Great opportunity to own a 0.77-acre lot in the desirable Savannah Ridge subdivision, located in the heart of Hoover. Priced at $37,500, this tax deed property offers easy access to town without the high city taxes. Perfect for your next home or townhome. Zoned for Grantswood Elementary, Irondale Middle, and Shades Valley High School. The seller is very negotiable—don’t miss out on this prime lot! Buyers agent to verify any information of importance.
Directions: Take exit 17 for Acton Rd. Then turn left onto Old Rocky Ridge Rd. Turn left onto Rocky Ridge Ranch Rd. Continue 0.3 mi, turn left onto Veona Daniels Rd. Turn left onto Ridgemont Dr,then right onto Ridgemont circle. Destination is on right.
Price Information
Listing Price Info
Price Summary:
List Price: $37,500
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Birmingham, AL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$255
Per Month
Principal & Interest
$188
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$179
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Riverchase Elementary School
1950 Old Montgomery Hwy
Distance between this listing and this school2.05 miles
Public District Grades KG-5
7
/10
Green Valley Elementary School
3200 Old Columbiana Rd
Distance between this listing and this school2.14 miles
Public District Grades PK-5
8
/10
Rocky Ridge Elementary School
2876 Old Rocky Ridge Rd
Distance between this listing and this school2.56 miles
Public District Grades KG-5
Nearby Schools
9
/10
Simmons Middle School
1575 Patton Chapel Rd
Distance between this listing and this school3.12 miles
Public District Grades 6-8
9
/10
Berry Middle School
4500 Jaguar Dr
Distance between this listing and this school3.23 miles
Public District Grades 6-8
10
/10
Louis Pizitz Middle School
2826 Columbiana Rd
Distance between this listing and this school3.72 miles
Public District Grades 6-8
Nearby Schools
9
/10
Oak Mountain High School
5476 Caldwell Mill Rd
Distance between this listing and this school2.81 miles
Public District Grades 9-12
10
/10
Vestavia Hills High School
2235 Lime Rock Rd
Distance between this listing and this school3.11 miles
Public District Grades 9-12
9
/10
Spain Park High School
4700 Jaguar Dr
Distance between this listing and this school3.32 miles
The neighbors living near this home have an average income of $49,735. Most Birmingham, AL residents have annual incomes between $35k-100k. The most common type of family is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Birmingham, AL
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Birmingham, AL.
Birmingham's housing market offers a diverse array of options, with single-family homes being a significant portion of the landscape. Architectural styles range from historic, early 20th-century designs to contemporary new constructions. The market is balanced with a mix of ownership and rental opportunities, reflecting the city's commitment to accommodating various lifestyle needs.
What is it like to live in Birmingham, AL?
Birmingham is celebrated for its rich history and cultural depth, with a community that prides itself on resilience and progress. The city's character is further enhanced by annual events that showcase its diverse heritage and the strong sense of community among its residents.
Is it easy to get around Birmingham, AL without a car?
The city is served by a robust educational system, including numerous public and private schools that cater to a range of educational preferences. Healthcare facilities are comprehensive, offering a spectrum of services from primary care to specialized treatments. Retail and dining establishments are plentiful, providing a taste of local flavors and culture. Birmingham is attentive to the evolving needs of its citizens, continuously seeking to improve its service offerings.
Transportation in Birmingham, AL.
Birmingham's transportation network includes a variety of options, from public buses to ride-sharing services, ensuring residents have access to convenient travel within and beyond the city. The area's walkability varies, with certain neighborhoods offering more pedestrian-friendly environments. Major roads and highways facilitate efficient commuting, and ongoing infrastructure projects aim to enhance transport accessibility.
Frequently Asked Questions About 4328 Ridgemont Cir Unit 4328
What is the listing price of this property?
The listing price of 4328 Ridgemont Cir Unit 4328 property is $37,500.
What type of property is this?
The property 4328 Ridgemont Cir Unit 4328 is land located in Birmingham, Alabama, 35244.
Is this property for sale now?
Active Listing: 4328 Ridgemont Cir Unit 4328 is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property 4328 Ridgemont Cir Unit 4328 is 0.77 acres.
Interested in 4328 Ridgemont Cir Unit 4328? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4328 Ridgemont Cir Unit 4328 in Birmingham, AL and zip code 35244. This home sits on a 0.77 acre lot. It has been listed on Rocket Homes since September 12, 2024 and is currently priced at $37,500.
Over 51 listings were sold over their listed price in November 2024 in Birmingham, AL. In the same period over 137 listings were sold below the listed price and 69 listings were sold for the listed price. The number of homes for sale in Birmingham, AL increased by 12.4% between October 2024 and November 2024. Listings spent 43 days on the market in November 2024, and had a median list price of $263,633 during the same period.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of the Greater Alabama Multiple Listing Service, Inc. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the content is not guaranteed accurate by the MLS. There is no express or implied warranty by MLS of the accuracy of information which should be independently verified. The Greater Alabama Multiple Listing Service does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Copyright© 2024 Greater Alabama Multiple Listing Service, Inc. All Rights Reserved.
Continuing Education Courses
Continuing Education Courses
College Basketball
Major League Soccer (MLS)
Express/Express For Men
Dillards
Banana Republic
Qdoba
Logan's Roadhouse
Sonic
Volkswagen
Hyundai
Infiniti
Urban Contemporary
Rock
Rhythmic Contemporary Hits