12 days on rocket

518 Thomas St, Covington, KY, 41014

$275,000

Home List Price

$3,266*

Closing Credit

3 Bedrooms
2 Full Baths, 2 Partial
1,520 SqFt
$181/SqFt
House

Location

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518 Thomas St, Covington$275,000

Buyer Closing Credits

$3,266*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingOff Street
Year Built2009
HeatingForced Air, Electric
CoolingCentral Air
BasementYes
MLS #628799
Lot Size0.06 Acres
StatusActive

About 518 Thomas St

Charming two-story 3 bedroom 2 full and 2 half bathhome on a quiet Covington street. 2 miles from downtown Cincinnati and Newport, 1 mile from downtown Covington and 1 block from the Licking River Greenway trails! Enjoy the welcoming front porch and a two-car parking pad. The main level features a spacious living and dining area with bamboo flooring, half bath with laundry, and a large kitchen with stainless steel appliances, pantry, and tile floors. A newly installed sliding glass door leads to the backyard. The fully redone lower level boasts luxury vinyl flooring, a large living area, under-stair storage, a half bath, and flex space perfect for an office or workout room, plus ample storage. A newer furnace, water heater and a sump pump. Upstairs, the primary bedroom shines with natural light, a large closet, and a three-piece en suite. Two additional bedrooms, a full bath, and extra closet space complete the upper level. Don't miss this gem!

Property Details

Property Features

Property Information:

  • Architectural Style: Traditional
  • Year Built: 2009
  • Living Area: 1,520 SqFt

Listing Office:

  • Office Name: Century 21 Premiere Properties
  • Office Phone: (859) 291-2600
  • Listing Agent: Martha Works Larsen

Interior Features

Interior Information:

  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Basement: Yes
  • Flooring Type: Laminate
  • Interior: Laminate Counters, Walk-in Closet(s), Pantry, Entrance Foyer, Double Vanity, Coffered Ceiling(s)

Bedroom and Bathroom Information:

  • Partial Bathrooms: 2
  • Full Bathrooms: 2
  • Total Bedroom Count: 3

Exterior Features

Parking Information:

  • Parking: Off Street

Lot Features

Lot Information:

  • Lot: Cleared, Near Public Transit
  • Lot Size: 0.06 Acres

Utilities

Utilities Information:

  • Heating: Forced Air, Electric
  • Cooling: Central Air

Other

Directions Information:

  • Directions: From US 16 Eastern ave to Thomas St. or East on 12 st. to right on Garrard st to left on E 17th st to right onto Oakland Right onto Thomas house is 3rd on right

Price Information

Listing Price Info

Price Summary:

  • List Price: $275,000
  • Price Per SqFt: $181/SqFt

Tax Information:

  • Annual Amount: $2,994
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Covington, KY.

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Covington, KY

City

Med. List Price

$255K

Med. Price/SqFt

$171

Avg. Days On Market

80

# of Sold Homes

1

518 Thomas St vs Covington

12 DAYS ON ROCKET

-68 Days

$275,000

+$20K More

$181/SqFt

+$10 More

KEY TAKEAWAY

This property is $20K more than the Median List Price and $10/SqFt more than other homes in Covington, KY.

Based on homes listed in December 2024

MLS Details

MLS Information:

  • MLS Name: Northern Kentucky Multiple Listing Service
  • MLS Number: #628799

Listing Office:

  • Office Name: Century 21 Premiere Properties
  • Office Phone: (859) 291-2600
  • Listing Agent: Martha Works Larsen

Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Northern Kentucky Multiple Listing Service, Inc. (NKMLS). Real estate listings held by other brokerage firms are marked with the Broker Reciprocity Logo and detailed information about them includes the name of the listing broker. The broker providing the data believes the data to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. MLS content and images © Copyright ©2025, Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. We are not responsible or liable for misinformation, misprints, or typographical errors. All information provided is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. Properties subject to prior sale, change, withdrawal or rental.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/4/2025, 11:51:00 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Apr 02, 2021Home Sold
$190,000
Nov 10, 2009Home Sold
$150,000

Tax History

YEARPROP. TAXASSESSMENT
2020$2,994$150,000
2019$2,380$150,000
2018$2,380$150,000
2017$2,415$150,000

History based on county public records data.

Payment Calculator

$1,440

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$891

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-526097
5
/10

  • Sixth District Elementary School

  • 19th and Maryland

  • 0.17 miles

  • Public District Grades KG-5

school-card-donut-526098
9
/10

  • Glenn O Swing Elementary School

  • 501 W 19th St

  • 0.94 miles

  • Public District Grades KG-5

school-card-donut-526099
7
/10

  • John G Carlisle Elementary School

  • 910 Holman Ave

  • 1.08 miles

  • Public District Grades KG-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $45,103. Most Covington, KY residents have annual incomes between $35k-100k. Residents typically live in single, no kids family. Residents of this area typically have high school diploma education.

All data provided by Home Junction and Claritas

Living In Covington, KY

Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.

Types of housing in Covington, KY.

Covington's housing market is diverse, offering a range of options from historic row houses to contemporary condominiums. Single-family homes are prevalent, with a mix of Victorian, Italianate, and modern architectural styles. The market is balanced with a homeownership rate around 60%, leaving a substantial portion of properties available for rent.

What is it like to live in Covington, KY?

Covington is celebrated for its historic charm and vibrant arts scene. The community prides itself on a rich heritage with events like the MainStrasse Village Oktoberfest, reflecting the area's strong German roots. The city's riverfront location contributes to its picturesque setting and leisurely lifestyle.

Is it easy to get around Covington, KY without a car?

The city provides a robust selection of services, including public and private educational institutions, with a focus on catering to a diverse population. Healthcare facilities are comprehensive, offering a range of services from primary care to specialized treatments. Retail and dining establishments are plentiful, showcasing local flavors and crafts, and the public library system is well-integrated into the community.

Transportation in Covington, KY.

Covington's transport infrastructure includes a network of buses that facilitate movement within the city and connections to neighboring areas. The city is also bike-friendly, with several dedicated lanes and trails. Major highways nearby provide easy access for commuters, and ongoing projects aim to enhance the efficiency of local transportation.

Frequently Asked Questions About 518 Thomas St

What is the listing price of this property?

The listing price of 518 Thomas St property is $275,000.

What type of property is this?

The property 518 Thomas St is a house located in Covington, Kentucky, 41014.

Is this property for sale now?

Active Listing: 518 Thomas St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,994 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on April 2, 2021 for $190,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 518 Thomas St has 3 bedrooms and 2 full and 2 half bathrooms.

What is the square footage of this property?

The property 518 Thomas St is 1,520 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 518 Thomas St is 2009.

Rocket Homes›Kentucky›Kenton County›Covington›41014›518 Thomas St

This home is located at 518 Thomas St in Covington, KY and zip code 41014. This 1,520 square foot home, which was built in 2009, sits on a 0.06 acre lot. Features: 3 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since December 23, 2024 and is currently priced at $275,000.

In December 2024 in Covington, KY there were 31.6% more homes for sale than in November 2024. In December 2024 median list price was $255,000 and the average listing age was 80 days.

From Rocket Homes Real Estate and based on county public records data.

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