Sellers said they are ready to SELL! Check out this exceptional residential lot in the gated Laird Bayou community! Enjoy gorgeous views of Laird Bayou plus a creek that flows along the backyard of this awesome half acre cul-de-sac lot. The property has been recently cleared, including the logs that had obstructed the creek, and is ready and waiting for a new owner to make it their own or hold as an investment. Laird Bayou includes an array of amenities for a low annual fee. This includes a community pool, boat launch, dock, fishing, gazebo, and boat/RV storage area. New homes must be at least 2400sqft. Well and septic will be needed while underground electricity is already present. Embrace waterfront living and schedule your showing in this gated community today!
Property Details
Property Features
Listing Office:
Office Name: Coldwell Banker Realty
Exterior Features
Exterior Information:
Waterfront: Bayou, Waterfront
View: Bayou
Lot Features
Lot Information:
Lot: Cleared, Waterfront
Lot Size: 0.51 Acres
School Info
Assigned Schools Information:
Rutherford High School, Public District Grades 9-12
Everitt Middle School, Public District Grades 6-8
Callaway Elementary School, Public District Grades PK-5
Other
Directions Information:
Directions: Take Old Bicycle Rd to Laird Bayou Dr. Enter gate. Continue right and turn left on Reef Ct. It is the cleared lot.
Price Information
Listing Price Info
Price Summary:
List Price: $49,800
HOA Fees:
Amount: $880
Frequency: Annually
Tax Information:
Annual Amount: $339
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$389
Per Month
Principal & Interest
$249
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$73
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$216
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
3
/10
Callaway Elementary School
7115 E Highway 22
Distance between this listing and this school3.13 miles
Public District Grades PK-5
Middle School
3
/10
Everitt Middle School
608 School Ave
Distance between this listing and this school5.82 miles
Public District Grades 6-8
High School
2
/10
Rutherford High School
1000 School Ave
Distance between this listing and this school5.95 miles
Public District Grades 9-12
Assigned Schools
3
/10
Callaway Elementary School
7115 E Highway 22
Distance between this listing and this school3.13 miles
Public District Grades PK-5
Nearby Schools
2
/10
Parker Elementary School
640 S Highway 22 A
Distance between this listing and this school4.65 miles
Public District Grades PK-5
8
/10
Tyndall Elementary School
7800 Tyndall Pkwy
Distance between this listing and this school5.76 miles
Public District Grades PK-5
Assigned Schools
3
/10
Everitt Middle School
608 School Ave
Distance between this listing and this school5.82 miles
Public District Grades 6-8
Nearby Schools
3
/10
Merritt Brown Middle School
5044 Merritt Brown Way
Distance between this listing and this school7.82 miles
Public District Grades 6-8
7
/10
Bay Haven Charter Middle School
2501 Hawks Landing Blvd
Distance between this listing and this school8.29 miles
Public Charter Grades 6-8
Assigned Schools
2
/10
Rutherford High School
1000 School Ave
Distance between this listing and this school5.95 miles
Public District Grades 9-12
Nearby Schools
1
/10
Rosenwald High School
924 Bay Ave
Distance between this listing and this school7.40 miles
Public District Grades 8-12
4
/10
Bay High School
1200 Harrison Ave
Distance between this listing and this school8.59 miles
The neighbors living near this home have an average income of $55,093. The majority of Panama City, FL residents have income between $35k-100k annually. The most common type of family is married, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 607 Reef Ct
What is the listing price of this property?
The listing price of 607 Reef Ct property is $49,800.
What type of property is this?
The property 607 Reef Ct is land located in Panama City, Florida, 32404.
Is this property for sale now?
Active Listing: 607 Reef Ct is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 607 Reef Ct are: Callaway Elementary School: GreatSchools Rating 3/10Everitt Middle School: GreatSchools Rating 3/10Rutherford High School: GreatSchools Rating 2/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $339 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 607 Reef Ct in Panama City, FL and zip code 32404 in the Laird Bayou neighborhood. This home sits on a 0.51 acre lot. It has been listed on Rocket Homes since September 18, 2024 and is currently priced at $49,800.
Over 15 listings were sold over their listed price in September 2024 in Panama City, FL. In the same period over 99 listings were sold below the listed price and 47 listings were sold for the listed price. Between August 2024 and September 2024, Panama City, FL real estate market has seen decrease in the number of listings by 2.3%. In September 2024 median list price was $338,557 and the average listing age was 71 days.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
NASCAR
NASCAR
Hunting
Figure Skating
Bass Pro Shops
Academy Sports & Outdoors
Wal-Mart
Hardee's
Jimmy Johns
Applebees
GMC
Chevrolet
Ram
Classic Country
New Country