Welcome to Rock Rapids, Iowa. It's a great opportunity to build a home offering a peaceful setting and beautiful views. The 0.34 acre lot allows for a spacious house and outdoor areas. Situated in Rock Rapids, this property combines the simplicity of small-town living with the convenience of nearby amenities. Here, you have the chance to create a home that's both a comfortable retreat and a gateway to nature's tranquility. **DEVELOPER FALL SPECIAL: Now-Dec 31st. 2.9% interest rate, 5 year note with 20% down. **
Property Details
Property Features
Listing Office:
Office Name: Coldwell Banker Empire Realty
Listing Agent: Kinsey Underberg
Lot Features
Lot Information:
Lot: Curbs
Other
Directions Information:
Directions: Take First Ave. to S. Tama St. to Mill Pond Road lot on Right hand side of Mill Pond Road
Price Information
Listing Price Info
Price Summary:
List Price: $63,500
What can I afford?
Understand what home price range makes sense for your budget.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$384
Per Month
Principal & Interest
$317
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$257
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Central Lyon Elementary School
1105 S Story St
Distance between this listing and this school0.46 miles
Public District Grades PK-4
5
/10
Ellsworth Elementary School
513 S Broadway St
Distance between this listing and this school9.94 miles
Public District Grades PK-6
7
/10
West Lyon Elementary School
1787 182nd Street
Distance between this listing and this school13.57 miles
Public District Grades PK-6
Nearby Schools
5
/10
George-Little Rock Middle School
500 E Indiana Ave
Distance between this listing and this school9.86 miles
Public District Grades 6-8
7
/10
West Lyon Junior High School
1787 182nd Street
Distance between this listing and this school13.57 miles
Public District Grades 7-8
5
/10
Rock Valley Middle School
1712 20th Ave
Distance between this listing and this school15.60 miles
Public District Grades 6-8
Nearby Schools
8
/10
Central Lyon Senior High School
1010 S Greene St
Distance between this listing and this school0.51 miles
Public District Grades 9-12
4
/10
George-Little Rock High School
500 E Indiana Ave
Distance between this listing and this school9.86 miles
Public District Grades 9-12
9
/10
Ellsworth Secondary School
513 S Broadway St
Distance between this listing and this school9.94 miles
The neighbors living near this home have an average income of $50,455. Most Lyon County, IA residents have annual incomes between $35k-100k. The majority of families are single, no kids. Typical level of education for residents in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 503 Mill Pond Rd
What is the listing price of this property?
The listing price of 503 Mill Pond Rd property is $63,500.
What type of property is this?
The property 503 Mill Pond Rd is land located in Rock Rapids, Iowa, 51246.
Is this property for sale now?
Active Listing: 503 Mill Pond Rd is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 503 Mill Pond Rd in Rock Rapids, IA and zip code 51246. It has been listed on Rocket Homes since March 12, 2024 and is currently priced at $63,500.
Between September 2024 and October 2024, Lyon County, IA real estate market has seen increase in the number of listings by 22.2%. The median list price of listings available in October 2024 was $559,900, while the average time on the real estate market was 57 days.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the REALTOR® Association of the Sioux Empire, Inc., Multiple Listing Service. Real estate listings held by other brokerage firms are marked with the Internet Data Exchange™ logo or the Internet Data Exchange thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The broker(s) providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The REALTOR® Association of the Sioux Empire, Inc. does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. 
Hunting
Hunting
NASCAR
Figure Skating
Dick's Sporting Goods
Dillards
Dollar General
Texas Roadhouse
Cracker Barrel
Hardee's
Subaru
Cadillac
GMC
New Country
News/Talk/Information
Classic Country