new - 1 day on rocket

604 Garrard St, Covington, KY, 41011

$495,000

Home List Price

$5,878*

Closing Credit

3 Bedrooms
2 Full Baths, 1 Partial
1,760 SqFt
$281/SqFt
Townhouse

Location

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604 Garrard St, Covington$495,000

Buyer Closing Credits

$5,878*

1.25% Loan Amount

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Property Highlights

Home TypeTownhouse
ParkingAssigned, Attached, Garage, Off Street
Garage1 space
Year Built1988
HeatingNatural Gas, Forced Air
CoolingCentral Air
BasementYes
FireplaceWood Burning
ViewRiver
MLS #629052
Lot Size0.08 Acres
StatusActive

About 604 Garrard St

Location, Location, Location! Historic charm that offers 2 off street parking spots, modern amenities, and beautiful water views! This 3 bdrm, 2 bath home is nestled on a picturesque, tree lined street located in the desirable Licking River Historic District. It features beautiful wood floors, updated kitchen and baths, plus 2 full size decks overlooking the Licking River. The home's location is steps away from popular dining spots, cafes, and parks. You won't want to miss this one!

Property Details

Property Features

Property Information:

  • Architectural Style: Transitional
  • Year Built: 1988
  • Living Area: 1,760 SqFt

Listing Office:

  • Office Name: Coldwell Banker Realty
  • Office Phone: (513) 321-9944
  • Listing Agent: Wendy Ruehlmann

Interior Features

Interior Information:

  • Appliances: Washer/Dryer Stacked, Electric Oven, Dishwasher, Disposal, Microwave, Refrigerator
  • Basement: Yes
  • Interior: Kitchen Island, Storage, Pantry, Granite Counters, Eat-in Kitchen, High Ceilings, Natural Woodwork, Vaulted/Cathedral Ceiling(s)
  • Fireplace: Wood Burning

Bedroom and Bathroom Information:

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Total Bedroom Count: 3

Exterior Features

Exterior Information:

  • View: River

Parking Information:

  • Garage Space: 1 space
  • Parking: Assigned, Attached, Garage, Off Street

Lot Features

Lot Information:

  • Lot Size: 0.08 Acres

Utilities

Utilities Information:

  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air

Other

Directions Information:

  • Directions: E Sixth Street to Garrard

Price Information

Listing Price Info

Price Summary:

  • List Price: $495,000
  • Price Per SqFt: $281/SqFt

HOA Fees:

  • Amount: $400
  • Frequency: Monthly

Tax Information:

  • Annual Amount: $5,761
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Covington, KY.

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Covington, KY

City

Med. List Price

$255K

Med. Price/SqFt

$171

Avg. Days On Market

80

# of Sold Homes

1

604 Garrard St vs Covington

1 DAY ON ROCKET

-79 Days

$495,000

+$240K More

$281/SqFt

+$110 More

KEY TAKEAWAY

This property is $240K more than the Median List Price and $110/SqFt more than other homes in Covington, KY.

Based on homes listed in December 2024

MLS Details

MLS Information:

  • MLS Name: Northern Kentucky Multiple Listing Service
  • MLS Number: #629052

Listing Office:

  • Office Name: Coldwell Banker Realty
  • Office Phone: (513) 321-9944
  • Listing Agent: Wendy Ruehlmann

Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Northern Kentucky Multiple Listing Service, Inc. (NKMLS). Real estate listings held by other brokerage firms are marked with the Broker Reciprocity Logo and detailed information about them includes the name of the listing broker. The broker providing the data believes the data to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. MLS content and images © Copyright ©2025, Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. We are not responsible or liable for misinformation, misprints, or typographical errors. All information provided is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. Properties subject to prior sale, change, withdrawal or rental.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/8/2025, 10:21:01 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Apr 24, 2018Home Sold
$300,000
Jul 18, 2012Home Sold
$235,000
Aug 16, 2005Home Sold
$215,000

Tax History

YEARPROP. TAXASSESSMENT
2020$5,761$300,000
2019$3,686$300,000
2018$3,687$235,000
2017$3,741$235,000

History based on county public records data.

Payment Calculator

$2,938

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,551

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-1422517
7
/10

  • John G Carlisle Elementary School

  • 910 Holman Ave

  • 0.58 miles

  • Public District Grades KG-5

school-card-donut-1422518
2
/10

  • Newport Intermediate School

  • 95 W 9th St

  • 0.65 miles

  • Public District Grades 3-6

school-card-donut-1422519
5
/10

  • Sixth District Elementary School

  • 19th and Maryland

  • 1.11 miles

  • Public District Grades KG-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $32,315. The majority of Covington, KY residents have income less than $35k annually. Most families are single, no kids. The most common level of education of people living in this area is post secondary degree.

All data provided by Home Junction and Claritas

Living In Covington, KY

Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.

Types of housing in Covington, KY.

Covington's housing market is diverse, offering a range of options from historic row houses to contemporary condominiums. Single-family homes are prevalent, with a mix of Victorian, Italianate, and modern architectural styles. The market is balanced with a homeownership rate around 60%, leaving a substantial portion of properties available for rent.

What is it like to live in Covington, KY?

Covington is celebrated for its historic charm and vibrant arts scene. The community prides itself on a rich heritage with events like the MainStrasse Village Oktoberfest, reflecting the area's strong German roots. The city's riverfront location contributes to its picturesque setting and leisurely lifestyle.

Is it easy to get around Covington, KY without a car?

The city provides a robust selection of services, including public and private educational institutions, with a focus on catering to a diverse population. Healthcare facilities are comprehensive, offering a range of services from primary care to specialized treatments. Retail and dining establishments are plentiful, showcasing local flavors and crafts, and the public library system is well-integrated into the community.

Transportation in Covington, KY.

Covington's transport infrastructure includes a network of buses that facilitate movement within the city and connections to neighboring areas. The city is also bike-friendly, with several dedicated lanes and trails. Major highways nearby provide easy access for commuters, and ongoing projects aim to enhance the efficiency of local transportation.

Frequently Asked Questions About 604 Garrard St

What is the listing price of this property?

The listing price of 604 Garrard St property is $495,000.

What type of property is this?

The property 604 Garrard St is a townhouse located in Covington, Kentucky, 41011.

Is this property for sale now?

Active Listing: 604 Garrard St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $5,761 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on April 24, 2018 for $300,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 604 Garrard St has 3 bedrooms and 2 full and 1 half bathrooms.

What is the square footage of this property?

The property 604 Garrard St is 1,760 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 604 Garrard St is 1988.

Rocket Homes›Kentucky›Kenton County›Covington›41011›604 Garrard St

This home is located at 604 Garrard St in Covington, KY and zip code 41011. This 1,760 square foot home, which was built in 1988, sits on a 0.08 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since January 08, 2025 and is currently priced at $495,000.

The inventory of homes for sale in Covington, KY between November 2024 and December 2024 increased by 31.6%. In December 2024, listings were on the market for 80 days. During the same period, the median list price in this real estate market was $255,000.

From Rocket Homes Real Estate and based on county public records data.

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