14 days on rocket

428 Watkins St, Covington, KY, 41011

$299,900

Home List Price

$3,561*

Closing Credit

3 Bedrooms
2 Full Baths
1,311 SqFt
$229/SqFt
House

Location

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428 Watkins St, Covington$299,900

Buyer Closing Credits

$3,561*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingOn Street
HeatingNatural Gas, Forced Air
CoolingCentral Air
BasementYes
MLS #628785
Lot Size0.05 Acres
StatusActive

About 428 Watkins St

Experience a classic, historic brick home, seamlessly blended with modern luxury and comfort. This fully renovated home boasts a chef's dream kitchen featuring brand-new cabinetry with gold accents, sleek quartz countertops, a spacious island, stainless steel appliances, and a stylish subway tile backsplash. The open floor plan seamlessly connects the kitchen to the living room, creating a spacious and inviting atmosphere. Soaring 10-foot ceilings and stylish finishes enhance the airy feel throughout. Enjoy peace of mind with updates such as a new roof (2020), updated windows, HVAC, and water heater (2018). The home underwent a complete electrical and plumbing overhaul in 2024. Fully renovated bathrooms feature contemporary tile, designer lighting, and luxurious fixtures. The primary bathroom is a true showstopper with marble-effect tile, a sleek vanity, and glamorous gold-toned fixtures and accents. The bright dining room features French doors leading to the private backyard. Enjoy ultimate privacy within a gated entrance, an enclosed courtyard, and a fenced backyard. New exterior doors, shutters and trim. Move-in ready and conveniently located!

Property Details

Property Features

Property Information:

  • Architectural Style: Ranch
  • Living Area: 1,311 SqFt

Listing Office:

  • Office Name: Re/Max United Associates
  • Office Phone: (513) 655-2300
  • Listing Agent: Danielle Macaluso

Interior Features

Interior Information:

  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Basement: Yes
  • Flooring Type: Concrete
  • Interior: Kitchen Island, Eat-in Kitchen, Ceiling Fan(s), High Ceilings, Master Downstairs

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 3

Exterior Features

Exterior Information:

  • Exterior: Private Yard, Lighting

Parking Information:

  • Parking: On Street

Lot Features

Lot Information:

  • Lot: Cleared
  • Lot Size: 0.05 Acres

Utilities

Utilities Information:

  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air

Other

Directions Information:

  • Directions: 12th St Exit to R on Holman to R on Watkins. Property on right.

Price Information

Listing Price Info

Price Summary:

  • List Price: $299,900
  • Price Per SqFt: $229/SqFt

Tax Information:

  • Annual Amount: $1,076
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Covington, KY.

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Covington, KY

City

Med. List Price

$255K

Med. Price/SqFt

$171

Avg. Days On Market

80

# of Sold Homes

1

428 Watkins St vs Covington

14 DAYS ON ROCKET

-66 Days

$299,900

+$44.9K More

$229/SqFt

+$58 More

KEY TAKEAWAY

This property is $44.9K more than the Median List Price and $58/SqFt more than other homes in Covington, KY.

Based on homes listed in December 2024

MLS Details

MLS Information:

  • MLS Name: Northern Kentucky Multiple Listing Service
  • MLS Number: #628785

Listing Office:

  • Office Name: Re/Max United Associates
  • Office Phone: (513) 655-2300
  • Listing Agent: Danielle Macaluso

Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Northern Kentucky Multiple Listing Service, Inc. (NKMLS). Real estate listings held by other brokerage firms are marked with the Broker Reciprocity Logo and detailed information about them includes the name of the listing broker. The broker providing the data believes the data to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. MLS content and images © Copyright ©2025, Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. We are not responsible or liable for misinformation, misprints, or typographical errors. All information provided is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. Properties subject to prior sale, change, withdrawal or rental.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/6/2025, 7:21:00 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Jan 23, 2019Home Sold
$46,000
Jul 16, 2018Home Sold
$30,000

Tax History

YEARPROP. TAXASSESSMENT
2020$1,076$46,000
2019$382$30,000
2018$382$20,000
2017$387$20,000

History based on county public records data.

Payment Calculator

$1,564

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$966

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-744836
7
/10

  • John G Carlisle Elementary School

  • 910 Holman Ave

  • 0.33 miles

  • Public District Grades KG-5

school-card-donut-744837
9
/10

  • Glenn O Swing Elementary School

  • 501 W 19th St

  • 0.80 miles

  • Public District Grades KG-5

school-card-donut-744838
5
/10

  • Sixth District Elementary School

  • 19th and Maryland

  • 0.96 miles

  • Public District Grades KG-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $38,889. Typical income of Covington, KY residents is less than $35k annually. Residents typically live in single, no kids family. The majority of residents in this area have high school diploma education.

All data provided by Home Junction and Claritas

Living In Covington, KY

Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.

Types of housing in Covington, KY.

Covington's housing market is diverse, offering a range of options from historic row houses to contemporary condominiums. Single-family homes are prevalent, with a mix of Victorian, Italianate, and modern architectural styles. The market is balanced with a homeownership rate around 60%, leaving a substantial portion of properties available for rent.

What is it like to live in Covington, KY?

Covington is celebrated for its historic charm and vibrant arts scene. The community prides itself on a rich heritage with events like the MainStrasse Village Oktoberfest, reflecting the area's strong German roots. The city's riverfront location contributes to its picturesque setting and leisurely lifestyle.

Is it easy to get around Covington, KY without a car?

The city provides a robust selection of services, including public and private educational institutions, with a focus on catering to a diverse population. Healthcare facilities are comprehensive, offering a range of services from primary care to specialized treatments. Retail and dining establishments are plentiful, showcasing local flavors and crafts, and the public library system is well-integrated into the community.

Transportation in Covington, KY.

Covington's transport infrastructure includes a network of buses that facilitate movement within the city and connections to neighboring areas. The city is also bike-friendly, with several dedicated lanes and trails. Major highways nearby provide easy access for commuters, and ongoing projects aim to enhance the efficiency of local transportation.

Frequently Asked Questions About 428 Watkins St

What is the listing price of this property?

The listing price of 428 Watkins St property is $299,900.

What type of property is this?

The property 428 Watkins St is a house located in Covington, Kentucky, 41011.

Is this property for sale now?

Active Listing: 428 Watkins St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $1,076 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on January 23, 2019 for $46,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 428 Watkins St has 3 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 428 Watkins St is 1,311 SqFt (source: MLS/tax record).

Rocket Homes›Kentucky›Kenton County›Covington›41011›428 Watkins St

This home is located at 428 Watkins St in Covington, KY and zip code 41011. This 1,311 square foot home sits on a 0.05 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since December 23, 2024 and is currently priced at $299,900.

In December 2024 in Covington, KY there were 31.6% more homes for sale than in November 2024. In December 2024, listings were on the market for 80 days. During the same period, the median list price in this real estate market was $255,000.

From Rocket Homes Real Estate and based on county public records data.

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