Build your dream home along the St. Joseph River; this is an ideal lot for those who love the water! As part of Trumpeter Bay, there is access to two ponds, walking trails, and the right to purchase a slip in the private marina. HOA covers snow removal, mowing, as well as maintenance of the ponds and common spaces. . Located only .5 mile from I-94; just minutes to local restaurants, shopping, beaches, wineries and much more. Your dream home awaits!
Property Details
Property Features
Listing Office:
Office Name: Keller Williams Realty Swm
Office Phone: (269) 982-7653
Listing Agent: Dan Morissette
Exterior Features
Exterior Information:
Waterfront: Lake
Lot Features
Lot Information:
Lot Size: 0.28 Acres
Other
Directions Information:
Directions: East on I-94 to Exit 28 (m-139) go south on M-139 1/2 mile to Trumpeter Bay
Price Information
Listing Price Info
Price Summary:
List Price: $79,000
Tax Information:
Annual Amount: $88
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Benton Harbor, MI.
This property is $91K less than the Median Sold Price in Benton Harbor, MI.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: Southwestern Michigan Association of REALTORS®
MLS Number: #69022017172
Listing Office:
Office Name: Keller Williams Realty Swm
Office Phone: (269) 982-7653
Listing Agent: Dan Morissette
Disclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$462
Per Month
Principal & Interest
$395
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$303
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Clarke School
515 E Glenlord Rd
Distance between this listing and this school1.20 miles
Public District Grades KG-5
2
/10
Fair Plain East Elementary School
1995 Union Ave
Distance between this listing and this school1.37 miles
Public District Grades 4-5
7
/10
Lincoln School
1102 Orchard Ave
Distance between this listing and this school2.74 miles
Public District Grades PK-5
Nearby Schools
8
/10
Upton Middle School
800 Maiden Ln
Distance between this listing and this school1.61 miles
Public District Grades 6-8
1
/10
Fair Plain Middle School
120 E Napier Ave
Distance between this listing and this school1.77 miles
Public District Grades 6-8
3
/10
Benton Harbor Charter School Academy
455 Riverview Dr
Distance between this listing and this school3.44 miles
Public Charter Grades PK-8
Nearby Schools
1
/10
Benton Harbor High School
870 Colfax Ave
Distance between this listing and this school2.86 miles
Public Magnet Grades 9-12
7
/10
St. Joseph High School
2521 Stadium Dr
Distance between this listing and this school2.98 miles
Public District Grades 9-12
3
/10
Career and Alternative Pathways to Education Center
636 Pipestone St
Distance between this listing and this school3.08 miles
The neighbors living near this home have an average income of $40,074. The majority of Benton Harbor, MI residents have income less than $35k annually. Typical family type is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 520 Swan River Dr
What is the listing price of this property?
The listing price of 520 Swan River Dr property is $79,000.
What type of property is this?
The property 520 Swan River Dr is land located in Benton Harbor, Michigan, 49022.
Is this property for sale now?
Active Listing: 520 Swan River Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $88 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 520 Swan River Dr in Benton Harbor, MI and zip code 49022. This home sits on a 0.28 acre lot. It has been listed on Rocket Homes since May 11, 2022 and is currently priced at $79,000.
Benton Harbor, MI housing market in October 2024 saw over 4 listings sold above listed price, more than 6 sold at listed price and over 18 sold below. The inventory of homes for sale in Benton Harbor, MI between September 2024 and October 2024 decreased by 1.8%. In October 2024 median list price was $170,000 and the average listing age was 69 days.
From Rocket Homes Real Estate and based on county public records data.
Disclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. 
NASCAR
NASCAR
Hunting
Figure Skating
Bass Pro Shops
Wal-Mart
Dollar General
Hardee's
Applebees
Jimmy Johns
GMC
Ram
Cadillac
Classic Country
New Country