This private waterfront lot is a gem! Overlooking Bells Creek, perfect for boating and kayaking! River Ridge is a private enclave just a few minutes from the amenities of the town of Lancaster. There are two other lots available. See additional MLS #'s.
Property Details
Property Features
Listing Office:
Office Name: BHHS RW Towne Realty LLC
Office Phone: (757) 873-6900
Listing Agent: Helen Van Orden
Interior Features
Interior Information:
Basement: No
Exterior Features
Exterior Information:
Waterfront: Creek, Navigable Water
Lot Features
Lot Information:
Lot: Rolling/Hilly
Lot Size: 2.76 Acres
Other
Directions Information:
Directions: Right on route 626 Regent Rd Left on 622 Dirt Bridge Rd Left on Buzzards Neck Rd and then left on Bells Creek Lane. Turns to gravel.
Price Information
Listing Price Info
Price Summary:
List Price: $89,900
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Lancaster, VA.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$516
Per Month
Principal & Interest
$449
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$336
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Lancaster Primary School
36 Primary School Cir
Distance between this listing and this school3.13 miles
Public District Grades PK-3
4
/10
Middlesex Elementary School
823 Philpot Rd
Distance between this listing and this school9.60 miles
Public District Grades PK-5
6
/10
Northumberland Elementary School
757 Academic Ln
Distance between this listing and this school12.74 miles
Public District Grades PK-5
Nearby Schools
3
/10
Lancaster Middle School
191 School St
Distance between this listing and this school4.34 miles
Public District Grades 4-8
5
/10
St. Clare Walker Middle School
6814 General Puller Hwy
Distance between this listing and this school9.39 miles
Public District Grades 6-8
4
/10
Northumberland Middle School
175 Academic Ln
Distance between this listing and this school13.20 miles
Public District Grades 6-8
Nearby Schools
6
/10
Lancaster High School
8815 Mary Ball Rd
Distance between this listing and this school3.11 miles
Public District Grades 9-12
6
/10
Middlesex High School
454 General Puller Hwy
Distance between this listing and this school11.08 miles
Public District Grades 9-12
4
/10
Northumberland High School
201 Academic Ln
Distance between this listing and this school13.13 miles
The neighbors living near this home have an average income of $40,441. The majority of Lancaster, VA residents have income between $35k-100k annually. Residents typically live in married, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 5 Bells Creek Ln
What is the listing price of this property?
The listing price of 5 Bells Creek Ln property is $89,900.
What type of property is this?
The property 5 Bells Creek Ln is land located in Lancaster, Virginia, 22503.
Is this property for sale now?
Active Listing: 5 Bells Creek Ln is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 5 Bells Creek Ln in Lancaster, VA and zip code 22503. This home sits on a 2.76 acre lot. It has been listed on Rocket Homes since July 26, 2024 and is currently priced at $89,900.
While more than 0 listings in Lancaster, VA in October 2024 were sold above asking price, there were more than 0 listings sold at asking price, and more than 1 were sold below. In October 2024 in Lancaster, VA there were 33.3% more homes for sale than in September 2024. The median list price of listings available in October 2024 was $500,000, while the average time on the real estate market was 34 days.
From Rocket Homes Real Estate and based on county public records data.
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2024 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dollar General
Wal-Mart
Cracker Barrel
Applebees
Hardee's
Cadillac
Ram
Subaru
News/Talk/Information
Classic Country
New Country