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720 Congress St, Schenectady, NY, 12303

$55,000

Home List Price

$653*

Closing Credit

5 Bedrooms
3 Full Baths
3,042 SqFt
$18/SqFt
Multi

Location

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720 Congress St, Schenectady$55,000

Buyer Closing Credits

$653*

1.25% Loan Amount

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Property Highlights

Home TypeTriplex
Garage1 space
Year Built1890
HeatingNone
BasementYes
MLS #202427839
Lot Size0.23 Acres
StatusActive

About 720 Congress St

CITY OWNED non conforming 3 Family. Huge, property just over 3000 square feet. Nearly a quarter acre parcel. This is the place to renovate. Two choices here, the slower path is to work with the city for a variance to keep it as a three family, or faster renovate it to a 4 bed 2 bath over a 4 bed 2 bath. You've got the room to design a monster money maker. Priced to consider a full gut. Take a look, build a scope of work and the estimate to complete the work. This estimate will work as the reserve number you'll need on top of your offer amount.

Property Details

Property Features

Property Information:

  • Architectural Style: Traditional
  • Year Built: 1890
  • Living Area: 3,042 SqFt

Listing Office:

  • Office Name: Thomas P Moore
  • Office Phone: (518) 894-7768
  • Listing Agent: David Kellogg

Interior Features

Interior Information:

  • Basement: Yes

Bedroom and Bathroom Information:

  • Full Bathrooms: 3
  • Total Bedroom Count: 5

Exterior Features

Exterior Information:

  • Exterior: None

Parking Information:

  • Garage Space: 1 space

Lot Features

Lot Information:

  • Lot Size: 0.23 Acres

Utilities

Utilities Information:

  • Heating: None

Other

Directions Information:

  • Directions: Turn from Broadway to Congress continue past Second Ave on the left. Home is on the right as the road bends

Price Information

Listing Price Info

Price Summary:

  • List Price: $55,000
  • Price Per SqFt: $18/SqFt

Tax Information:

  • Annual Amount: $945
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Schenectady, NY.

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Schenectady, NY

City

Med. Sold Price

$267.6K

Med. Price/SqFt

$175

Avg. Days On Market

28

# of Sold Homes

125

720 Congress St vs Schenectady

56 DAYS ON ROCKET

+28 Days

$55,000

-$212.6K Less

$18/SqFt

-$157 Less

KEY TAKEAWAY

This property is $212.6K less than the Median Sold Price and $157/SqFt less than other homes in Schenectady, NY.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Global MLS
  • MLS Number: #202427839

Listing Office:

  • Office Name: Thomas P Moore
  • Office Phone: (518) 894-7768
  • Listing Agent: David Kellogg

IDX The data relating to real estate on this website comes in part from the Internet Data Exchange program of the Global MLS (GMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Copyright © 2024 Global Multiple Listing Service, Inc. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.

This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.
Last updated on: 12/18/2024, 6:21:04 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Nov 06, 2006Home Sold
$85,000
Jun 07, 2005Home Sold
$67,000

Tax History

YEARPROP. TAXASSESSMENT
2020$945$81,300
2019$945$81,300
2018$2,670$81,300
2017$5,346$81,300

History based on county public records data.

Payment Calculator

$342

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$231

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-4413179
1
/10

  • Hamilton Elementary School

  • 1091 Webster St

  • 0.36 miles

  • Public District Grades PK-5

school-card-donut-4413180
3
/10

  • Pleasant Valley Elementary School

  • 1097 Forest Rd

  • 0.67 miles

  • Public District Grades PK-5

school-card-donut-4413181
3
/10

  • Van Corlaer Elementary School

  • 2310 Guilderland Ave

  • 0.84 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $42,721. Residents of Schenectady, NY typically earn between $35k-100k each year. The most common type of family is single, no kids. Residents of this area typically have high school diploma education.

All data provided by Home Junction and Claritas

Living In Schenectady, NY

Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.

What are the common housing types in Schenectady, NY?

Schenectady's housing market is diverse, offering a range of options from historic colonial homes to contemporary apartments. Single-family homes are prevalent, reflecting the city's rich history with classic Victorian and Dutch Colonial styles. The housing stock also includes a selection of multi-family residences and condos, providing alternatives for various lifestyle needs. The homeownership rate in Schenectady is substantial, with a significant portion of residents owning their homes, while the remainder are part of the rental market.

What are the advantages of living in Schenectady, NY?

Schenectady prides itself on a vibrant community spirit and a rich cultural heritage. The city's character is defined by its historical architecture, local arts scene, and community events that bring residents together. Schenectady is celebrated for its annual festivals and the weekly farmers' market that showcases local produce and crafts, contributing to the city's unique charm and sense of togetherness.

Are essential services in Schenectady, NY convenient?

The community is served by a robust educational system, including several public schools that cater to students from kindergarten through high school, as well as private educational options. Healthcare services are accessible, with a local hospital providing emergency care and specialized medical treatments. The city's public library system supports lifelong learning with a range of programs and resources. Retail and dining establishments reflect Schenectady's diverse culture, offering both local and international cuisine, along with shopping experiences that range from small boutiques to larger retail centers.

How do Schenectady, NY residents get around?

Transportation in Schenectady features a mix of public transit options, with bus services connecting various neighborhoods and facilitating access to the wider region. The city's layout supports a degree of walkability, particularly in the downtown area, which is also bike-friendly. Major roads and highways are easily accessible, making commuting and travel convenient for residents. The city is continually working to improve transportation infrastructure to enhance connectivity and reduce congestion.

Rocket Homes›New York›Schenectady County›Schenectady›12303›720 Congress St

This home is located at 720 Congress St in Schenectady, NY and zip code 12303. This 3,042 square foot home, which was built in 1890, sits on a 0.23 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 22, 2024 and is currently priced at $55,000.

Schenectady, NY housing market in November 2024 saw over 60 listings sold above listed price, more than 17 sold at listed price and over 48 sold below. In November 2024 in Schenectady, NY there were 24.1% less homes for sale than in October 2024. In November 2024, listings were on the market for 28 days. During the same period, the median list price in this real estate market was $267,607.

From Rocket Homes Real Estate and based on county public records data.

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