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528 Mills Ln, Panama City, FL, 32404

$978,000

Home List Price

$10,000*

Closing Credit

4 Bedrooms
3 Full Baths
3,446 SqFt
$284/SqFt
House

Location

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528 Mills Ln, Panama City$978,000

Buyer Closing Credits

$10,000*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingAdditional Parking, Attached, Boat, Drive Through, Driveway, Detached, Garage, Garage Door Opener, Oversized, Paved, RV Access/Parking
Attached Garage7 spaces
Year Built2005
HeatingCentral, Electric, ENERGY STAR Qualified Equipment, Heat Pump
CoolingCentral Air, Ceiling Fan(s), Electric
WaterfrontBay, Dock, Boat Slip, Bayou, Dock Access, Ocean Access, Seawall, Waterfront
ViewBay, Bayou
MLS #762987
Lot Size0.83 Acres
StatusActive

About 528 Mills Ln

This is your opportunity to live life on the water's edge! With the backdrop of your yard being glistening deep water that takes you from the East Bay to the open Gulf of Mexico, this idyllic waterfront property offers endless opportunities for fishing, boating, and water enthusiasts alike. Nestled within a peaceful coastal sanctuary, this meticulously designed executive style home provides the most spectacular private sunset views and serene living at its finest. Situated on .83 acres with 119' of deep water frontage, this updated single level home features 3,446 square feet of living space, 4 bedrooms, 3 full baths, an expansive layout, and unparalleled storage versatility with its 800+ SF 3-car oversized attached garage outfitted with three, 10-foot doors, a raised ceiling, and a floored attic-- PLUS the custom built 1,400 SF drive-thru detached all brick garage complete with 18-foot wide doors at each end, a tankless water heater, rinse-off shower, sink, multiple floor drains, ''over garage'' storage area, and a 12' vertical ceiling height. Built atop a highly enviable 14-foot elevated build site and constructed to carefully considered hurricane specifications, your peace of mind is met with the home's outstanding low maintenance durability, allowing you freedom to enjoy your luxury waterfront lifestyle. Flanked by rustling palm trees lining the driveway, this stunning home embodies luxury, quality, and elegance. As you enter the front doors, you're welcomed by custom designed 12-foot ceilings, lovely tile floors, beautiful passageway arches, custom oversized hurricane rated impact glass windows, crown molding, tray ceilings, new ultra-plush carpet, real wood blinds, two living areas, and an amazingly spacious split floor plan that transitions with ease. The dining room is just off the foyer area and leads to two of the home's bedrooms with en-suites, the laundry room, and the attached oversized 3-car garage. The Primary Suite is tucked away on the other side of the home adjacent to a spacious living area with 14-foot double tray ceilings and custom arched windows that fill the room with an abundance of natural light and exceptional sunset vistas, and right past a bedroom adorned with 10-foot French doors, making it the perfect space for a home office. Upon entering through the Primary Suite's oversized double doors, you'll find a master retreat that exudes tranquility and privacy. With tons of natural light, gorgeous views of the bayou's shimmering water, two large walk-in closets, soaring ceilings with oversized cutouts that extend the ceilings to 13-feet, a sitting area or workout space that leads to direct private access to the screened-in porch, and an en-suite master bath complete with double vanities, an oversized tiled shower, whirlpool tub, private water closet, custom cabinetry, and its own 47-gallon hot water heater, the Primary Suite is an absolute dream! Passing back through the open living area and continuing on to the other side of the home, you'll find the heart of this thoughtfully designed entertainer's layout as you discover the airy breakfast nook and the generous chef's kitchen that both open up to the spacious Great Room that features a fireplace, 13-foot double-tray ceilings, recessed lighting, and oversized custom windows that display your endless waterscapes. The well-appointed kitchen offers a breakfast bar for eating and entertaining, stainless-steel appliances, a double oven, custom cabinetry, built-in wine racks, granite counters, a corner pantry, and a bar area ideal for preparing beverages or entertaining guests. The breathtaking views captured through the breakfast nook's large windows and out the full panel French doors that open the kitchen to the new screened-in porch make this space absolutely magnificent. Don't miss out on the rare opportunity to own a piece of waterfront paradise and savor the lifestyle and luxury of private coastal living for under $1M

Property Details

Property Features

Property Information:

  • Architectural Style: Contemporary
  • Year Built: 2005
  • Living Area: 3,446 SqFt

Listing Office:

  • Office Name: Sand Dunes Real Estate, LLC

Interior Features

Interior Information:

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Tankless Water Heater
  • Interior: Breakfast Bar, Fireplace, High Ceilings, Pantry, Recessed Lighting, Split Bedrooms, Smart Thermostat, Vaulted Ceiling(s)

Bedroom and Bathroom Information:

  • Full Bathrooms: 3
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Waterfront: Bay, Dock, Boat Slip, Bayou, Dock Access, Ocean Access, Seawall, Waterfront
  • View: Bay, Bayou
  • Exterior: Columns, Sprinkler/Irrigation, Porch

Parking Information:

  • Garage Space: 7 spaces
  • Attached Garage: Yes
  • Parking: Additional Parking, Attached, Boat, Drive Through, Driveway, Detached, Garage, Garage Door Opener, Oversized, Paved, RV Access/Parking

Lot Features

Lot Information:

  • Lot: Cul-De-Sac, Landscaped, Sloped, Waterfront
  • Lot Size: 0.83 Acres

Utilities

Utilities Information:

  • Heating: Central, Electric, ENERGY STAR Qualified Equipment, Heat Pump
  • Cooling: Central Air, Ceiling Fan(s), Electric

Other

Directions Information:

  • Directions: From TYNDALL PARKWAY, turn EAST onto HWY 22. Turn RIGHT onto N. STAR AVE. Turn LEFT onto OLD BICYCLE ROAD. Turn RIGHT onto MILLS LANE. Property is the first home on the RIGHT.

Price Information

Listing Price Info

Price Summary:

  • List Price: $978,000
  • Price Per SqFt: $284/SqFt

Tax Information:

  • Annual Amount: $3,317
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Panama City, FL.

Med. Sold Price

$339.4K

Med. Price/SqFt

$201

Avg. Days On Market

77

# of Sold Homes

194

528 Mills Ln vs Panama City

56 DAYS ON ROCKET

-21 Days

$978,000

+$638.5K More

$284/SqFt

+$82 More

KEY TAKEAWAY

This property is $638.5K more than the Median Sold Price and $82/SqFt more than other homes in Panama City, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: BCAR
  • MLS Number: #762987

Listing Office:

  • Office Name: Sand Dunes Real Estate, LLC

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/19/2024, 1:20:52 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Dec 29, 2017Home Sold
$437,857
Jul 08, 1998Home Sold
$65,000

Tax History

YEARPROP. TAXASSESSMENT
2020$3,317$310,326
2018$4,937$439,759
2017$4,888$432,277

History based on county public records data.

Payment Calculator

$4,949

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$2,999

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-933895
3
/10
  • Callaway Elementary School

  • 7115 E Highway 22

  • 3.42 miles

  • Public District Grades KG-5

school-card-donut-933896
3
/10
  • Parker Elementary School

  • 640 S Highway 22 A

  • 5.10 miles

  • Public District Grades PK-5

school-card-donut-933897
1
/10
  • Cedar Grove Elementary School

  • 2826 E 15th St

  • 6.89 miles

  • Public District Grades PK-5

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $55,093. The majority of Panama City, FL residents have income between $35k-100k annually. The most common type of family is married, no kids. The majority of residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 528 Mills Ln

What is the listing price of this property?

The listing price of 528 Mills Ln property is $978,000.

What type of property is this?

The property 528 Mills Ln is a house located in Panama City, Florida, 32404.

Is this property for sale now?

Active Listing: 528 Mills Ln is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $3,317 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on December 29, 2017 for $437,857. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 528 Mills Ln has 4 bedrooms and 3 bathrooms.

What is the square footage of this property?

The property 528 Mills Ln is 3,446 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 528 Mills Ln is 2005.

Rocket Homes›Florida›Bay County›Panama City›32404›528 Mills Ln

This home is located at 528 Mills Ln in Panama City, FL and zip code 32404 in the The Oaks neighborhood. This 3,446 square foot home, which was built in 2005, sits on a 0.83 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since September 24, 2024 and is currently priced at $978,000.

In October 2024 more than 16 listings in Panama City, FL were sold above the asking price. During the same period more than 40 listings were sold at asking price, while more than 138 were sold below. The inventory of homes for sale in Panama City, FL between September 2024 and October 2024 decreased by 1.7%. Listings spent 77 days on the market in October 2024, and had a median list price of $339,477 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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