421 Banana Cay Dr Unit L, South Daytona, FL, 32119

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

421 Banana Cay Dr Unit L, South Daytona$115,900

Buyer Closing Credits

$1,376^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeCondominium

ParkingAssigned

Year Built1985

HeatingCentral, Electric

CoolingCentral Air, Electric

MLS #1200744

StatusActive

About 421 Banana Cay Dr Unit L

Investors - For sale is a 2 bedroom and 2 bath condo located in beautiful South Daytona. This charming Condo community has done a lot of improvements. The Association has painted all buildings, new landscaping, roofs. The monthly maintenance fee covers community pool, lawn care, pest control, building insurance, trash, exterior maintenance. You have one designated parking space.This unit comes with a newer AC, was installed 2-3 years ago and still under factory warranty. It is currently rent till 1/13/2025. Will need 24 hour notice to show property.

View More

Property Details

Property Features

Property Information:

• Year Built: 1985
• Stories: 2
• Living Area: 960 SqFt

Listing Office:

• Office Name: Gaffs Realty Company
• Office Phone: (386) 756-9999
• Listing Agent: Jason Oakley

Interior Features

Interior Information:

• Appliances: Refrigerator, Dishwasher, Convection Oven
• Flooring Type: Concrete

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 2

Exterior Features

Parking Information:

• Parking: Assigned

Utilities

Utilities Information:

• Heating: Central, Electric
• Cooling: Central Air, Electric

Other

Directions Information:

• Directions: Coming from S. Nova Rd, head east on Reed Canal. North on Carmen. East on Banana Cay. Building is first one on the right.

Price Information

Listing Price Info

Price Summary:

• List Price: $115,900
• Price Per SqFt: $121/SqFt

HOA Fees:

• Amount: $392
• Frequency: Monthly

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in South Daytona, FL.

South Daytona, FL

City

Med. Sold Price

$275K

Med. Price/SqFt

$190

Avg. Days On Market

112

# of Sold Homes

8

421 Banana Cay Dr Unit L vs South Daytona

40 DAYS ON ROCKET

-72 Days

$115,900

-$159.1K Less

$121/SqFt

-$69 Less

KEY TAKEAWAY

This property is $159.1K less than the Median Sold Price and $69/SqFt less than other homes in South Daytona, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Daytona
• MLS Number: #1200744

Listing Office:

• Office Name: Gaffs Realty Company
• Office Phone: (386) 756-9999
• Listing Agent: Jason Oakley

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.

Copyright 2024 Daytona Beach Area Association of REALTORS Multiple Listing Services. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 7:16:05 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,038

Per Month

Principal & Interest

$579

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$392

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$414

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Volusia County›South Daytona›32119›421 Banana Cay Dr Unit L

This home is located at 421 Banana Cay Dr Unit L in South Daytona, FL and zip code 32119 in the Bristol Bay Condominiums neighborhood. This 960 square foot home was built in 1985. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 12, 2024 and is currently priced at $115,900.

In November 2024, from all listings sold in South Daytona, FL there were more than 2 sold above asking price, over 5 sold below and more than 1 were sold right at the asked price. Between October 2024 and November 2024, South Daytona, FL real estate market has seen decrease in the number of listings by 4.1%. Listings spent 112 days on the market in November 2024, and had a median list price of $275,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.