"The Mountain" subdivision has lots to choose from due to the expansion of Spanish Oak Lane. This is a small private housing development featuring custom homes with the convenience of the city, but the feel of the mountains. NO city taxes! All lots are on city water and will require a septic system. There is a minimum of 2400 sq ft to build, HOA fee of $520 Annually for house, $260 Annually for vacant lot and a $1500 road maintenance fee (paid prior to building). Bring your own builder. Come walk the lots and pick your favorite. These are amazing private lots that won't last long!
Price Information
Listing Price Info
Price Summary:
List Price: $59,250
HOA Fees:
Amount: $520
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Gastonia, NC.
This property is $225.8K less than the Median Sold Price in Gastonia, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4054592
Listing Office:
Office Name: Allen Tate Gastonia
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$406
Per Month
Principal & Interest
$296
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$43
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$244
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Robinson Elementary School
3122 Union Rd
Distance between this listing and this school0.46 miles
Public District Grades PK-5
5
/10
Hawks Nest Steam Academy
3430 Robinwood Rd
Distance between this listing and this school0.66 miles
Public Magnet Grades KG-5
3
/10
H. H. Beam Elementary School
200 Davis Park Rd
Distance between this listing and this school2.07 miles
Public District Grades PK-5
Nearby Schools
6
/10
Southwest Middle School
1 Roadrunner Dr
Distance between this listing and this school2.61 miles
Public District Grades 6-8
2
/10
Grier Middle School
1622 E Garrison Blvd
Distance between this listing and this school3.22 miles
Public District Grades 6-8
5
/10
York Chester Middle School
601 S Clay St
Distance between this listing and this school3.48 miles
Public District Grades 6-8
Nearby Schools
6
/10
Forestview High School
5545 Union Rd
Distance between this listing and this school2.63 miles
Public District Grades 9-12
3
/10
Hunter Huss High School
1518 Edgefield Ave
Distance between this listing and this school3.02 miles
Public District Grades 9-12
3
/10
Ashbrook High School
2222 S New Hope Rd
Distance between this listing and this school3.41 miles
The neighbors living near this home have an average income of $46,000. Residents of Gastonia, NC typically earn less than $35k each year. Residents typically live in single, no kids family. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 543 Spanish Oak Ln
What is the listing price of this property?
The listing price of 543 Spanish Oak Ln property is $59,250.
What type of property is this?
The property 543 Spanish Oak Ln is land located in Gastonia, North Carolina, 28056.
Is this property for sale now?
Active Listing: 543 Spanish Oak Ln is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 543 Spanish Oak Ln in Gastonia, NC and zip code 28056. It has been listed on Rocket Homes since August 09, 2023 and is currently priced at $59,250.
While more than 12 listings in Gastonia, NC in November 2024 were sold above asking price, there were more than 29 listings sold at asking price, and more than 65 were sold below. The number of listings in Gastonia, NC decreased by 2.7% between October 2024 and November 2024. The median list price of listings available in November 2024 was $285,054, while the average time on the real estate market was 41 days.
From Rocket Homes Real Estate and based on county public records data.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. 
Extreme Sports
Extreme Sports
Figure Skating
Pro Wrestling
Academy Sports & Outdoors
Kmart
Wal-Mart
Little Caesars
Bob Evans
Sonic
Chevrolet
Buick
Oldsmobile
Country
Oldies