This property is $130K less than the Median Sold Price in Pontiac, MI.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: Realcomp II Ltd
MLS Number: #20240091024
Listing Office:
Office Name: Brookstone, Realtors LLC
Office Phone: (248) 963-0501
Listing Agent: Scott J Ricamore
Disclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$117
Per Month
Principal & Interest
$50
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$96
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Whitman Elementary School
125 W Montcalm St
Distance between this listing and this school1.84 miles
Public District Grades KG-5
3
/10
Donelson Hills Elementary School
2690 Wewoka Rd
Distance between this listing and this school1.97 miles
Public District Grades KG-5
5
/10
Roosevelt Elementary School
2065 Cass Lake Rd
Distance between this listing and this school2.45 miles
Public Magnet Grades PK-5
Nearby Schools
2
/10
Great Lakes Academy
46312 Woodward Ave
Distance between this listing and this school0.89 miles
Public Charter Grades KG-8
6
/10
Oakland County Academy of Media Technology
48980 Woodward Ave
Distance between this listing and this school0.95 miles
Public Charter Grades PK-8
3
/10
Momentum Academy
60 S Lynn Ave
Distance between this listing and this school1.62 miles
Public Charter Grades PK-7
Nearby Schools
2
/10
Pontiac Academy for Excellence
196 Cesar E Chavez Ave
Distance between this listing and this school1.09 miles
Public Charter Grades KG-12
5
/10
Virtual Learning Academy Consortium
2111 Pontiac Lake Rd
Distance between this listing and this school1.98 miles
Public District Grades KG-12
2
/10
Arts and Technology Academy of Pontiac
888 Enterprise Dr
Distance between this listing and this school2.76 miles
The neighbors living near this home have an average income of $47,308. Typical income of Pontiac, MI residents is between $35k-100k annually. The majority of families are single, no kids. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 45 Lake St
What is the listing price of this property?
The listing price of 45 Lake St property is $10,000.
What type of property is this?
The property 45 Lake St is land located in Pontiac, Michigan, 48341.
Is this property for sale now?
Active Listing: 45 Lake St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $62 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 45 Lake St in Pontiac, MI and zip code 48341. This home sits on a 0.17 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since December 08, 2024 and is currently priced at $10,000.
In November 2024 more than 14 listings in Pontiac, MI were sold above the asking price. During the same period more than 3 listings were sold at asking price, while more than 22 were sold below. In November 2024, listings were on the market for 32 days. During the same period, the median list price in this real estate market was $140,000.
From Rocket Homes Real Estate and based on county public records data.
Disclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. 
Pro Boxing
Pro Boxing
Horse Races
NHRA Drag Racing
Burlington
Family Dollar
Stein Mart
Popeyes
White Castle
LongHorn Steakhouse
Dodge
Chevrolet
Buick
Urban Contemporary
Rock
Contemporary Inspirational