Location Location Location - As you turn into the property and drive along the recent gravel driveway, you cross a seasonal creek on your way to the rear of the property where your homesite can be built. Once you are at the rear of the property surrounded by trees, you do not realize that you are that close to town. This property is also outside the city limits and currently has an ag exemption. Recent improvements include torn down structures, cleared property, gravel driveway, rip rap in creek, prep for pond. Multiple homesites available. 4.5 acres to the north is also for sale. See option site plan in photos on example to place homesite. Highly desired area near new and upcoming developments, with easy accesses to Texoma Medical Center, HeyDay, Urban Air, Restaurants, and Highway 75. Over 13 acres of wide open space to let your imagination shine. Soil Report can be provided.
Lot: Agricultural, Back Yard, Cleared, Lawn, Pasture, Few Trees
Lot Size: 13.56 Acres
Other
Directions Information:
Directions: From Highway 75 heading Northbound, take exit 65 and turn left (West) at the red light onto 691. Continue on 691 for 1.2 miles, and turn right (North) onto 131. Continue on 131 for .4 miles and turn right onto Loy Lake Rd. Destination will be on the right (second driveway).
Price Information
Listing Price Info
Price Summary:
List Price: $699,000
Tax Information:
Annual Amount: $319
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Denison, TX.
Last updated on: 11/22/2024, 4:20:59 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$319
$15,553
2020
$319
$17,022
2019
$382
$17,022
2018
$382
$17,999
2017
$417
$19,423
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,556
Per Month
Principal & Interest
$3,489
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,162
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Hyde Park Elementary School
1701 S Hyde Park Ave
Distance between this listing and this school2.28 miles
Public District Grades PK-4
3
/10
Neblett Elementary School
1505 Gallagher Dr
Distance between this listing and this school2.81 miles
Public District Grades KG-5
5
/10
B. McDaniel Intermediate School
400 Lillis Ln
Distance between this listing and this school3.02 miles
Public District Grades 5-6
Nearby Schools
4
/10
Scott Middle School
1901 S Mirick Ave
Distance between this listing and this school3.68 miles
Public District Grades 7-8
5
/10
Pottsboro Middle School
105 Cardinal Ln
Distance between this listing and this school4.61 miles
Public District Grades 5-8
4
/10
Piner Middle School
402 W Pecan St
Distance between this listing and this school5.42 miles
Public District Grades 6-8
Nearby Schools
5
/10
Perrin Learning Center
81 Vandenburg Dr
Distance between this listing and this school2.93 miles
Public District Grades 9-12
5
/10
Pottsboro High School
901 E FM 120
Distance between this listing and this school4.46 miles
Public District Grades 9-12
3
/10
Pathways High School
318 W Morgan St
Distance between this listing and this school4.47 miles
The neighbors living near this home have an average income of $45,034. Most Denison, TX residents have annual incomes less than $35k. Typical family type is single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4838 W Loy Lake Rd
What is the listing price of this property?
The listing price of 4838 W Loy Lake Rd property is $699,000.
What type of property is this?
The property 4838 W Loy Lake Rd is land located in Denison, Texas, 75020.
Is this property for sale now?
Active Listing: 4838 W Loy Lake Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $319 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4838 W Loy Lake Rd in Denison, TX and zip code 75020. This home sits on a 13.56 acre lot. It has been listed on Rocket Homes since September 18, 2024 and is currently priced at $699,000.
Between September 2024 and October 2024, Denison, TX real estate market has seen increase in the number of listings by 14.4%. In October 2024, listings were on the market for 80 days. During the same period, the median list price in this real estate market was $256,119.
From Rocket Homes Real Estate and based on county public records data.
©2024 North Texas Real Estate Information Systems. All rights reserved. The database information herein is provided from and copyrighted by the North Texas Real Estate Information Systems, Inc. NTREIS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. The advertisements herein are merely indications to bid and are not offers to sell which may be accepted. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright.
Figure Skating
Figure Skating
NASCAR
Pro Wrestling
Stein Mart
Dollar General
Kmart
Bob Evans
Cracker Barrel
Sonic
Buick
Ram
Oldsmobile
Adult Standards
Classic Country
Oldies