705 Gulf Shore Dr Unit 202, Destin, FL, 32541

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

705 Gulf Shore Dr Unit 202, Destin$399,000

Buyer Closing Credits

$4,738^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeCondominium

Year Built1981

HeatingCentral

CoolingCeiling Fan(s), Central Air

ViewHarbor

MLS #929920

StatusActive

About 705 Gulf Shore Dr Unit 202

Destin Sands condominiums is a small, quiet, and private community on Holiday Isle of Destin. With beach across the street and docks on the harbor, access to all Destin has to offer is only a few steps away. Take the water taxi or harbor haulers to Harborwalk Village and never worry about parking. Fisherman? Park your boat at your own community docks and begin the trip from your back yard. This top floor unit with plenty of windows keep the Destin sun brightening up your day. This unit was fully remodeled in 2021 to include: water heater, most appliances, kitchen and bathrooms, LVP floors, doors, lighting, and much more. This property is perfect for a primary, secondary, or short term-rental investment. All dimensions and information herein is deemed reliable, but should be verified by buyer.

View More

Property Details

Property Features

Property Information:

• Architectural Style: N/A
• Year Built: 1981
• Living Area: 1,203 SqFt

Listing Office:

• Office Name: Engel & Volkers Destin
• Office Email: leigh.fincher@evrealestate.com
• Listing Agent: Eric C Howell

Interior Features

Interior Information:

• Appliances: Dishwasher, Dryer, Self Cleaning Oven, Refrigerator, Ice Maker, Range, Electric Oven, Washer
• Flooring Type: Tile, Vinyl
• Interior: Breakfast Bar, Newly Painted, Owners Closet, Renovated, Washer/Dryer Hookups, Window Treatment(s)

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• Private Pool: No
• View: Harbor
• Exterior: Patio Open

Utilities

Utilities Information:

• Heating: Central
• Cooling: Ceiling Fan(s), Central Air

Other

Directions Information:

• Directions: I Phone Maps/Google Maps - 705 Gulf Shore Drive, Destin, FL 32541. The subject property is located on the second level of the third building on the left.

Price Information

Listing Price Info

Price Summary:

• List Price: $399,000
• Price Per SqFt: $332/SqFt

HOA Fees:

• Amount: $2541
• Frequency: Quarterly

Tax Information:

• Annual Amount: $2,980
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Destin, FL.

Destin, FL

City

Med. Sold Price

$631.5K

Med. Price/SqFt

$372

Avg. Days On Market

91

# of Sold Homes

44

705 Gulf Shore Dr Unit 202 vs Destin

512 DAYS ON ROCKET

+421 Days

$399,000

-$232.5K Less

$332/SqFt

-$40 Less

KEY TAKEAWAY

This property is $232.5K less than the Median Sold Price and $40/SqFt less than other homes in Destin, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #929920

Listing Office:

• Office Name: Engel & Volkers Destin
• Office Email: leigh.fincher@evrealestate.com
• Listing Agent: Eric C Howell

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/7/2025, 11:51:07 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Mar 31, 2021	Mar 31, 2021Home Sold	$325,000
Jun 27, 2017	Jun 27, 2017Home Sold	$222,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$2,980	$260,000
2018	$2,311	$180,000
2017	$2,065	$158,000

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$2,906

Per Month

Principal & Interest

$1,992

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$847

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,263

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Okaloosa County›Destin›32541›705 Gulf Shore Dr Unit 202

This home is located at 705 Gulf Shore Dr Unit 202 in Destin, FL and zip code 32541. This 1,203 square foot home was built in 1981. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 14, 2023 and is currently priced at $399,000.

Over 1 listings were sold over their listed price in December 2024 in Destin, FL. In the same period over 35 listings were sold below the listed price and 8 listings were sold for the listed price. Between November 2024 and December 2024, Destin, FL real estate market has seen increase in the number of listings by 0.5%. The median list price of listings available in December 2024 was $631,545, while the average time on the real estate market was 91 days.

From Rocket Homes Real Estate and based on county public records data.