StatusAccepting Backup Offers (ACTIVE UNDER CONTRACT)
About 529 Cumberland St
FOUR FLOOR, WEST SIDE VICTORIAN WITH LOTS OF POTENTIAL! Welcome to 529 Cumberland Street. This circa 1912 brick Victorian can either be a large single-family home OR an investment property with two rental units. The main floor features a formal living room, family room with built-ins and fireplace, a formal dining room, kitchen, laundry room and full bathroom. The second floor features four bedrooms, one full bathroom and a kitchen (plus a washer/dryer hookup!). The third floor is finished with an additional two bedrooms, a full bathroom and a kitchenette. Hardwood floors, beautiful woodwork and large windows through-out. The basement is unfinished but offers a third washer/dryer hookup and space for storage. Outside, there is a small rear yard and a two-car, off-street parking pad. Thinking this could make a good investment property? There is a rear deck system that accesses each floor. It was previously rented as two units- a 1st and 3rd floor combo apartment and a separate apartment on the 2nd floor. BRAND NEW metal front porch roof and new hot water tank in 2024. Walking distance to the Allegheny Passage/C&O Canal and Downtown Cumberland! CALL TODAY! This unique gem will not last!
This property is $49.5K more than the Median Sold Price and $44/SqFt less than other homes in Cumberland, MD.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: BRIGHT
MLS Number: #MDAL2010242
Listing Office:
Office Name: Mountainside Home Realty
Office Phone: (301) 722-0190
Listing Agent: Allyson M. Litten
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,058
Per Month
Principal & Interest
$991
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$662
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
West Side Elementary School
425 Paca St
Distance between this listing and this school0.32 miles
Public District Grades PK-5
4
/10
South Penn Elementary School
500 E Second St
Distance between this listing and this school1.57 miles
Public District Grades PK-5
9
/10
Northeast Elementary School
11001 Forest Ave NE
Distance between this listing and this school1.88 miles
Public District Grades PK-5
Nearby Schools
6
/10
Braddock Middle School
909 Holland St
Distance between this listing and this school0.83 miles
Public District Grades 6-8
5
/10
Washington Middle School
200 N Massachusetts Ave
Distance between this listing and this school1.86 miles
Public District Grades 6-8
9
/10
Mount Savage Middle School
13201 New School Rd NW
Distance between this listing and this school6.49 miles
Public District Grades 6-8
Nearby Schools
8
/10
Allegany High School
900 Seton Dr
Distance between this listing and this school1.14 miles
Public District Grades 9-12
6
/10
Fort Hill High School
500 Greenway Ave
Distance between this listing and this school1.54 miles
Public District Grades 9-12
4
/10
Center for Career & Technical Education
14211 McMullen Hwy SW
Distance between this listing and this school4.58 miles
The neighbors living near this home have an average income of $64,189. Residents of Cumberland, MD typically earn between $35k-100k each year. Most families are single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 529 Cumberland St
What is the listing price of this property?
The listing price of 529 Cumberland St property is $198,500.
What type of property is this?
The property 529 Cumberland St is a house located in Cumberland, Maryland, 21502.
Is this property for sale now?
Accepting Backup Offers: 529 Cumberland St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $1,158 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 529 Cumberland St has 6 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 529 Cumberland St is 3,659 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 529 Cumberland St is 1912.
This home is located at 529 Cumberland St in Cumberland, MD and zip code 21502. This 3,659 square foot home, which was built in 1912, sits on a 0.12 acre lot. Features: 6 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 19, 2024 and is currently priced at $198,500.
In October 2024 more than 10 listings in Cumberland, MD were sold above the asking price. During the same period more than 6 listings were sold at asking price, while more than 23 were sold below. The inventory of homes for sale in Cumberland, MD between September 2024 and October 2024 decreased by 7.4%. The median list price of listings available in October 2024 was $149,000, while the average time on the real estate market was 55 days.
From Rocket Homes Real Estate and based on county public records data.