THE SUBJECT IS A LEGAL 2 FAMILY DWELLING LOCATED IN THE BERGEN/LAFAYETTE SECTION OF JERSEY CITY. GREAT INVESTMENT POTENTIAL. THE AREA IS CONVENIENT TO ALL FORMS OF TRANSPORTATION AS WELL AS SHOPPING AND SCHOOLS.
Property Details
Property Features
Property Information:
Architectural Style: Multi-Level
Listing Office:
Office Name: NJ REO ASSET MANAGEMENT REALTY INC
Office Phone: (973) 429-0990
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 2
Utilities
Utilities Information:
Heating: Natural Gas
Price Information
Listing Price Info
Price Summary:
List Price: $425,000
Tax Information:
Annual Amount: $2,752
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Jersey City, NJ.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,189
Per Month
Principal & Interest
$2,122
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,341
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Julia A. Barnes School
91 Astor Pl
Distance between this listing and this school0.39 miles
Public District Grades PK-5
3
/10
Dr. Paul Rafalides School
362 Union St
Distance between this listing and this school0.42 miles
Public District Grades PK-5
5
/10
Empowerment Academy Charter School
240 Ege Ave
Distance between this listing and this school0.44 miles
Public Charter Grades KG-6
Nearby Schools
1
/10
Ollie Culbreth Jr. School
153 Union St
Distance between this listing and this school0.16 miles
Public District Grades PK-8
3
/10
Dr Lena Edwards Academic Charter School
509 Bramhall Ave
Distance between this listing and this school0.31 miles
Public Charter Grades KG-8
1
/10
Chaplain Charles Watters School
220 Virginia Ave
Distance between this listing and this school0.35 miles
Public District Grades PK-8
Nearby Schools
1
/10
Abraham Lincoln High School
60 Crescent Ave
Distance between this listing and this school0.37 miles
Public District Grades 9-12
4
/10
Innovation High School
239 Bergen Ave
Distance between this listing and this school0.59 miles
Public District Grades 9-12
1
/10
Henry Snyder High School
239 Bergen Ave
Distance between this listing and this school0.59 miles
The neighbors living near this home have an average income of $31,250. Most Jersey City, NJ residents have annual incomes less than $35k. Most families are single, no kids. Most residents in this area have high school diploma education.
This home is located at 628 Bramhall Ave in Jersey City, NJ and zip code 07304 in the Bergen-Lafayette neighborhood. Features: 2 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since November 12, 2024 and is currently priced at $425,000.
In November 2024 more than 30 listings in Jersey City, NJ were sold above the asking price. During the same period more than 14 listings were sold at asking price, while more than 73 were sold below. The inventory of homes for sale in Jersey City, NJ between October 2024 and November 2024 increased by 1.3%. The median list price of listings available in November 2024 was $715,000, while the average time on the real estate market was 38 days.
From Rocket Homes Real Estate and based on county public records data.