new - 1 day on rocket

590 Spencer St, Ferndale, MI, 48220

$305,000

Home List Price

$3,622*

Closing Credit

3 Bedrooms
2 Full Baths
1,180 SqFt
$258/SqFt
House

Location

Image provided by Mapbox

Get An Agent. Get A Mortgage.

Save BIG.

Rocket Homes logo

590 Spencer St, Ferndale$305,000

Buyer Closing Credits

$3,622*

1.25% Loan Amount

Rocket Homes logo

Still Have Questions? Contact Us.

Contact Us Phone Number1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence
ParkingTwoandHalfCarGarage, TwoCarGarage, Detached, GarageDoorOpener
Garage4 spaces
Year Built1920
HeatingForced Air, Natural Gas
CoolingCeiling Fan(s), Central Air
BasementYes
MLS #20250000712
Lot Size0.09 Acres
StatusActive

About 590 Spencer St

Beautifully maintained 1920 home, recognized by the Ferndale Historical Society. This three-bedroom, two-full-bathroom residence features original hardwood floors that exude warmth and character. Recent updates include a brand-new driveway and sidewalk, a new chimney, a new garage roof, and freshly painted kitchen, dining, and main bedroom areas. Several other big ticket upgrades over the last 5 years. The front steps have been upgraded with durable trex decking materials, and the main sewer line has been replaced for peace of mind. Pet-friendly screens offer comfort for your furry friends, while the spacious 2.5-car garage is a dream for any hobbyist, complete with shelving and a pegboard for organizing tools. Enjoy life in vibrant Ferndale, a welcoming community filled with unique shops, eclectic dining, and a calendar of events that celebrate the city's artistic and inclusive spirit. This home is nestled in a neighborhood known for its walkability, friendly neighbors, and a true sense of belonging. Don’t miss your chance to own a piece of history and make new memories in one of Ferndale’s most treasured homes.

Property Details

Property Features

Property Information:

  • Architectural Style: Bungalow
  • Year Built: 1920
  • Living Area: 1,180 SqFt

Listing Office:

  • Office Name: Coldwell Banker Town & Country
  • Office Phone: (517) 225-5262
  • Listing Agent: Jeffery M Willis

Interior Features

Interior Information:

  • Appliances: Dishwasher, Dryer, Gas Oven, Refrigerator, Microwave, Range Hood, Washer
  • Basement: Yes

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 3

Exterior Features

Parking Information:

  • Garage Space: 4 spaces
  • Attached Garage: No
  • Parking: TwoandHalfCarGarage, TwoCarGarage, Detached, GarageDoorOpener

Lot Features

Lot Information:

  • Lot Size: 0.09 Acres

Utilities

Utilities Information:

  • Heating: Forced Air, Natural Gas
  • Cooling: Ceiling Fan(s), Central Air

Other

Directions Information:

  • Directions: South on Hilton from 9 mile to East on Spencer

Price Information

Listing Price Info

Price Summary:

  • List Price: $305,000
  • Price Per SqFt: $258/SqFt

Tax Information:

  • Annual Amount: $3,644
  • Tax Year: 2021
House and calculator

What can I afford?

Understand what home price range makes sense for your budget.

Housing Market Comparison

See how this home compares to others in Ferndale, MI.

Map thumbnail provided by MapBox

Ferndale, MI

City

Med. Sold Price

$251.2K

Med. Price/SqFt

$208

Avg. Days On Market

32

# of Sold Homes

33

590 Spencer St vs Ferndale

1 DAY ON ROCKET

-31 Days

$305,000

+$53.7K More

$258/SqFt

+$50 More

KEY TAKEAWAY

This property is $53.7K more than the Median Sold Price and $50/SqFt more than other homes in Ferndale, MI.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Realcomp II Ltd
  • MLS Number: #20250000712

Listing Office:

  • Office Name: Coldwell Banker Town & Country
  • Office Phone: (517) 225-5262
  • Listing Agent: Jeffery M Willis

IDXDisclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.

IDX provided courtesy of Realcomp II Ltd. Copyright © 2025 Realcomp II Ltd. Shareholders. All rights reserved. Originating MLS shown with each listing detail.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/6/2025, 9:21:05 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Dec 20, 2013Home Sold
$125,000
Sep 09, 2011Home Sold
$89,900
Apr 25, 2011Home Sold
$26,500
Jun 01, 2007Home Sold
$102,400

Tax History

YEARPROP. TAXASSESSMENT
2021$3,644$107,840
2020$3,581$103,250
2018$3,595$87,540
2017$3,549$87,410

History based on county public records data.

Payment Calculator

$1,590

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$981

Powered By

Rocket Mortgage

NMLS#3030

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-761231
2
/10

  • United Oaks Elementary School

  • 1001 E Harry Ave

  • 1.38 miles

  • Public District Grades KG-5

school-card-donut-761232
2
/10

  • Pasteur Elementary School

  • 19811 Stoepel St

  • 1.41 miles

  • Public District Grades PK-6

school-card-donut-761233
2
/10

  • Hoover Elementary School

  • 23720 Hoover Ave

  • 1.88 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $43,365. Most Ferndale, MI residents have annual incomes less than $35k. Most families are single, no kids. The majority of residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 590 Spencer St

What is the listing price of this property?

The listing price of 590 Spencer St property is $305,000.

What type of property is this?

The property 590 Spencer St is a house located in Ferndale, Michigan, 48220.

Is this property for sale now?

Active Listing: 590 Spencer St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2021 is $3,644 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on December 20, 2013 for $125,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 590 Spencer St has 3 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 590 Spencer St is 1,180 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 590 Spencer St is 1920.

Rocket Homes›Michigan›Oakland County›Ferndale›48220›590 Spencer St

This home is located at 590 Spencer St in Ferndale, MI and zip code 48220. This 1,180 square foot home, which was built in 1920, sits on a 0.09 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since January 05, 2025 and is currently priced at $305,000.

Over 7 listings were sold over their listed price in December 2024 in Ferndale, MI. In the same period over 22 listings were sold below the listed price and 4 listings were sold for the listed price. In December 2024 in Ferndale, MI there were 7.2% less homes for sale than in November 2024. In December 2024 median list price was $251,204 and the average listing age was 32 days.

From Rocket Homes Real Estate and based on county public records data.

More Resources