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Backup Offers

550 Spencer St, Toledo, OH, 43609

$94,900

Home List Price

$1,127*

Closing Credit

4 Bedrooms
1 Full Bath
1,227 SqFt
$77/SqFt
House

Location

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550 Spencer St, Toledo$94,900

Buyer Closing Credits

$1,127*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingAlley Access, Off Street, Other
Year Built1892
HeatingForced Air, Natural Gas
CoolingNone
BasementYes
FireplaceNone
MLS #6123800
Lot Size0.14 Acres
StatusAccepting Backup Offers
(Contingent)

About 550 Spencer St

Turn-Key home ready for its new owner. Recent renovations include roof, flooring, interior and exterior paint, fixtures, brand new windows and panel. One bedroom located on the main floor. This home sits on a huge double lot with plenty of room for the owner to park cars, boats and RVs. Low taxes of only $1,180 annually. Owner occupants and investors alike will enjoy this updated home. Local Property Management Services available. Market rent $1,300 or more with Sec 8.

Property Details

Property Features

Property Information:

  • Architectural Style: Two Story
  • Year Built: 1892
  • Stories: 2
  • Living Area: 1,227 SqFt

Listing Office:

  • Office Name: Serenity Realty LLC
  • Office Phone: (419) 779-5005

Interior Features

Interior Information:

  • Appliances: Gas Water Heater, Oven, Range, Refrigerator
  • Basement: Yes
  • Interior: Electric Range Connection
  • Fireplace: None

Bedroom and Bathroom Information:

  • Full Bathrooms: 1
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Exterior: Fence

Parking Information:

  • Parking: Alley Access, Off Street, Other

Virtual/3D Tour

  • Virtual Tour: 550 Spencer St
Virtual Tour

Lot Features

Lot Information:

  • Lot Size: 0.14 Acres

Utilities

Utilities Information:

  • Heating: Forced Air, Natural Gas
  • Cooling: None

Other

Directions Information:

  • Directions: S Detroit to Arlington to Spencer. For most accurate directions please use GPS.

Price Information

Listing Price Info

Price Summary:

  • List Price: $94,900
  • Price Per SqFt: $77/SqFt

Tax Information:

  • Annual Amount: $955
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Toledo, OH.

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Toledo, OH

City

Med. Sold Price

$133.6K

Med. Price/SqFt

$105

Avg. Days On Market

51

# of Sold Homes

259

550 Spencer St vs Toledo

34 DAYS ON ROCKET

-17 Days

$94,900

-$38.7K Less

$77/SqFt

-$29 Less

KEY TAKEAWAY

This property is $38.7K less than the Median Sold Price and $29/SqFt less than other homes in Toledo, OH.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: NORIS
  • MLS Number: #6123800

Listing Office:

  • Office Name: Serenity Realty LLC
  • Office Phone: (419) 779-5005

IDX Copyright 2025 NORIS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of the NORIS MLS. Real estate listings held by brokerage firms other than this brokerage are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. This broker participates in Northwest Ohio Real Estate Information Systems, Inc. Broker Reciprocity program, allowing us to display other broker’s listings on our site.

Information deemed reliable but not guaranteed to be accurate. The broker providing these data believes them to be correct but advises interested parties to confirm them before relying on them in a purchase decision. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/6/2025, 9:20:58 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$955$10,920
2019$919$10,920
2018$920$10,920
2017$993$11,095

History based on county public records data.

Payment Calculator

$541

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$351

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-695154
4
/10

  • Ella P. Stewart Academy for Girls

  • 707 Avondale Ave

  • 1.53 miles

  • Public District Grades PK-6

school-card-donut-695155
2
/10

  • Academy of Educational Excellence

  • 728 Parkside Blvd

  • 1.64 miles

  • Public Charter Grades KG-6

school-card-donut-695156
5
/10

  • Martin Luther King Academy for Boys Elementary School

  • 1300 Forest Ave

  • 1.72 miles

  • Public District Grades PK-6

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $43,365. The majority of Toledo, OH residents have income between $35k-100k annually. The most common type of family is single, no kids. Typical level of education for residents in this area is high school diploma.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 550 Spencer St

What is the listing price of this property?

The listing price of 550 Spencer St property is $94,900.

What type of property is this?

The property 550 Spencer St is a house located in Toledo, Ohio, 43609.

Is this property for sale now?

Accepting Backup Offers: 550 Spencer St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $955 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 550 Spencer St has 4 bedrooms and 1 bathroom.

What is the square footage of this property?

The property 550 Spencer St is 1,227 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 550 Spencer St is 1892.

Rocket Homes›Ohio›Lucas County›Toledo›43609›550 Spencer St

This home is located at 550 Spencer St in Toledo, OH and zip code 43609 in the South Side neighborhood. This 1,227 square foot home, which was built in 1892, sits on a 0.14 acre lot. Features: 4 bedrooms, 1 bathroom. It has been listed on Rocket Homes since December 03, 2024 and is currently priced at $94,900.

Over 109 listings were sold over their listed price in December 2024 in Toledo, OH. In the same period over 98 listings were sold below the listed price and 51 listings were sold for the listed price. Between November 2024 and December 2024, Toledo, OH real estate market has seen decrease in the number of listings by 8.9%. In December 2024, listings were on the market for 51 days. During the same period, the median list price in this real estate market was $133,612.

From Rocket Homes Real Estate and based on county public records data.

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