513 Ruddy St, Lockhart, TX, 78644

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

513 Ruddy St, Lockhart$115,000

Buyer Closing Credits

$1,366^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Year Built1938

HeatingNone

CoolingNone

FireplaceNone

ViewNone

MLS #549095

Lot Size0.20 Acres

StatusActive

About 513 Ruddy St

This investment opportunity is in the heart of Lockhart, Texas. Convenient to schools, restaurants and downtown. The location also offers easy access to Hwy 183, FM 20, 130 Toll Road and cities like Bastrop, San Marcos, Luling, Seguin and Austin. Home is a fixer upper. Two bedrooms with one full bath. Living room. Kitchen with dining area. Utility room with washer connections. Gas meter has been pulled. No utilities on and seller will not have them turned on. No heating or cooling. Home is a complete renovation project. No survey. Property being SOLD IN AS IS CONDITION. Verify Schools.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 1938
• Stories: 1
• Living Area: 812 SqFt

Listing Office:

• Office Name: Countywide Realty, Lp
• Office Phone: (512) 398-7148
• Listing Agent: Irene Yanez

Interior Features

Interior Information:

• Appliances: Gas Range, Gas Water Heater
• Flooring Type: Vinyl
• Interior: Laminate Counters, Eat-in Kitchen
• Fireplace: None

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• View: None
• Exterior: Back Fence, Front Fence

Lot Features

Lot Information:

• Lot Size: 0.20 Acres

Utilities

Utilities Information:

• Heating: None
• Cooling: None

Other

Directions Information:

• Directions: US 183 south to Lockhart. Turn Left on Prairie Lea Street, turn right onto Brazos Street, left onto E. Live Oak Street and turn right onto Trinity Street then left on Ruddy Street. Home will be on the left with sign in the yard.

Price Information

Listing Price Info

Price Summary:

• List Price: $115,000
• Price Per SqFt: $142/SqFt

Tax Information:

• Annual Amount: $1,048
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Lockhart, TX.

Lockhart, TX

City

Med. Sold Price

$300K

Med. Price/SqFt

$182

Avg. Days On Market

40

# of Sold Homes

13

513 Ruddy St vs Lockhart

40 DAYS ON ROCKET

-0 Day

$115,000

-$185K Less

$142/SqFt

-$41 Less

KEY TAKEAWAY

This property is $185K less than the Median Sold Price and $41/SqFt less than other homes in Lockhart, TX.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CentralTexas
• MLS Number: #549095

Listing Office:

• Office Name: Countywide Realty, Lp
• Office Phone: (512) 398-7148
• Listing Agent: Irene Yanez

Data provided by the Central Texas MLS IDX program. Information deemed reliable but not guaranteed. Some properties which appear for sale may no longer be available due to no longer being offered for sale. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. ©2024 Central Texas MLS, All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.


Texas Real Estate Commission Consumer Protection Notice

Texas Real Estate Commission Information About Brokerage Service

Last updated on: 12/22/2024, 2:16:05 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$1,048	$53,190
2020	-	$41,080
2019	-	$33,050
2018	$612	$21,390
2017	$611	$21,230

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$641

Per Month

Principal & Interest

$574

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$411

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Texas›Caldwell County›Lockhart›78644›513 Ruddy St

This home is located at 513 Ruddy St in Lockhart, TX and zip code 78644. This 812 square foot home, which was built in 1938, sits on a 0.20 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since November 11, 2024 and is currently priced at $115,000.

In November 2024, from all listings sold in Lockhart, TX there were more than 1 sold above asking price, over 9 sold below and more than 3 were sold right at the asked price. In November 2024 in Lockhart, TX there were 1.1% less homes for sale than in October 2024. The median list price of listings available in November 2024 was $300,000, while the average time on the real estate market was 40 days.

From Rocket Homes Real Estate and based on county public records data.