Just Imagine escaping to a tranquil wooded lot with a lake view! Lot #6 at White Cloud Lake Estates is where you'll find 4.14 acres of improved land that has been cleared for a home site with 400 amp service, plumbing, septic & lagoon, and internet ready for you to build your dream Barndominium (shouse) or custom home! The Shed, a custom built studio home allows you to enjoy the privacy, peace and nature now and provides you with a retreat or a quiet place to work remotely as you build your permanent home. Built in 2022, with fiber internet, 200 amp electric service, Heating & AC, water softener and a tankless water heater, The Shed has a custom kitchen, full bathroom, LVP flooring, windows overlooking the lake, and a custom built Queen size Murphy Bed. Trails have been cleared around the perimeter of the property and are wide enough for ATVs. The shoreline has been cleaned & cleared with 3 access points for fishing, swimming, kayaking, or enjoying the views and sounds of a natural setting full of birds, bullfrogs, and wildlife. Drive the 600+ ft driveway to your private, lakefront building site located in White Cloud Lake Estates, just 20 mins down the road from Columbia, 10 mins from Fulton, 30 mins to JC! Serenity and relaxation can be yours!
Property Details
Property Features
Listing Office:
Office Name: House of Brokers Realty, Inc.
Office Email: broker@houseofbrokers.com
Listing Agent: Stacey Tonyan
Exterior Features
Exterior Information:
Waterfront: Lake
View: Lake
Lot Features
Lot Information:
Lot: Level
Lot Size: 4.14 Acres
Other
Directions Information:
Directions: From Fulton: West on 2nd St/Court St/State Hwy F to White Cloud Rd. From Columbia: Hwy WW/Fulton Gravel Rd/State Hwy F to White Cloud Rd (turn right after White Cloud Presbyterian Church & Cemetery. From JC: US-54E/US-63N to Missouri F Exit. East on State Hwy F for approx 6 miles to White Cloud Rd.
Price Information
Listing Price Info
Price Summary:
List Price: $180,000
HOA Fees:
Amount: $275
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Fulton, MO.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$988
Per Month
Principal & Interest
$899
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$22
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$606
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Bartley Elementary School
603 S Bus 54
Distance between this listing and this school1.35 miles
Public District Grades KG-5
4
/10
McIntire Elementary School
706 Hickman Ave
Distance between this listing and this school1.82 miles
Public District Grades PK-5
2
/10
Bush Elementary School
908 Wood St
Distance between this listing and this school2.88 miles
Public District Grades KG-5
Nearby Schools
4
/10
Fulton Middle School
403 E 10th St
Distance between this listing and this school2.61 miles
Public District Grades 6-8
5
/10
South Callaway Middle School
10105 State Road C
Distance between this listing and this school10.60 miles
Public District Grades 6-8
5
/10
Southern Boone Middle School
305 N Main St
Distance between this listing and this school15.86 miles
Public District Grades 6-8
Nearby Schools
3
/10
Fulton Sr. High School
1 Hornet Dr
Distance between this listing and this school3.53 miles
Public District Grades 9-12
5
/10
New Bloomfield High School
307 Redwood Dr
Distance between this listing and this school9.49 miles
Public District Grades 7-12
3
/10
North Callaway High School
2700 Thunderbird Dr
Distance between this listing and this school9.63 miles
The neighbors living near this home have an average income of $60,553. Most Fulton, MO residents have annual incomes between $35k-100k. The majority of families are married, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 5285 White Cloud Rd
What is the listing price of this property?
The listing price of 5285 White Cloud Rd property is $180,000.
What type of property is this?
The property 5285 White Cloud Rd is land located in Fulton, Missouri, 65251.
Is this property for sale now?
Active Listing: 5285 White Cloud Rd is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 5285 White Cloud Rd in Fulton, MO and zip code 65251. This home sits on a 4.14 acre lot. It has been listed on Rocket Homes since August 09, 2024 and is currently priced at $180,000.
While more than 2 listings in Fulton, MO in October 2024 were sold above asking price, there were more than 2 listings sold at asking price, and more than 4 were sold below. The inventory of homes for sale in Fulton, MO between September 2024 and October 2024 decreased by 8.3%. The median list price of listings available in October 2024 was $208,000, while the average time on the real estate market was 27 days.
From Rocket Homes Real Estate and based on county public records data.