Great location, close the the Valencia corridor; the inner mission, Bernal Heights and Noe Valley; and if you commute, freeway access is close by (as are the Google Buses). This vintage building is reminiscent of the Victorian period -- quaint and iconic, and yet enhanced where necessary, the vacant unit is updated: Kitchen, Bath, floors, paint, etc. With a little imagination theres plenty here: A Tenant-In-Common(?) or group investing? Rents are a bit low, but increases are in line. Private yet accessible. Currently rented upstairs and downstairs, the middle is vacant and ready for immediate possession. Plenty of possibilities for the owner-occupant to buy location, location, location for the price of house and have two existing incomes help pay the mortgage -- awesome! Oh, and it is nearby a hospital for you healthcare professionals looking to be close to work; conversely, you can rent the 3rd unit and make even more income. Come see the vacant unit, and if you like it, well work out the details for the others. Its a great time to buy. The property is subject to tenants rights (see disclosures)
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$7,180
Per Month
Principal & Interest
$7,113
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$4,339
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Huerta (Dolores) Elementary School
65 Chenery St
Distance between this listing and this school0.47 miles
Public District Grades KG-5
3
/10
Leonard Flynn Elementary School
3125 Cesar Chavez
Distance between this listing and this school0.54 miles
Public District Grades KG-5
2
/10
Mission Education Center
1670 Noe St
Distance between this listing and this school0.61 miles
Public District Grades KG-5
Nearby Schools
5
/10
Buena Vista/ Horace Mann K-8
3351 23rd St
Distance between this listing and this school0.48 miles
Public District Grades KG-8
5
/10
Thomas Edison Charter Academy
3531 22nd St
Distance between this listing and this school0.59 miles
Public Charter Grades KG-8
3
/10
James Lick Middle School
1220 Noe St
Distance between this listing and this school0.63 miles
Public District Grades 6-8
Nearby Schools
4
/10
San Francisco County Opportunity (Hilltop)
1325 Florida St
Distance between this listing and this school0.71 miles
Public District Grades 6-12
3
/10
John O'Connell High School
2355 Folsom St
Distance between this listing and this school0.97 miles
Public District Grades 9-12
4
/10
Mission High School
3750 18th St
Distance between this listing and this school1.08 miles
The neighbors living near this home have an average income of $128,906. Typical income of San Francisco, CA residents is between $100k-200k annually. Most families are single, no kids. The majority of residents in this area have post secondary degree education.
This home is located at 578 San Jose Ave in San Francisco, CA and zip code 94110 in the Bernal Heights neighborhood. This 2,566 square foot home, which was built in 1905, sits on a 0.05 acre lot. Features: 6 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 30, 2024 and is currently priced at $1,424,999.
While more than 208 listings in San Francisco, CA in November 2024 were sold above asking price, there were more than 41 listings sold at asking price, and more than 151 were sold below. The number of homes for sale in San Francisco, CA decreased by 16.1% between October 2024 and November 2024. In November 2024, listings were on the market for 46 days. During the same period, the median list price in this real estate market was $1,412,216.
From Rocket Homes Real Estate and based on county public records data.
1 (855) 200-2001
Listings on this page identified as belonging to another listing firm are based upon data obtained from the SFAR MLS, which data is copyrighted by the San Francisco Association of REALTORS©, but is not warranted. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing Broker has attempted to offer accurate data, but buyers are advised to confirm all data provided. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. 
Art Museums
Art Museums
Hiking/backpacking
Music Concerts
Bloomingdales
H&M
Banana Republic
Starbucks
Chipotle
Boston Market
Audi
Volkswagen
Mercedes
News
Alternative