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7120 7th St, Surf City, NC, 28445

$900,000

Home List Price

$10,000*

Closing Credit

4 Bedrooms
2 Full Baths
1,500 SqFt
$600/SqFt
House

Location

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7120 7th St, Surf City$900,000

Buyer Closing Credits

$10,000*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingOn Site, Paved
Year Built2004
HeatingForced Air, Heat Pump
CoolingCentral Air, Other
WaterfrontDock, Pier, Seawall, Boat Ramp
FireplaceNone
MLS #100481450
Lot Size0.17 Acres
StatusActive

About 7120 7th St

This incomparable canal front home situated at the end of 7 th St in Surf City offers 97 feet of bulkheaded waterfront with it's own private concrete boat ramp, dock and boat slip on deep water. The one owner home features 4 generous bedrooms, 2 full baths and a great room, kitchen area that is 30 ' x 18' with a vaulted ceiling. The nicely equipped kitchen has granite counter tops and a distinctive island topped with a bamboo counter. In addition to the 1,500 sq. ft. of living space on the main level there is 18' x 14' workshop and a 14' x 14' storage area on the ground floor both of which are fully insulated, heated and cooled by separate mini-split systems. There is also enclosed unheated storage for yard tools, mowers, etc. If your goal is waterfront living on beautiful Topsail Island this home is for you. It has been lovingly maintained as a primary residence since it was built, but would a superb second home or rental investment property.

Property Details

Property Features

Property Information:

  • Year Built: 2004
  • Stories: 1
  • Living Area: 1,500 SqFt

Listing Office:

  • Office Name: Landmark Sotheby's International Realty

Interior Features

Interior Information:

  • Appliances: Dishwasher, Refrigerator, Washer, Electric Oven, Electric Stove, Microwave, Dryer
  • Basement: No
  • Flooring Type: Carpet, Tile
  • Interior: 1st Floor Master, Workshop, Elevator, Kitchen Island, Ceiling Fan(s), Ceiling - Vaulted, Blinds/Shades
  • Fireplace: None

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Waterfront: Dock, Pier, Seawall, Boat Ramp
  • Exterior: Outdoor Shower

Parking Information:

  • Attached Garage: No
  • Parking: On Site, Paved

Lot Features

Lot Information:

  • Lot: Cul-De-Sac, Seawall
  • Lot Size: 0.17 Acres

Utilities

Utilities Information:

  • Heating: Forced Air, Heat Pump
  • Cooling: Central Air, Other

Other

Directions Information:

  • Directions: Proceed north on North New River Dr to Island Dr., turn Right on 7th Street. 7120 will be near the end of the street on the canal on your right

Price Information

Listing Price Info

Price Summary:

  • List Price: $900,000
  • Price Per SqFt: $600/SqFt

Tax Information:

  • Annual Amount: $3,346
  • Tax Year: 2021
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Housing Market Comparison

See how this home compares to others in Surf City, NC.

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Surf City, NC

City

Med. Sold Price

$530K

Med. Price/SqFt

$383

Avg. Days On Market

99

# of Sold Homes

25

7120 7th St vs Surf City

3 DAYS ON ROCKET

-96 Days

$900,000

+$370K More

$600/SqFt

+$217 More

KEY TAKEAWAY

This property is $370K more than the Median Sold Price and $217/SqFt more than other homes in Surf City, NC.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Number: #100481450

Listing Office:

  • Office Name: Landmark Sotheby's International Realty

IDX Copyright 2025 North Carolina Regional MLS LLC. All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC (NCRMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/2/2025, 10:20:57 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2021$3,346$474,660
2020$3,346$474,660
2019$3,346$474,660
2018$3,346$474,660
2017$2,979$441,400

History based on county public records data.

Payment Calculator

$4,559

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$2,765

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-8291
6
/10

  • Surf City Elementary School

  • 12345A Literacy Ln

  • 3.23 miles

  • Public District Grades KG-5

school-card-donut-8292
5
/10

  • North Topsail Elementary School

  • 1310 Sloop Point Loop Rd

  • 7.64 miles

  • Public District Grades PK-5

school-card-donut-8293
6
/10

  • Dixon Elementary School

  • 130 Betty Dixon Rd

  • 8.53 miles

  • Public District Grades PK-4

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $58,224. Typical income of Surf City, NC residents is between $35k-100k annually. Most families are single, no kids. Most residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 7120 7th St

What is the listing price of this property?

The listing price of 7120 7th St property is $900,000.

What type of property is this?

The property 7120 7th St is a house located in Surf City, North Carolina, 28445.

Is this property for sale now?

Active Listing: 7120 7th St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2021 is $3,346 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 7120 7th St has 4 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 7120 7th St is 1,500 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 7120 7th St is 2004.

Rocket Homes›North Carolina›Onslow County›Surf City›28445›7120 7th St

This home is located at 7120 7th St in Surf City, NC and zip code 28445. This 1,500 square foot home, which was built in 2004, sits on a 0.17 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since December 30, 2024 and is currently priced at $900,000.

While more than 3 listings in Surf City, NC in December 2024 were sold above asking price, there were more than 7 listings sold at asking price, and more than 15 were sold below. Between November 2024 and December 2024, Surf City, NC real estate market has seen decrease in the number of listings by 9.4%. The median list price of listings available in December 2024 was $530,000, while the average time on the real estate market was 99 days.

From Rocket Homes Real Estate and based on county public records data.

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