Build your dream home here! Nice sized lot located in Big Creek Commons. Close to the new elementary school and future city park. Bring your own builder.
Property Details
Property Features
Listing Office:
Office Name: Century 21 Signature
Office Phone: (515) 963-1040
Listing Agent: Ethan Hokel
Lot Features
Lot Information:
Lot Size: 0.50 Acres
Other
Directions Information:
Directions: Take Hwy 415 north into Polk City. Continue through Polk City. Turn right on Vista Lake Ave.
Price Information
Listing Price Info
Price Summary:
List Price: $89,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Polk City, IA.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$512
Per Month
Principal & Interest
$445
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$333
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
West Elementary School
1400 W Broadway St
Distance between this listing and this school1.16 miles
Public District Grades PK-4
8
/10
Rock Creek Elementary School
3800 NW Abilene Rd
Distance between this listing and this school4.23 miles
Public District Grades KG-5
9
/10
Westwood Elementary School
2920 NW 9th St
Distance between this listing and this school4.65 miles
Public District Grades KG-5
Nearby Schools
9
/10
North Polk Middle School
315 NE 141st Ave
Distance between this listing and this school5.25 miles
Public District Grades 6-8
5
/10
Prairie Ridge Middle School
1010 NW Prairie Ridge Dr
Distance between this listing and this school5.66 miles
Public District Grades 6-7
7
/10
Parkview Middle School
105 NW Pleasant St
Distance between this listing and this school6.29 miles
Public District Grades 6-7
Nearby Schools
7
/10
Ankeny Centennial High School
2220 NW State St
Distance between this listing and this school4.83 miles
Public District Grades 10-12
8
/10
North Polk High School
13930 NE 6th St
Distance between this listing and this school5.19 miles
Public District Grades 9-12
7
/10
Northview Middle School
1302 N Ankeny Blvd
Distance between this listing and this school6.07 miles
The neighbors living near this home have an average income of $113,946. Typical income of Polk City, IA residents is between $100k-200k annually. Typical family type is married, with kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Polk City, IA
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Polk City, IA.
Polk City's housing market is characterized by a blend of residential options, with single-family homes being a significant component. The architectural styles in the area range from classic ranch designs to contemporary constructions, reflecting the community's growth and diversity. While the majority of residences are owner-occupied, there is also a selection of rental properties available for those looking to lease.
What is it like to live in Polk City, IA?
Polk City prides itself on a small-town charm that is evident in its community events and local gatherings. The area is celebrated for its peaceful neighborhoods and recreational opportunities, including access to nearby lakes and parks that enhance the quality of life for its residents.
Is it easy to get around Polk City, IA without a car?
The community is served by a number of public schools, ensuring educational opportunities for children of various ages. Healthcare services are accessible, with clinics and a hospital equipped to provide primary care and emergency services. Retail and dining options reflect the local culture, offering residents a taste of regional cuisine and shopping experiences.
Transportation in Polk City, IA.
Transportation in Polk City includes a network of roads that connect residents to nearby cities and amenities. Public transportation options are available, providing connections to broader regions. The community also supports ride-sharing services, enhancing mobility for those without private vehicles. Walkability varies across different parts of the city, with some areas being more pedestrian-friendly than others.
Frequently Asked Questions About 505 E Vis Lake Ave
What is the listing price of this property?
The listing price of 505 E Vis Lake Ave property is $89,000.
What type of property is this?
The property 505 E Vis Lake Ave is land located in Polk City, Iowa, 50226.
Is this property for sale now?
Active Listing: 505 E Vis Lake Ave is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 505 E Vis Lake Ave in Polk City, IA and zip code 50226. This home sits on a 0.50 acre lot. It has been listed on Rocket Homes since June 22, 2023 and is currently priced at $89,000.
In November 2024, from all listings sold in Polk City, IA there were more than 2 sold above asking price, over 3 sold below and more than 0 were sold right at the asked price. Between October 2024 and November 2024, Polk City, IA real estate market has seen decrease in the number of listings by 1.9%. Listings spent 95 days on the market in November 2024, and had a median list price of $408,990 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Hunting
Hunting
NASCAR
Pro Wrestling
Dick's Sporting Goods
Dillards
Wal-Mart
Texas Roadhouse
Cracker Barrel
Hardee's
Subaru
Cadillac
Ram
New Country
News/Talk/Information
Classic Country