Charming Spanish-style home in one of the most desirable neighborhoods! This beautifully maintained 3-bedroom, 2-bathroom residence is nestled on a peaceful one-way street, offering ultimate privacy and no through traffic. The property includes a bonus 1-bedroom, 1-bathroom back house, perfect for rental income or a guest suite. With its distinctive design and prime location, this home is a rare find!
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$5,807
Per Month
Principal & Interest
$5,740
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$3,514
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Morningside K-8 Academy
6620 NE 5th Ave
Distance between this listing and this school0.30 miles
Public Magnet Grades PK-5
Middle School
3
/10
Horace Mann Middle School
8950 NW 2nd Ave
Distance between this listing and this school1.64 miles
Public Magnet Grades 6-8
High School
3
/10
Miami Edison Senior High School
6161 NW 5th Ct
Distance between this listing and this school1.43 miles
Public Magnet Grades 9-12
Assigned Schools
6
/10
Morningside K-8 Academy
6620 NE 5th Ave
Distance between this listing and this school0.30 miles
Public Magnet Grades PK-5
Nearby Schools
6
/10
Toussaint L'Ouverture Elementary School
120 NE 59th St
Distance between this listing and this school0.96 miles
Public District Grades PK-5
7
/10
Phyllis R. Miller Elementary School
840 NE 87th St
Distance between this listing and this school1.09 miles
Public Magnet Grades PK-5
Assigned Schools
3
/10
Horace Mann Middle School
8950 NW 2nd Ave
Distance between this listing and this school1.64 miles
Public Magnet Grades 6-8
Nearby Schools
1
/10
Jose De Diego Middle School
3100 NW 5th Ave
Distance between this listing and this school2.66 miles
Public District Grades 6-8
2
/10
Allapattah Middle School
1331 NW 46th St
Distance between this listing and this school2.66 miles
Public District Grades 6-8
Assigned Schools
3
/10
Miami Edison Senior High School
6161 NW 5th Ct
Distance between this listing and this school1.43 miles
Public Magnet Grades 9-12
Nearby Schools
1
/10
Academy For Community Education (Ace)
8950 NW 2nd Ave
Distance between this listing and this school1.64 miles
Public District Grades 9-12
7
/10
Miami Arts Charter
3900 Biscayne Blvd
Distance between this listing and this school1.84 miles
The neighbors living near this home have an average income of $89,081. The most common annual income of people living in Miami, FL is between $35k-100k. The most common type of family is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 645 NE 70th St
What is the listing price of this property?
The listing price of 645 NE 70th St property is $1,150,000.
What type of property is this?
The property 645 NE 70th St is a house located in Miami, Florida, 33138.
Is this property for sale now?
Active Listing: 645 NE 70th St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 645 NE 70th St are: Morningside K-8 Academy: GreatSchools Rating 6/10Horace Mann Middle School: GreatSchools Rating 3/10Miami Edison Senior High School: GreatSchools Rating 3/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $9,917 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 645 NE 70th St has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 645 NE 70th St is 1,994 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 645 NE 70th St is 1920.
This home is located at 645 NE 70th St in Miami, FL and zip code 33138 in the Upper East Side neighborhood. This 1,994 square foot home was built in 1920. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since September 04, 2024 and is currently priced at $1,150,000.
While more than 62 listings in Miami, FL in October 2024 were sold above asking price, there were more than 129 listings sold at asking price, and more than 507 were sold below. The number of homes for sale in Miami, FL increased by 8.3% between September 2024 and October 2024. Listings spent 60 days on the market in October 2024, and had a median list price of $560,436 during the same period.
From Rocket Homes Real Estate and based on county public records data.