FireplaceBonus Room, Gas Log, Living Room, Other - See Remarks
MLS #4176366
StatusActive
About 491 N Washington St
WONDERFUL TUDOR-STYLE HOME located in the heart of Historic Rutherfordton. Surrounded by mature landscaping, hardwoods and a towering Magnolia tree, you'll love all the character and unique qualities throughout this beautiful home. Updated kitchen and baths with hardwood floors throughout much of the home. Don't miss this rare opportunity, offered at $459,500.
Property Details
Property Features
Property Information:
Year Built: 1925
Living Area: 3,096 SqFt
Listing Office:
Office Name: Caulder Realty & Land Co.
Interior Features
Interior Information:
Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
This property is $159.5K more than the Median Sold Price and $25/SqFt less than other homes in Rutherfordton, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4176366
Listing Office:
Office Name: Caulder Realty & Land Co.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,361
Per Month
Principal & Interest
$2,294
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,444
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Rutherfordton Elementary School
201 Bob Hardin Rd
Distance between this listing and this school2.99 miles
Public District Grades PK-5
Middle School
4
/10
R-S Middle School
545 Charlotte Rd
Distance between this listing and this school1.25 miles
Public District Grades 6-8
High School
6
/10
R-S Central High School
641 Hwy 221 North
Distance between this listing and this school0.39 miles
Public District Grades 9-12
Assigned Schools
6
/10
Rutherfordton Elementary School
201 Bob Hardin Rd
Distance between this listing and this school2.99 miles
Public District Grades PK-5
Nearby Schools
7
/10
Spindale Elementary School
161 N Oak St
Distance between this listing and this school2.08 miles
Public District Grades PK-5
4
/10
Mt Vernon-Ruth Elementary School
2785 Hudlow Rd
Distance between this listing and this school3.65 miles
Public District Grades PK-5
Assigned Schools
4
/10
R-S Middle School
545 Charlotte Rd
Distance between this listing and this school1.25 miles
Public District Grades 6-8
Nearby Schools
3
/10
East Rutherford Middle School
259 E Church St
Distance between this listing and this school7.47 miles
Public District Grades 6-8
4
/10
Chase Middle School
840 Chase High Rd
Distance between this listing and this school9.83 miles
Public District Grades 6-8
Assigned Schools
6
/10
R-S Central High School
641 Hwy 221 North
Distance between this listing and this school0.39 miles
Public District Grades 9-12
Nearby Schools
7
/10
Rutherford Early College High School
286 Icc Loop Rd
Distance between this listing and this school2.44 miles
Public District Grades 9-12
2
/10
Rutherford Opportunity Center
140 Old Caroleen Rd
Distance between this listing and this school6.67 miles
The neighbors living near this home have an average income of $59,483. Residents of Rutherfordton, NC typically earn between $35k-100k each year. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 491 N Washington St
What is the listing price of this property?
The listing price of 491 N Washington St property is $459,500.
What type of property is this?
The property 491 N Washington St is a house located in Rutherfordton, North Carolina, 28139.
Is this property for sale now?
Active Listing: 491 N Washington St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 491 N Washington St are: Rutherfordton Elementary School: GreatSchools Rating 6/10R-S Middle School: GreatSchools Rating 4/10R-S Central High School: GreatSchools Rating 6/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $2,758 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 491 N Washington St has 3 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 491 N Washington St is 3,096 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 491 N Washington St is 1925.
This home is located at 491 N Washington St in Rutherfordton, NC and zip code 28139. This 3,096 square foot home was built in 1925. Features: 3 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since September 06, 2024 and is currently priced at $459,500.
Rutherfordton, NC housing market in August 2024 saw over 1 listings sold above listed price, more than 1 sold at listed price and over 13 sold below. In August 2024 in Rutherfordton, NC there were 5.9% more homes for sale than in July 2024. In August 2024 median list price was $300,000 and the average listing age was 44 days.
From Rocket Homes Real Estate and based on county public records data.