560 County Road 295, Cullman, AL, 35057

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

560 County Road 295, Cullman$1,199,000

Buyer Closing Credits

$10,000^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached

Attached Garage2 spaces

Year Built1996

HeatingElectric, Central

CoolingCentral Air

WaterfrontLake Front

MLS #24-1234

Lot Size0.98 Acres

StatusActive

About 560 County Road 295

Smith Lake (Cullman) The location everyone desires! Nestled just minutes from I-65 at Exit 304, this exceptional home offers the perfect blend of convenience and lakefront living. Less than an hour to downtown Birmingham and just over two hours south of Nashville, you'll enjoy easy access to everything while having a serene retreat at the lake. This 5-bedroom, 3.5-bathroom home is move-in ready

View More

Property Details

Property Features

Property Information:

• Architectural Style: Cottage
• Year Built: 1996
• Stories: 2
• Living Area: 3,728 SqFt

Listing Office:

• Office Name: Lake Homes Realty
• Office Phone: (205) 985-2991

Interior Features

Interior Information:

• Appliances: Dishwasher, Refrigerator
• Flooring Type: Tile, Wood

Bedroom and Bathroom Information:

• Total Bedroom Count: 5

Exterior Features

Exterior Information:

• Waterfront: Lake Front

Parking Information:

• Garage Space: 2 spaces
• Attached Garage: Yes
• Parking: Attached

Lot Features

Lot Information:

• Lot Size: 0.98 Acres

Utilities

Utilities Information:

• Heating: Electric, Central
• Cooling: Central Air

Other

Directions Information:

• Directions: HWY69 onto CR223. TL onto CR437 then L onto CR258. TR onto CR295. Property on R.

Price Information

Listing Price Info

Price Summary:

• List Price: $1,199,000
• Price Per SqFt: $322/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Cullman, AL.

Cullman, AL

City

Med. Sold Price

$284K

Med. Price/SqFt

$152

Avg. Days On Market

63

# of Sold Homes

13

560 County Road 295 vs Cullman

12 DAYS ON ROCKET

-51 Days

$1,199,000

+$915K More

$322/SqFt

+$170 More

KEY TAKEAWAY

This property is $915K more than the Median Sold Price and $170/SqFt more than other homes in Cullman, AL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: WalkerAL
• MLS Number: #24-1234

Listing Office:

• Office Name: Lake Homes Realty
• Office Phone: (205) 985-2991

Listing information provided in part by the Walker Area Association of Realtors for personal, non-commercial use by viewers of this site and may not be reproduced or redistributed. All information is deemed reliable but not guaranteed. Copyright © Walker Area Association of Realtors 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/19/2024, 8:16:11 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$6,052

Per Month

Principal & Interest

$5,985

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$3,661

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Alabama›Cullman County›Cullman›35057›560 County Road 295

This home is located at 560 County Road 295 in Cullman, AL and zip code 35057. This 3,728 square foot home, which was built in 1996, sits on a 0.98 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 06, 2024 and is currently priced at $1,199,000.

In November 2024, from all listings sold in Cullman, AL there were more than 1 sold above asking price, over 8 sold below and more than 4 were sold right at the asked price. The number of homes for sale in Cullman, AL increased by 10.1% between October 2024 and November 2024. Listings spent 63 days on the market in November 2024, and had a median list price of $284,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.