Here is the covered front porch you've been waiting for! Located a short walk away from Ingersoll Ave, and just south of I-235, this charming bungalow is near all the amenities you could need or want. The fireplace and built-ins are the focal point in the main living area. There is dedicated dining space that leads into the kitchen, where all the appliances are included (including a gas range!). The kitchen also has a generously sized pantry area, which is a rarity in this age of home. The full bathroom is flanked by the two bedrooms, where the carpets are brand new! All in all, the main floor consists of 996 Sq Feet. The basement offers plenty of storage and workshop space. It also has a bonus room that has the potential for a 2nd living space or non conforming bedroom. The backyard is fully fenced in. Reach out today to see this lovely home in person. All information obtained from seller and public records.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,065
Per Month
Principal & Interest
$998
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$666
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Greenwood Elementary School
316 37th St
Distance between this listing and this school0.57 miles
Public District Grades KG-5
3
/10
Hubbell Elementary School
800 42nd St
Distance between this listing and this school0.88 miles
Public District Grades KG-5
5
/10
The Downtown School
1800 Grand Ave
Distance between this listing and this school0.91 miles
Public District Grades KG-5
Nearby Schools
4
/10
Callanan Middle School
3010 Center St
Distance between this listing and this school0.22 miles
Public District Grades 6-8
4
/10
Merrill Middle School
5301 Grand Ave
Distance between this listing and this school1.61 miles
Public District Grades 6-8
1
/10
Brody Middle School
2501 Park Ave
Distance between this listing and this school2.19 miles
Public District Grades 6-8
Nearby Schools
3
/10
Roosevelt High School
4419 Center St
Distance between this listing and this school1.06 miles
Public District Grades 9-12
2
/10
Lincoln High School
2600 SW 9th St
Distance between this listing and this school2.44 miles
Public District Grades 9-12
3
/10
North High School
501 Holcomb Ave
Distance between this listing and this school2.77 miles
The neighbors living near this home have an average income of $27,029. Most Des Moines, IA residents have annual incomes less than $35k. Residents typically live in single, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 637 31st St
What is the listing price of this property?
The listing price of 637 31st St property is $199,900.
What type of property is this?
The property 637 31st St is a house located in Des Moines, Iowa, 50312.
Is this property for sale now?
Active Listing: 637 31st St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $2,816 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on February 1, 2021 for $160,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 637 31st St has 2 bedrooms and 1 bathroom.
What is the square footage of this property?
The property 637 31st St is 996 SqFt (source: MLS/tax record).
This home is located at 637 31st St in Des Moines, IA and zip code 50312 in the Woodland Heights neighborhood. This 996 square foot home, which was built in 1924, sits on a 0.11 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since August 27, 2024 and is currently priced at $199,900.
In October 2024, from all listings sold in Des Moines, IA there were more than 39 sold above asking price, over 139 sold below and more than 62 were sold right at the asked price. The number of listings in Des Moines, IA increased by 6.9% between September 2024 and October 2024. Listings spent 32 days on the market in October 2024, and had a median list price of $214,985 during the same period.
From Rocket Homes Real Estate and based on county public records data.