HeatingBaseboard, Electric, Natural Gas, Hot Water
CoolingWindow Unit(s)
BasementYes
MLS #240023351
StatusActive (ACTIVE)
About 45 S St
This spacious single-family home located in Jersey City heights, offers three levels of living and extra income potential. The main home is bright and comfortable, while the fully finished lower level with a separate entrance can be used as a guest suite, or a home office.conveniently equipped with two sets of washers and dryers, this property is perfect for multi-use living. Located in a great neighborhood close to shopping, dining, and public transportation, this home combines comfort, convenience, and opportunity in one!" The property is sold as is condition.
Property Details
Property Features
Property Information:
Architectural Style: Other-See Remarks
Listing Office:
Office Name: WEICHERT REALTORS
Office Phone: (908) 654-7777
Interior Features
Interior Information:
Appliances: Dishwasher, Gas Oven, Gas Range, Refrigerator, Washer, Dryer
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 3
Utilities
Utilities Information:
Heating: Baseboard, Electric, Natural Gas, Hot Water
Cooling: Window Unit(s)
Price Information
Listing Price Info
Price Summary:
List Price: $849,000
Tax Information:
Annual Amount: $5,876
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Jersey City, NJ.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$4,305
Per Month
Principal & Interest
$4,238
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,612
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Charles E. Trefurt Elementary School
96 Franklin St
Distance between this listing and this school0.45 miles
Public District Grades PK-5
7
/10
Thomas G. Connors Elementary School
201 Monroe St
Distance between this listing and this school0.55 miles
Public District Grades KG-5
6
/10
Thomas a Edison Elementary School
507 West St
Distance between this listing and this school0.58 miles
Public District Grades PK-6
Nearby Schools
6
/10
Christa McAuliffe School
167 Hancock Ave
Distance between this listing and this school0.13 miles
Public District Grades PK-8
6
/10
Alfred E. Zampella School
201 North St
Distance between this listing and this school0.56 miles
Public District Grades PK-8
7
/10
Jersey City Global Charter School
255 Congress St
Distance between this listing and this school0.57 miles
Public Charter Grades KG-8
Nearby Schools
4
/10
Hoboken High School
Ninth & Clinton Sts
Distance between this listing and this school0.56 miles
Public District Grades 9-12
6
/10
Hoboken Charter School
713 Washington St
Distance between this listing and this school0.83 miles
Public Charter Grades KG-12
8
/10
Jose Marti STEM Academy
1800 Summit Ave
Distance between this listing and this school1.26 miles
The neighbors living near this home have an average income of $66,373. Residents of Jersey City, NJ typically earn between $35k-100k each year. Typical family type is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 45 S St
What is the listing price of this property?
The listing price of 45 S St property is $849,000.
What type of property is this?
The property 45 S St is a house located in Jersey City, New Jersey, 07307.
Is this property for sale now?
Active Listing: 45 S St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $5,876 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 20, 2017 for $525,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 45 S St has 3 bedrooms and 3 bathrooms.
This home is located at 45 S St in Jersey City, NJ and zip code 07307 in the The Heights neighborhood. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 05, 2024 and is currently priced at $849,000.
In November 2024, from all listings sold in Jersey City, NJ there were more than 30 sold above asking price, over 73 sold below and more than 14 were sold right at the asked price. The inventory of homes for sale in Jersey City, NJ between October 2024 and November 2024 increased by 1.3%. The median list price of listings available in November 2024 was $715,000, while the average time on the real estate market was 38 days.
From Rocket Homes Real Estate and based on county public records data.