Welcome to this cherished lakeside retreat, a home filled with warmth and ready for its next chapter. The inviting kitchen features granite countertops, a spacious island, and a cozy eating area perfect for family breakfasts. Just off the kitchen, a large dining room awaits, ideal for family gatherings. Beautiful hardwood floors grace the main level, with a great room showcasing a fireplace, built-in bookshelves, and serene lake views. The master suite offers his & hers closets and a sunroom leading to an upstairs deck with stunning views. Downstairs, the bonus room is an entertainer’s dream with a full kitchen, bar, fireplace, built-in shelves, and a new wine cooler refrigerator, opening to a flagstone patio and private boat dock. Outdoor living shines with a side patio, back patio, upstairs deck, and floating dock. The professionally managed lake is perfect for fishing and evening cruises. Complete with a generator, this is more than a home—it’s your forever retreat.
Property Details
Property Features
Property Information:
Year Built: 1988
Stories: 2
Living Area: 3,417 SqFt
Listing Office:
Office Name: RealtySouth-MB-Cahaba Rd
Office Email: larry@realtysouth.com
Listing Agent: Larry Read
Interior Features
Interior Information:
Appliances: Gas Cooktop, Dishwasher, Disposal, Microwave, Electric Oven, Self Cleaning Oven, Plumbed for Gas, Refrigerator, Stainless Steel Appliance(s), Gas Stove
Basement: Yes
Flooring Type: Carpet, Hardwood, Tile Floor
Interior: Central Vacuum, French Doors, Multiple Staircases, Recess Lighting, Safe Room/Storm Cellar, Security System, Workshop (INT)
Fireplace: Gas (FIREPL), Gas Logs, Gas Starter
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 3
Total Bedroom Count: 3
Exterior Features
Exterior Information:
View: Lake
Exterior: Dock Private, Sprinkler System, Porch Screened
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,312
Per Month
Principal & Interest
$3,245
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,015
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Oak Mountain Intermediate School
5486 Caldwell Mill Rd
Distance between this listing and this school2.00 miles
Public District Grades 4-5
8
/10
Riverchase Elementary School
1950 Old Montgomery Hwy
Distance between this listing and this school2.57 miles
Public District Grades KG-5
8
/10
Rocky Ridge Elementary School
2876 Old Rocky Ridge Rd
Distance between this listing and this school2.83 miles
Public District Grades KG-5
Nearby Schools
9
/10
Berry Middle School
4500 Jaguar Dr
Distance between this listing and this school2.87 miles
Public District Grades 6-8
7
/10
Oak Mountain Middle School
5650 Cahaba Valley Rd
Distance between this listing and this school3.28 miles
Public District Grades 6-8
9
/10
Simmons Middle School
1575 Patton Chapel Rd
Distance between this listing and this school3.94 miles
Public District Grades 6-8
Nearby Schools
9
/10
Oak Mountain High School
5476 Caldwell Mill Rd
Distance between this listing and this school2.04 miles
Public District Grades 9-12
9
/10
Spain Park High School
4700 Jaguar Dr
Distance between this listing and this school2.90 miles
Public District Grades 9-12
10
/10
Vestavia Hills High School
2235 Lime Rock Rd
Distance between this listing and this school3.58 miles
The neighbors living near this home have an average income of $99,265. Most Hoover, AL residents have annual incomes between $35k-100k. Most families are married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Hoover, AL
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Hoover, AL.
The housing landscape in Hoover is characterized by a mix of single-family homes and multi-family units, with a prevalence of contemporary and traditional architectural styles. Single-family homes dominate the market, offering spacious living environments suitable for families and individuals alike. The area has seen a steady growth in housing developments, with a significant number of properties constructed in the late 20th century.
What is it like to live in Hoover, AL?
Hoover is celebrated for its family-friendly atmosphere and strong sense of community. The city prides itself on its well-maintained parks and recreational facilities, which serve as hubs for local events and gatherings. Annual festivals and community events are a testament to the area's vibrant cultural life and the residents' active involvement in city affairs.
Is it easy to get around Hoover, AL without a car?
Residents of Hoover benefit from a robust educational system, with multiple public and private schools providing a range of educational opportunities. The city is home to several healthcare facilities, offering a spectrum of services from primary care to specialized treatments. Retail and dining options are plentiful, reflecting the local culture and catering to a variety of tastes and preferences. City initiatives are in place to continually improve services to meet the evolving needs of the community.
Transportation in Hoover, AL.
Hoover's transportation infrastructure supports both private and public transit options, with a network of roads and highways facilitating easy commuting and travel. Public transportation services are available, with schedules designed to accommodate the needs of residents. The city also offers ride-sharing services, enhancing mobility options. Certain areas of Hoover are known for their walkability, encouraging residents to enjoy the city's many pedestrian-friendly spaces.
Frequently Asked Questions About 4648 S Lakeridge Dr
What is the listing price of this property?
The listing price of 4648 S Lakeridge Dr property is $650,000.
What type of property is this?
The property 4648 S Lakeridge Dr is a house located in Hoover, Alabama, 35244.
Is this property for sale now?
Accepting Backup Offers: 4648 S Lakeridge Dr is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,945 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 4648 S Lakeridge Dr has 3 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 4648 S Lakeridge Dr is 3,417 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 4648 S Lakeridge Dr is 1988.
This home is located at 4648 S Lakeridge Dr in Hoover, AL and zip code 35244. This 3,417 square foot home, which was built in 1988, sits on a 0.14 acre lot. Features: 3 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since August 24, 2024 and is currently priced at $650,000.
While more than 17 listings in Hoover, AL in November 2024 were sold above asking price, there were more than 23 listings sold at asking price, and more than 48 were sold below. The number of listings in Hoover, AL increased by 10% between October 2024 and November 2024. While the average time on the market in November 2024 was 31 days, the median list price was $485,500.
From Rocket Homes Real Estate and based on county public records data.