new - 6 days on rocket

654 Grace St, Elgin, IL, 60120

$259,999

Home List Price

$3,087*

Closing Credit

3 Bedrooms
1 Full Bath, 1 Partial
1,270 SqFt
$205/SqFt
House

Location

Image provided by Mapbox

Get An Agent. Get A Mortgage.

Save BIG.

Rocket Homes logo

654 Grace St, Elgin$259,999

Buyer Closing Credits

$3,087*

1.25% Loan Amount

Rocket Homes logo

Still Have Questions? Contact Us.

Contact Us Phone Number1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence
ParkingOff Street, Driveway, Direct Access, Basement, Oversized, Secured, Rear/Side Entry
HeatingNatural Gas, Forced Air
BasementYes
MLS #12210591
Lot Size0.19 Acres
StatusActive

About 654 Grace St

Welcome home to 654 Grace St, one of the best values right now in desired Elgin IL! Introducing a mix of vintage charm with twist of modern updates and new amenities. This 3bed -1.5bath home has been recently refreshed and it is far from original as there are plenty of newer updates throughout. Newer improvements include, updated plumbing, copper water lines from the city in, newer siding & gutters, newer Furnace & water heater, entry doors, refreshed decks, house insulation and so much more. Make your way through the popular open concept living/dining room, featuring wood laminate flooring, custom wood casting and crown molding, new modern light fixtures as well as plenty of natural light. Enjoy the holiday cooking season in this expanded style kitchen featuring updated light espresso shaker cabinets, black appliances, ceramic tile backsplash and plenty of counter space for all those kitchen gadgets. The laundry room is just off the kitchen for convenience as well as second exit to a small deck area for cook outs.The home boasts three spacious bedrooms, one is located on the main floor which is perfect for in law living or privacy bedroom separation. The other two are located on the second floor and each with plenty of closet space and great natural sunlight. A refreshed full bath is located on the main floor featuring a walk in shower while the other half bath is on the second floor for easy access. Bring your creativity to the dry lower basement level featuring an open room with extra storage shelves and easy access to the side drive through the cellar doors. This properties biggest feature is the generous side back yard with plenty of space for gardening or even room for expansion into your very own custom garage. Don't miss this opportunity to own this characterful residence where every detail reflects quality and sophistication. Located just moments from the downtown Elgin, Fox River, Highlands of Elgin golf course, local restaurants and transportation. Schedule your viewing today and find out why Elgin is one of the fastest growing markets in Illinois.

Property Details

Property Features

Property Information:

  • Architectural Style: Cottage
  • Living Area: 1,270 SqFt

Listing Office:

  • Office Name: RE/MAX PREMIER
  • Office Phone: (773) 435-1600
  • Listing Agent: Alejandro Trujillo

Interior Features

Interior Information:

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • Basement: Yes
  • Interior: Vaulted/Cathedral Ceilings, Wood Laminate Floors, Solar Tubes/Light Tubes, First Floor Bedroom, In-Law Arrangement, First Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan, Some Carpeting, Special Millwork, Some Window Treatment

Bedroom and Bathroom Information:

  • Partial Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bedroom Count: 3

Exterior Features

Exterior Information:

  • Exterior: Deck, Storms/Screens

Parking Information:

  • Parking: Off Street, Driveway, Direct Access, Basement, Oversized, Secured, Rear/Side Entry

Lot Features

Lot Information:

  • Lot: Corner Lot
  • Lot Size: 0.19 Acres

Utilities

Utilities Information:

  • Heating: Natural Gas, Forced Air

Other

Directions Information:

  • Directions: Eastbound exit from Hwy 20, take e it towards IL-25, continue on Grace St, right onto Bluff City Blvd, right on Raymond St, right on Hastings St and final left onto Grace St.

Price Information

Listing Price Info

Price Summary:

  • List Price: $259,999
  • Price Per SqFt: $205/SqFt

Tax Information:

  • Annual Amount: $2,876
  • Tax Year: 2020
House and calculator

What can I afford?

Understand what home price range makes sense for your budget.

Housing Market Comparison

See how this home compares to others in Elgin, IL.

Med. Sold Price

$325K

Med. Price/SqFt

$187

Avg. Days On Market

17

# of Sold Homes

97

654 Grace St vs Elgin

6 DAYS ON ROCKET

-11 Days

$259,999

-$65K Less

$205/SqFt

+$18 More

KEY TAKEAWAY

This property is $65K less than the Median Sold Price and $18/SqFt more than other homes in Elgin, IL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: MRED
  • MLS Number: #12210591

Listing Office:

  • Office Name: RE/MAX PREMIER
  • Office Phone: (773) 435-1600
  • Listing Agent: Alejandro Trujillo

IDX Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.

All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX Copyright © 2024 Midwest Real Estate Data LLC (MRED). All rights reserved.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than the broker/agent who owns the website are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers.

All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.

Some properties which appear for sale on this website may subsequently have sold and may no longer be available. Information Deemed Reliable but Not Guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@theMLSGRID.co

The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Copyright © 2024 Midwest Real Estate Data LLC (MRED). All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/21/2024, 11:15:55 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$2,876$37,532
2019$2,622$35,751
2018$2,545$32,832
2017$2,545$31,038

History based on county public records data.

Payment Calculator

$1,365

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$846

Powered By

Rocket Mortgage

Advertisement

NMLS#3030

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-278966
2
/10
  • Garfield Elementary School

  • 420 May St

  • 0.18 miles

  • Public District Grades KG-6

school-card-donut-278967
5
/10
  • Huff Elementary School

  • 801 Hastings St

  • 0.45 miles

  • Public District Grades KG-6

school-card-donut-278968
3
/10
  • Lowrie Elementary School

  • 264 Oak St

  • 0.76 miles

  • Public District Grades KG-6

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $67,955. The most common annual income of people living in Elgin, IL is between $35k-100k. Residents typically live in married, with kids family. Typical level of education for residents in this area is high school diploma.

All data provided by Home Junction and Claritas

Living In Elgin, IL

Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.

Types of housing in Elgin, IL.

Elgin offers a diverse housing market with a blend of historical and contemporary architectural styles. The housing landscape features a selection of single-family homes, which are prevalent, alongside a mix of apartments and townhouses that cater to various preferences. The architectural styles range from Victorian and Colonial to modern constructions, with a significant portion of homes built in the late 20th century. The homeownership rate in Elgin is robust, with a substantial majority of residents owning their homes, while a smaller percentage are renters.

What is it like to live in Elgin, IL?

Elgin is celebrated for its rich cultural heritage and community spirit. The city prides itself on its vibrant downtown area, which serves as a hub for local events and festivals that reflect the community's diverse cultural identity. The presence of historical buildings and landmarks contributes to the unique character of Elgin, offering residents and visitors a glimpse into the city's storied past.

Is it easy to get around Elgin, IL without a car?

The community benefits from a solid educational system, with numerous public and private schools providing a range of educational opportunities. Elgin is home to several healthcare facilities, offering services that include urgent care, primary care, and specialized medical treatments. The city also features a network of public libraries and a variety of retail and dining options that showcase the local culture. City initiatives are in place to continually improve services to meet the evolving needs of Elgin's diverse population.

Transportation in Elgin, IL.

Elgin's transport infrastructure includes a variety of options for both private and public transit. The city's road network facilitates easy commuting and travel, with access to major highways. Public transportation services are available, with schedules designed to accommodate the needs of residents. The community also features areas with high walkability, and there are initiatives to enhance bikeability across the city. Ride-sharing services are present, providing additional transportation options for the community.

Frequently Asked Questions About 654 Grace St

What is the listing price of this property?

The listing price of 654 Grace St property is $259,999.

What type of property is this?

The property 654 Grace St is a house located in Elgin, Illinois, 60120.

Is this property for sale now?

Active Listing: 654 Grace St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,876 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 654 Grace St has 3 bedrooms and 1 full and 1 half bathrooms.

What is the square footage of this property?

The property 654 Grace St is 1,270 SqFt (source: MLS/tax record).

Rocket Homes›Illinois›Kane County›Elgin›60120›654 Grace St

This home is located at 654 Grace St in Elgin, IL and zip code 60120. This 1,270 square foot home sits on a 0.19 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 14, 2024 and is currently priced at $259,999.

In October 2024, from all listings sold in Elgin, IL there were more than 41 sold above asking price, over 35 sold below and more than 21 were sold right at the asked price. The number of homes for sale in Elgin, IL increased by 14% between September 2024 and October 2024. Listings spent 17 days on the market in October 2024, and had a median list price of $325,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.

More Resources