452 Oak Street presents an exceptional 12-unit investment opportunity located in the desirable Hayes Valley neighborhood. This pride of ownership 12-unit apartment building consists of seven 1Br/1Ba units and five studios. Two units are currently vacant. The units are spacious, receive lots of light, and have wood floors and period details. Some units are remodeled and some have views. The property has a large back yard area which could provide potential for additional units, parking or other income generating potential. The property benefits from its proximity to trendy cafes, boutiques and cultural venues, along with parks and recreational spaces. With easy access to the rest of the city, 452 Oak St combines the charm of a bustling neighborhood with the convenience of urban living. This is a probate sale, subject to court confirmation. Please call for details.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$19K
Per Month
Principal & Interest
$18.9K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$11.4K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
John Muir Elementary School
380 Webster St
Distance between this listing and this school0.12 miles
Public District Grades PK-5
3
/10
Rosa Parks Elementary School
1501 Ofarrell St
Distance between this listing and this school0.61 miles
Public District Grades PK-5
3
/10
Tenderloin Community Elementary School
627 Turk St
Distance between this listing and this school0.63 miles
Public District Grades PK-5
Nearby Schools
4
/10
Gateway Middle School
1512 Golden Gate Ave
Distance between this listing and this school0.60 miles
Public Charter Grades 6-8
6
/10
Creative Arts Charter
1601 Turk St
Distance between this listing and this school0.61 miles
Public Charter Grades KG-8
3
/10
Everett Middle School
450 Church St
Distance between this listing and this school0.77 miles
Public District Grades 6-8
Nearby Schools
2
/10
Wells (Ida B.) High School
1099 Hayes St
Distance between this listing and this school0.39 miles
Public District Grades 9-12
2
/10
San Francisco County Civic Center Secondary School
727 Golden Gate Ave
Distance between this listing and this school0.46 miles
Public District Grades 6-12
8
/10
Gateway High School
1430 Scott St
Distance between this listing and this school0.83 miles
The neighbors living near this home have an average income of $82,323. Residents of San Francisco, CA typically earn between $100k-200k each year. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 452 Oak St in San Francisco, CA and zip code 94102 in the Hayes Valley / Lower Haight neighborhood. This 7,260 square foot home, which was built in 1900, sits on a 0.19 acre lot. Features: 7 bedrooms. It has been listed on Rocket Homes since July 12, 2024 and is currently priced at $3,800,000.
Over 269 listings were sold over their listed price in October 2024 in San Francisco, CA. In the same period over 121 listings were sold below the listed price and 34 listings were sold for the listed price. The number of listings in San Francisco, CA increased by 0.6% between September 2024 and October 2024. Listings spent 33 days on the market in October 2024, and had a median list price of $1,407,244 during the same period.
From Rocket Homes Real Estate and based on county public records data.