LOCATION, LOCATION, LOCATION! Discover the epitome of coastal living in this adorable 3-bedroom, 2.5-bath residence nestled in the gated community of Emerald Plantation on Emerald Isle. This two-story home boasts a master suite conveniently located on the first floor, ensuring privacy and comfort. The master suite offers an en suite bath and French doors providing you direct access to your raised patio. The heart of the home, the kitchen, is adorned with new quartz countertops that beautifully complement the ocean blue cabinets. Step outside to a great fenced lawn with a wooded backdrop, perfect for tranquil relaxation, playtime for the pups, or entertaining guests. The Emerald Plantation community offers a pool, clubhouse, tennis courts, and water access for kayaks and boats! Beach access is a short walk or golf cart ride away, as are restaurants, entertainment, and shopping. This home is a rare gem that offers an unrivaled living experience.
Property Details
Property Features
Property Information:
Year Built: 1989
Stories: 2
Living Area: 1,505 SqFt
Listing Office:
Office Name: COLDWELL BANKER SEA COAST ADVANTAGE
Interior Features
Interior Information:
Appliances: Dishwasher, Electric Oven, Electric Stove, Washer, Refrigerator, Dryer
Flooring Type: Carpet, LVT/LVP
Interior: 1st Floor Master, Sprinkler System
Fireplace: 1
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Parking Information:
Garage Space: 1 space
Attached Garage: Yes
Parking: Paved
Lot Features
Lot Information:
Lot Size: 0.16 Acres
Utilities
Utilities Information:
Heating: Heat Pump
Cooling: Heat Pump
Other
Directions Information:
Directions: From Highway 24 take the Emerald Isle bridge/Hwy 58. At the roundabout take the 2nd exit. Turn left on Emerald Plantation Road. At the roundabout take the 2nd exit and take a right on Emerald Circle. Follow Emerald Circle, house will be on your right.
Price Information
Listing Price Info
Price Summary:
List Price: $555,000
Price Per SqFt: $369/SqFt
Tax Information:
Annual Amount: $1,367
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Emerald Isle, NC.
This property is $220K less than the Median Sold Price and $124/SqFt less than other homes in Emerald Isle, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #100465239
Listing Office:
Office Name: COLDWELL BANKER SEA COAST ADVANTAGE
Copyright 2024 North Carolina Regional MLS LLC. All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC (NCRMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/22/2024, 8:20:56 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Aug 06, 2021
Aug 06, 2021Home Sold
$365,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$1,367
$226,219
2020
$735
$226,219
2019
$735
$232,536
2018
$736
$232,536
2017
$736
$232,536
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,837
Per Month
Principal & Interest
$2,770
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,730
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
White Oak Elementary School
555 Wb McLean Dr
Distance between this listing and this school2.03 miles
Public District Grades PK-5
5
/10
Swansboro Elementary School
118 School Rd
Distance between this listing and this school5.43 miles
Public District Grades KG-5
4
/10
Queens Creek Elementary School
159 Queens Creek Rd
Distance between this listing and this school6.35 miles
Public District Grades PK-5
Nearby Schools
4
/10
Swansboro Middle School
1240 W Corbett Ave
Distance between this listing and this school6.37 miles
Public District Grades 6-8
7
/10
Broad Creek Middle School
2382 Highway 24
Distance between this listing and this school8.98 miles
Public District Grades 6-8
6
/10
Newport Middle School
500 E Chatham St
Distance between this listing and this school13.11 miles
Public District Grades 6-8
Nearby Schools
8
/10
Swansboro High School
161 Queens Creek Rd
Distance between this listing and this school6.29 miles
Public District Grades 9-12
9
/10
Croatan High School
3355 Highway 24
Distance between this listing and this school6.71 miles
Public District Grades 9-12
7
/10
West Carteret High School
4700 Country Club Rd
Distance between this listing and this school15.86 miles
The neighbors living near this home have an average income of $47,095. The most common annual income of people living in Emerald Isle, NC is between $35k-100k. Residents typically live in single, no kids family. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 428 Emerald Cir
What is the listing price of this property?
The listing price of 428 Emerald Cir property is $555,000.
What type of property is this?
The property 428 Emerald Cir is a house located in Emerald Isle, North Carolina, 28594.
Is this property for sale now?
Active Listing: 428 Emerald Cir is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $1,367 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on August 6, 2021 for $365,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 428 Emerald Cir has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 428 Emerald Cir is 1,505 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 428 Emerald Cir is 1989.
This home is located at 428 Emerald Cir in Emerald Isle, NC and zip code 28594. This 1,505 square foot home, which was built in 1989, sits on a 0.16 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since September 09, 2024 and is currently priced at $555,000.
While more than 0 listings in Emerald Isle, NC in November 2024 were sold above asking price, there were more than 2 listings sold at asking price, and more than 11 were sold below. While the average time on the market in November 2024 was 94 days, the median list price was $775,000.
From Rocket Homes Real Estate and based on county public records data.