713 E James St, Ely, MN, 55731

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

713 E James St, Ely$139,000

Buyer Closing Credits

$1,651^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingDetached

Garage3 spaces

Year Built1953

HeatingSteam, Propane

MLS #6117175

Lot Size0.14 Acres

StatusSale Pending
(PENDING)

About 713 E James St

Ely home with 3 bedrooms, 2 bath and 1,376 square feet of living space near the park and school. Main level bedroom along with, full bath, living room and kitchen. Second level has 2 bedrooms and an office area with hardwood floors. Full basement with laundry area, family room and 3/4 bath. The rear entryway leads to the three car detached garage. The fully fenced back yard is landscaped with pavers and small rock gardens. This is a good, solid home that is move in ready.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 1953
• Stories: 1
• Living Area: 1,376 SqFt

Listing Office:

• Office Name: Wildwoods Land Company
• Listing Agent: Chris Eilrich

Interior Features

Interior Information:

• Appliances: Dryer, Range, Refrigerator, Washer
• Interior: Hardwood Floors, Foyer Entry, Dryer Hook-Ups, Washer Hook-Ups

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Fenced Yard - Full

Parking Information:

• Garage Space: 3 spaces
• Attached Garage: No
• Parking: Detached

Lot Features

Lot Information:

• Lot Size: 0.14 Acres

Utilities

Utilities Information:

• Heating: Steam, Propane

Other

Directions Information:

• Directions: James St in Ely.

Price Information

Listing Price Info

Price Summary:

• List Price: $139,000
• Price Per SqFt: $101/SqFt

Tax Information:

• Annual Amount: $768
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Ely, MN.

Ely, MN

City

Med. Sold Price

$199K

Med. Price/SqFt

$145

Avg. Days On Market

68

# of Sold Homes

8

713 E James St vs Ely

23 DAYS ON ROCKET

-45 Days

$139,000

-$60K Less

$101/SqFt

-$44 Less

KEY TAKEAWAY

This property is $60K less than the Median Sold Price and $44/SqFt less than other homes in Ely, MN.

Based on homes sold in November 2024

MLS Details

MLS Information:

• MLS Number: #6117175

Listing Office:

• Office Name: Wildwoods Land Company
• Listing Agent: Chris Eilrich

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Information is supplied by seller and other third parties and has not been verified. ©2024 Lake Superior Area REALTORS® MLS - All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/26/2024, 3:20:54 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$768	$75,900
2019	$666	$45,540
2017	$586	$43,080

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$761

Per Month

Principal & Interest

$694

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$483

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Minnesota›Saint Louis County›Ely›55731›713 E James St

This home is located at 713 E James St in Ely, MN and zip code 55731. This 1,376 square foot home, which was built in 1953, sits on a 0.14 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since December 03, 2024 and is currently priced at $139,000.

In November 2024, from all listings sold in Ely, MN there were more than 0 sold above asking price, over 7 sold below and more than 1 were sold right at the asked price. In November 2024 in Ely, MN there were 16.7% less homes for sale than in October 2024. In November 2024, listings were on the market for 68 days. During the same period, the median list price in this real estate market was $199,000.

From Rocket Homes Real Estate and based on county public records data.