families are married, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4205 E St
What is the listing price of this property?
The listing price of 4205 E St property is $255,000.
What type of property is this?
The property 4205 E St is a house located in Elmira, Michigan, 49730.
Is this property for sale now?
Active Listing: 4205 E St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $833 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 4205 E St has 6 bedrooms and 1 full and 1 half bathrooms.
What is the square footage of this property?
The property 4205 E St is 2,245 SqFt (source: MLS/tax record).
This home is located at 4205 E St in Elmira, MI and zip code 49730. This 2,245 square foot home, which was built in 1978, sits on a 1.37 acre lot. Features: 6 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 13, 2024 and is currently priced at $255,000.
Elmira, MI housing market in October 2024 saw over 1 listings sold above listed price, more than 1 sold at listed price and over 4 sold below. The number of listings in Elmira, MI increased by 10.5% between September 2024 and October 2024. In October 2024, listings were on the market for 55 days. During the same period, the median list price in this real estate market was $249,900.
From Rocket Homes Real Estate and based on county public records data.