This inviting 1.5-story home in the highly regarded Montclaire neighborhood is bursting with potential & ready for your creative touch. With a versatile layout & a spacious backyard, it provides the ideal foundation for crafting your dream home. The living & dining areas flow seamlessly, offering endless possibilities to expand or reimagine the space, while the kitchen awaits your personal design to perfectly suit your lifestyle. The main floor boasts three cozy bedrooms, full bath, & a convenient half bath, while the second story offers the perfect canvas to create a stunning primary suite. Outside, the fenced backyard and patio provide a peaceful retreat, ideal for entertaining guests or enjoying quiet moments of relaxation. Nestled in a tranquil setting yet conveniently close to shopping, dining, & other amenities, this home strikes the perfect balance between serenity and accessibility. Do not miss this rare opportunity to transform a promising property into your dream residence!
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Living Area: 1,971 SqFt
Listing Office:
Office Name: Coldwell Banker Brown Realtors
Interior Features
Interior Information:
Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Washer, Water Softener
Basement: Yes
Fireplace: Woodburning Fireplce
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Private Pool: No
Parking Information:
Garage Space: 2 spaces
Attached Garage: Yes
Parking: Attached Garage, Garage Door Opener
Lot Features
Lot Information:
Lot: Fencing, Sidewalk
Lot Size: 0.25 Acres
Utilities
Utilities Information:
Heating: Baseboard, Radiant Floor
Cooling: Electric
Other
Directions Information:
Directions: Madison to Harvard
Price Information
Listing Price Info
Price Summary:
List Price: $260,000
Price Per SqFt: $132/SqFt
Tax Information:
Annual Amount: $4,496
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Edwardsville, IL.
This property is $55K less than the Median Sold Price and $14/SqFt less than other homes in Edwardsville, IL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: MARIS
MLS Number: #24074731
Listing Office:
Office Name: Coldwell Banker Brown Realtors
Listings courtesy of Mid America Regional Information System as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,365
Per Month
Principal & Interest
$1,298
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$846
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Woodland Elementary School
59 S State Route 157
Distance between this listing and this school1.63 miles
Public District Grades 3-5
5
/10
Columbus Elementary School
315 N Kansas St
Distance between this listing and this school1.77 miles
Public District Grades 3-5
5
/10
Albert Cassens Elementary School
1014 Glen Crossing Rd
Distance between this listing and this school2.78 miles
Public District Grades 3-5
Nearby Schools
5
/10
Liberty Middle School
1 District Dr
Distance between this listing and this school1.21 miles
Public District Grades 6-8
4
/10
Lincoln Middle School
145 West St
Distance between this listing and this school1.58 miles
Public District Grades 6-8
5
/10
Roxana Junior High School
401 Chaffer Ave
Distance between this listing and this school8.10 miles
Public District Grades 6-8
Nearby Schools
8
/10
Edwardsville High School
6161 Center Grove Rd
Distance between this listing and this school1.52 miles
Public District Grades 9-12
6
/10
Triad High School
703 E US Highway 40
Distance between this listing and this school7.11 miles
Public District Grades 9-12
5
/10
Roxana Senior High School
401 Chaffer Ave
Distance between this listing and this school8.11 miles
The neighbors living near this home have an average income of $81,083. Most Edwardsville, IL residents have annual incomes between $35k-100k. Residents typically live in single, no kids family. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 639 Harvard Dr
What is the listing price of this property?
The listing price of 639 Harvard Dr property is $260,000.
What type of property is this?
The property 639 Harvard Dr is a house located in Edwardsville, Illinois, 62025.
Is this property for sale now?
Active Listing: 639 Harvard Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $4,496 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 639 Harvard Dr has 4 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 639 Harvard Dr is 1,971 SqFt (source: MLS/tax record).
This home is located at 639 Harvard Dr in Edwardsville, IL and zip code 62025. This 1,971 square foot home sits on a 0.25 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 05, 2024 and is currently priced at $260,000.
Over 9 listings were sold over their listed price in November 2024 in Edwardsville, IL. In the same period over 13 listings were sold below the listed price and 3 listings were sold for the listed price. Between October 2024 and November 2024, Edwardsville, IL real estate market has seen decrease in the number of listings by 1.8%. In November 2024 median list price was $315,000 and the average listing age was 33 days.
From Rocket Homes Real Estate and based on county public records data.