Gorgeous multi lot property located in the Tall Tree Subdivision on Lake Cypress Springs in beautiful east Texas! This land is just minutes from the lake, boat ramp and all of the amenities that Tall Tree has to offer. Amenities included in HOA are pool access, clubhouse, boat ramp, NEW tennis courts, basketball courts, gated community and road maintenance. Home does need work. It has a new AC system and the furnace was serviced 12 months ago. Shed has electricity and water. There is also RV hookups next to the home. The lot that is located across the road has Pear, Plum and Peach trees that are fruit bearing. Have your very own front row seat for the annual fire work show and seasonal deer visits. Enjoy the peace and quiet this area has to offer.
Directions: GPS will take you to the gate. Use first gate at the entrance. This is the only gate with code access. GPS will take you past the property but there is a sign in the yard. Land and home is actually on the corner of Angelina and other piece of land is directly across the street from the home.
Price Information
Listing Price Info
Price Summary:
List Price: $97,000
HOA Fees:
Amount: $47
Frequency: Monthly
Tax Information:
Annual Amount: $554
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Mount Vernon, TX.
Last updated on: 12/22/2024, 9:21:02 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$554
$33,240
2019
-
$32,820
2018
$616
$33,170
2017
$577
$33,170
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$599
Per Month
Principal & Interest
$485
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$47
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$357
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Mt Vernon Elementary School
517 Texas Highway 37
Distance between this listing and this school6.48 miles
Public District Grades PK-4
4
/10
Frances Coprew Elementary School
909 School St
Distance between this listing and this school12.78 miles
Public District Grades KG-4
6
/10
Vivian Fowler Elementary School
503 N Otyson St
Distance between this listing and this school12.80 miles
Public District Grades KG-4
Nearby Schools
6
/10
Mt Vernon Middle School
505 Texas Highway 37
Distance between this listing and this school6.55 miles
Public District Grades 5-8
5
/10
Winnsboro Jr High School
409 Newsome St
Distance between this listing and this school11.49 miles
Public District Grades 6-8
5
/10
Mount Pleasant Junior High School
2801 Old Paris Rd
Distance between this listing and this school12.71 miles
Public District Grades 7-8
Nearby Schools
5
/10
Mt Vernon High School
509 Texas Highway 37
Distance between this listing and this school6.45 miles
Public District Grades 9-12
7
/10
Saltillo School
150 County Rd 3534
Distance between this listing and this school10.67 miles
Public District Grades PK-12
4
/10
Winnsboro High School
634 S Post Oak St
Distance between this listing and this school11.66 miles
The neighbors living near this home have an average income of $54,849. Residents of Mount Vernon, TX typically earn between $35k-100k each year. Typical family type is married, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 445 Bandera
What is the listing price of this property?
The listing price of 445 Bandera property is $97,000.
What type of property is this?
The property 445 Bandera is land located in Mount Vernon, Texas, 75457.
Is this property for sale now?
Active Listing: 445 Bandera is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $554 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 445 Bandera in Mount Vernon, TX and zip code 75457. This home, which was built in 1984, sits on a 0.61 acre lot. It has been listed on Rocket Homes since August 13, 2024 and is currently priced at $97,000.
The inventory of homes for sale in Mount Vernon, TX between October 2024 and November 2024 increased by 12.9%. Listings spent 93 days on the market in November 2024, and had a median list price of $325,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
©2024 North Texas Real Estate Information Systems. All rights reserved. The database information herein is provided from and copyrighted by the North Texas Real Estate Information Systems, Inc. NTREIS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. The advertisements herein are merely indications to bid and are not offers to sell which may be accepted. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.
NASCAR
NASCAR
Figure Skating
Hunting
Bass Pro Shops
Dollar General
Wal-Mart
Hardee's
Applebees
Jimmy Johns
GMC
Cadillac
Ram
Classic Country
New Country
Oldies